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人民币对美元汇率盘中升破7.14关口;头部银行加速布局证券开户业务 | 金融早参
Sou Hu Cai Jing· 2025-08-28 23:37
据智通财经,日前,多位业内知情人士向智通财经记者透露,四川省内的成都银行、成都农商银行和四 川银行计划联合申设银行理财公司,前期相关准备工作已经展开。知情人士透露,三家银行对联合申设 拿到牌照一事"较有信心"。 NO.3 头部银行加速布局证券开户业务 近期A股市场显著回暖,市场交易活跃度大幅提升。上交所官网数据显示,2025年7月A股市场新增投资 者数量达196.36万户,同比增幅高达70.54%。在此背景下,银行业与证券业联动加强,通过多元化策略 布局银证合作业务,形成"开户引流+服务增值"的双向互动格局。《每日经济新闻》记者观察到,中国 银行、招商银行、兴业银行等多家头部银行纷纷在手机银行App醒目位置布局证券开户活动。 |2025年8月29日 星期五| NO.1在岸、离岸人民币对美元汇率盘中升破7.14关口 8月28日,在岸人民币、离岸人民币对美元汇率盘中双双升破7.14整数关口。 点评:中国银行研究院主管王有鑫表示,人民币对美元汇率明显走升是内外部因素共振的结果。从外部 因素看,美联储政策转向为人民币打开升值空间。从内部因素看,国内资本市场近期快速回暖,A股市 场交投活跃,风险偏好回升推动跨境资金增配 ...
8.28犀牛财经早报:多家银行大力度转让信用卡不良贷款 英伟达第二财季净利润264.22亿美元
Xi Niu Cai Jing· 2025-08-28 01:41
Group 1 - The first batch of mutual fund mid-term reports for 2025 has been released, revealing hidden heavy holdings and a consensus among investors to focus on the fundamentals of listed companies for long-term value [1] - The number of public fund issuances in August reached a new high for the year, with 158 funds planned for issuance, marking a 6.04% increase from July [1] - Several banks are actively transferring non-performing credit card loans, with significant discounts on the transfer prices, indicating a notable increase in the scale and discount rates compared to previous years [1] Group 2 - Over 700 "fixed income plus" funds have reached new net asset value highs, driven by the recent rise of the Shanghai Composite Index above 3800 points [2] - The total issuance of technology innovation bonds (科创债) by banks has reached 227.3 billion yuan, with 34 banks participating in the issuance [2] - The reduction of the securities transaction stamp duty by half has resulted in a cumulative savings of over 250 billion yuan for investors over two years [2] Group 3 - Nvidia reported a net profit of $26.422 billion for the second quarter of fiscal year 2026, a 59% year-on-year increase, with revenue reaching $46.743 billion [3] Group 4 - Jiangqi Investment's founder announced his departure due to the illegal change of the company's legal representative, although he remains the largest shareholder [5] - Longjin Technology is under investigation by the China Securities Regulatory Commission for suspected information disclosure violations [6] - Dongxin Co., Ltd. announced a reduction in the shareholding ratio of its controlling shareholder to 37.47% after a series of share sales [6] Group 5 - Kuaiyi Elevator reported a net profit of 34.0587 million yuan for the first half of the year, a 43.04% decrease year-on-year, with revenue down 10.83% [7] - The chairman of Shanhe Pharmaceutical Auxiliary passed away, holding approximately 63.0575 million shares, accounting for 26.9% of the total shares [8] - Chery Automobile's IPO and the "full circulation" of unlisted shares have been approved by the China Securities Regulatory Commission [9] - Shuoshi Biotechnology announced a collective salary reduction for its executives, with cuts ranging from 5% to 50% amid ongoing operational challenges [10]
多家银行大力度转让信用卡不良贷款
Zheng Quan Ri Bao· 2025-08-27 16:13
近期,银行业信贷资产登记流转中心有限公司(以下简称"银登中心")官网信息显示,华夏银行信用卡 中心发布公告,公开转让2025年第6期至第12期共7期个人不良贷款(信用卡透支)项目。从价格维度 看,此次转让折价力度较大,多期项目的转让起始价不足未偿本息总额的0.15折。 据梳理,2025年以来,已有多家银行密集推进信用卡不良贷款转让工作。不仅整体转让规模可观,折价 力度也较以往显著加大。 大规模、低折扣转让 从上述公告看,华夏银行此次批量转让的不良贷款的未偿本金总额合计44.83亿元,未偿利息总额合计 63.05亿元,未偿本息总额共107.89亿元。这7期个人不良贷款(信用卡透支)转让项目将于本月下旬开 展线上公开竞价,起始价合计2.45亿元,约为未偿本息总额的0.23折。 2025年以来,银行个人信用卡不良贷款转让节奏明显加快,百亿元以上规模的转让项目频现,且普遍以 低折扣成交。银登中心公布的信息显示,交通银行、光大银行、平安银行、浦发银行、江苏银行、宁波 银行等多家银行已密集发布公告,挂牌转让个人不良贷款(信用卡透支)项目。其中,多家银行的转让 规模达百亿元,且竞价起始价相对未偿本息总额的折扣力度较大,有部 ...