纵观悦养老的发展路径，其通过资源整合与流程重构，构建起一套以客户为中心的健康养老服务。悦养 老康养服务，作为中意人寿打造的康养服务品牌，自推出以来便以"管家式服务"为核心定位，聚焦老年 群体在生理健康、心理健康、环境适老三大维度的综合需求。其服务设计基于"养老长周期"理念，整合 视频医生、心理咨询、照护援助、居家改造、养老咨询与养老规划六大板块，形成从健康问诊、心理疏 导、康复护理到环境打造、养老方案制定的服务链。这一体系将保障触角拓展至日常生活的方方面面， 帮助满足"老有所养、老有所安"的深层诉求，也在更广阔层面响应了国家应对人口老龄化的战略目标。 此次悦养老3.0围绕"响应快、自主选、家人享"三大维度进行升级，致力于提升服务的即时性、个性化 与家庭协同。这不仅是一次服务内容的扩容，更是一次养老理念的落地实践——让服务从保单保障走向 生活日常，从单点响应升级为长流程陪伴，并转化为连接代际亲情的温暖纽带。悦养老正在用有温度的 服务向市场证明：从财务保障到服务守护，保险正在以专业化、系统化、人性化的服务能力，努力为万 千中国家庭构建更安心、更自主、更有尊严的养老未来。 *承保且过犹豫期的指定保险产品被保险人，满 ...

Core Insights - The article discusses the rapid growth and structural characteristics of service consumption in China, emphasizing its importance in driving economic growth and internal demand [7][8][11]. Group 1: Current State of Service Consumption - Service consumption is growing faster than average consumption rates, with a contribution rate of 60.2% to national economic growth in the first half of the year, up 5.8 percentage points year-on-year [8][10]. - The service sector's value added reached 39 trillion yuan, growing by 5.5% year-on-year, indicating a robust performance in service consumption [8][9]. - New business models such as instant retail and live e-commerce are thriving, with online retail sales increasing by 8.5% year-on-year [8][9]. Group 2: Structural Characteristics - Service consumption is diversifying and upgrading, with traditional services like dining and transportation maintaining stable growth while emerging sectors like cultural entertainment and healthcare are rapidly increasing their share [9][10]. - The proportion of service consumption in total consumption rose from 39.7% in 2013 to 46.1% by the end of 2024, highlighting a significant shift towards service-oriented consumption [10][11]. - Urban residents have a higher share of service consumption, but rural areas are experiencing faster growth, contributing to a more balanced overall structure [9][10]. Group 3: Drivers of Service Consumption Growth - Rising per capita GDP, projected to reach $13,500 in 2024, is expected to further drive service consumption demand [11][12]. - The aging population, with the elderly rate increasing from 10.1% in 2015 to 15.6% in 2024, is creating diverse service consumption needs [11][12]. - The younger generation is becoming the main consumer group, shifting towards personalized and high-quality service consumption [11][12]. Group 4: New Growth Points in Service Consumption - The development of life services is expected to continue, driven by technological innovation and mobile payment advancements [15][16]. - The integration of culture and tourism services is anticipated to release significant potential, with AI and IoT enhancing consumer experiences [16][17]. - Health and elderly care services are emerging as new growth areas, with AI applications improving service efficiency and personalization [16][17]. Group 5: Challenges and Policy Recommendations - Insufficient effective supply of service consumption is a major constraint, particularly in rural areas where elderly care services are lacking [19][20]. - Enhancing residents' income and consumption willingness is crucial for stimulating service consumption [20][21]. - Policies should focus on increasing disposable income, improving social security systems, and expanding credit support for service consumption [22][23].

Core Viewpoint - The company held its 2024 Annual General Meeting, discussing various operational and financial aspects, including a slight increase in revenue but a significant decrease in net profit, alongside strategic plans for future growth in various sectors [1][21][24]. Group 1: Meeting Details - The 2024 Annual General Meeting is scheduled for May 21, 2025, at 13:30 in Nanjing [1]. - The meeting will include both on-site and online voting methods [4]. - Legal opinions will be provided by Jiangsu Taihe Law Firm during the meeting [3][4]. Group 2: Financial Performance - The company achieved an operating revenue of 6.7 billion yuan, a year-on-year increase of 1.98%, with the main business revenue accounting for 95.91% [5][21]. - The net profit attributable to shareholders was 230 million yuan, a decrease of 46.10% compared to the previous year [21][24]. - The total assets of the company reached 26.225 billion yuan, with total liabilities of 7.132 billion yuan [23]. Group 3: Business Segments - The main business sectors include commercial retail, hospitality, health and elderly care, professional technical services, pharmaceutical manufacturing, and medical services [5][21]. - The commercial sector reported a revenue of 412 million yuan, down 11.27% year-on-year [22]. - The health and elderly care sector generated 2.128 billion yuan, with a slight decrease of 0.11% [22]. Group 4: Strategic Initiatives - The company is focusing on enhancing its core business capabilities and expanding its market presence in health and elderly care services, as well as in the biomedical sector [26][29]. - Plans include upgrading retail spaces and introducing new brands to improve customer experience [29]. - The company aims to retain undistributed profits for future investments in market expansion and R&D [31]. Group 5: Governance and Compliance - The board of directors held eight meetings during the reporting period, ensuring compliance with legal and regulatory requirements [9][12]. - The independent directors actively participated in decision-making and oversight, contributing to the company's stable development [14][15]. - The company has established a robust internal control system to manage operational risks effectively [16][20]. Group 6: Future Outlook - The company anticipates continued growth in the health and elderly care market, driven by an aging population and increasing consumer demand [25][27]. - The biomedical sector is expected to expand significantly, supported by government policies promoting stem cell technology and clinical applications [26][28]. - The retail business is undergoing transformation to adapt to market changes and consumer preferences, aiming for sustainable growth [29][31].