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农发行4家分支行被罚!今年月均吃罚单4张,新行长能否破局
Nan Fang Du Shi Bao· 2025-09-19 10:51
国家金融监督管理总局海南监管局近日发布的消息显示,中国农业发展银行(以下简称"农发行")海南 省分行、乐东黎族自治县支行、琼海市支行和五指山市支行及相关责任人员,因为转嫁经营成本、贷款 管理不尽职,合计被罚391万元。 2024年年报显示,截至2024年底,该行总资产达106504.55亿元,贷款余额9.64万亿元;不良贷款率 0.44%,贷款拨备率4.36%。业绩方面,2024年该行实现营业收入1438.66亿元,同比下降1.29%,净利润 397.59亿元,同比增长10.26%。 4家分支行被罚,一员工被终身禁业 根据海南金融监管局发布的信息,农发行海南省分行因为转嫁经营成本、贷款管理不尽职,被罚款283 万元。同时,农发行乐东黎族自治县支行、琼海市支行和五指山市支行三家分支行也因为上述原因均被 罚款30万元。 相关责任人员同步被处罚。通报显示,海南金融监管局对莫壮才、吴冠、赵志强警告,对何壁龙、王子 哲、蔡杰警告并罚款共计18万元,对陈家山终身禁止进入银行业。 | | | 对农发行海南省 | | | --- | --- | --- | --- | | 中国农业发 | | 分行罚款283万 | | | 展 ...
华夏银行回应被罚款8725万元:已迅速落实各项整改措施,并对相关责任人员严肃问责
Cai Jing Wang· 2025-09-05 14:29
9月5日,国家金融监督管理总局披露的行政处罚信息显示,华夏银行股份有限公司因存在相关贷款、票据、同业等业务管理不审慎,监管数据报送不合规等 违法违规行为,被金融监管总局罚款8725万元,相关责任人员陈成天、刘建新被警告,钱建华、何羽、吕玉梅、涂超被警告并罚款合计20万元。 对此,华夏银行回应称,近日华夏银行收到国家金融监督管理总局2023年对该行开展风险管理及内控有效性现场检查进行行政处罚的决定书。对于监管部门 的处罚决定,该行诚恳接受。对于监管处罚问题,该行高度重视,深入分析问题成因,已迅速落实各项整改措施,并对相关责任人员进行严肃问责。下一步 华夏银行将严格落实监管要求,持续强化内控合规管理,推动业务经营健康发展。 (国家金融监督管理总局、华夏银行) ...
光大银行多家分行行长调整光大金瓯新任总经理确定
Xin Lang Cai Jing· 2025-08-21 09:07
来源:金融人事 7月份,金融人事曾报道过,光大金瓯总经理李振宇调任光大证券党委委员。 光大银行南京分行行长张伟,拟任光大金瓯总经理。 张伟,苏州大学法律硕士,历任光大银行烟台分行纪委书记、风险总监,无锡分行纪委书记、副行长,2018年1月升任无锡分行行长,2019年2月调任南京分行行长。截至2024年末,光大银行 光大金瓯现任董事长任锋也是光大银行老将,历任光大银行总行信用审批部总经理、南昌分行行,2022年10月任光大理财董事长,2024年7月调任光大金瓯。 据官网介绍,光大金瓯资产管理有限公司由光大集团与温州市属国有企业共同组建,成立于2015年12月,2016年11月获得原银监会"参与浙江省范围内不良资产批量转让业务"批复,当年12月 厦门分行行长陈伟,拟接任南京分行行长;曾任光大银行福州分行副行长、纪委书记,2021年4月23日,其厦门分行行长的任职资格获批复。截至2024年末,光大银行厦门分行资产规模为504 此外,光大银行近日还有多位一级分行行长、副行长的任职资格获批。 8月18日,李生盛光大银行拉萨分行行长的任职资格获核准;曾任光大银行西宁分行业务部总经理、行长助理,2019年9月升任西宁分行副 ...
农发行被罚千万元!年内罚单量居三家政策性银行之首
Nan Fang Du Shi Bao· 2025-08-04 10:13
作为对比,另外两家政策性银行——国家开发银行和中国进出口银行——今年以来分别被罚5次和4次, 被罚没金额分别为1759.42万元和2165万元。 国家金融监督管理总局近日发布的行政处罚信息显示,中国农业发展银行(以下简称"农发行")因为信 贷资金投向不合规、贷后管理不到位等被罚款1020万元。 南都湾财社记者根据企业预警通数据梳理发现,以披露日期为准(下同),今年以来,农发行已经收到 机构罚单27张,被罚没金额合计达2320万元,无论是罚单量还是被罚金额都居三家政策性银行之首。 今年已收罚单27张 农发行成立于1994年,是由国家出资设立、直属国务院领导、支持农业农村持续健康发展、具有独立法 人地位的国有政策性银行。 根据金融监管总局信息,农发行此次被罚1020万元,主要系信贷资金投向不合规、贷后管理不到位等。 这是该行今年收到的最大额罚单,也是该行今年以来收到的第27张机构罚单。 据企业预警通数据,今年以来,农发行累计被罚2320万元(不含个人),无论是罚单数量还是被罚金额 都位居三大政策性银行之首。其中,仅今年7月份以来,该行就收到罚单10张,除了上述针对总行的千 万元巨额罚单,其余罚单均开给农发行二级分 ...
广银理财涉多项违规被罚千万,存续产品规模超千亿元
Nan Fang Du Shi Bao· 2025-08-04 09:19
Core Viewpoint - Guangyin Wealth Management has been penalized for multiple violations including irregular investment operations and inadequate data management, resulting in a total fine of 11.5988 million yuan [2][3][4]. Financial Performance - In 2024, Guangyin Wealth Management achieved a revenue of 512 million yuan and a net profit of 279 million yuan, representing year-on-year growth of 19.6% and 26.2% respectively [6]. - As of the end of 2024, the company's existing product scale was 182.37 billion yuan, ranking 23rd among 31 bank wealth management subsidiaries [6]. - By mid-2025, the existing product scale decreased to 174.31 billion yuan, a reduction of 8.06 billion yuan or 4.4% compared to the beginning of the year [6]. Regulatory Actions - The financial regulatory authority disclosed that Guangyin Wealth Management was penalized for non-compliance in investment operations, data management, and timely information registration, leading to a confiscation of illegal gains of 1.9494 million yuan and a fine of 9.6494 million yuan [3][4]. - Since 2025, the regulatory authority has issued three fines to bank wealth management subsidiaries, with total penalties exceeding 41.999 million yuan, indicating an increase in enforcement actions [4]. Company Response - Guangyin Wealth Management has expressed its commitment to addressing regulatory feedback and enhancing internal control and compliance management [5]. - The company plans to strengthen its investment operation management and improve its professional research capabilities [5].
农行大厅上演理财骗局!柜员假申购骗走老人百万理财款,银行被判担责
Xin Lang Cai Jing· 2025-06-24 10:36
Core Viewpoint - The case highlights the issue of bank employees committing fraud against clients, raising questions about the bank's responsibility for client losses due to employee misconduct [1][6][10]. Group 1: Incident Overview - Liu, a client of Agricultural Bank of China, was defrauded of 141.91 million yuan by a bank teller, Zhang, who misused her funds for gambling [2][3]. - Liu entrusted Zhang with her bank card and password to purchase investment products, but Zhang had already withdrawn 42 million yuan from her account prior to the transaction [2][3]. - Zhang executed a scheme of false purchase transactions to cover up the withdrawals, ultimately leading to Liu's financial loss [3][4]. Group 2: Legal Proceedings - Zhang was convicted of fraud and sentenced to 14 years and 8 months in prison, with a restitution order to repay Liu and the bank [5][6]. - The court found that the bank had a degree of fault in the incident due to inadequate management practices that allowed Zhang's actions to go unchecked [7][10]. - The court ruled that the bank should compensate Liu for 90% of her verified losses, amounting to 99.92 million yuan, after excluding the funds Zhang had withdrawn before the fraudulent transactions [7][10]. Group 3: Bank's Responsibility - The court determined that Zhang's actions did not constitute official duties, as assisting clients with investment purchases was not part of his job description [6][7]. - However, the bank was found to have significant management failures that contributed to the fraud, leading to its liability for Liu's losses [7][10]. - The ruling emphasized the need for banks to strengthen internal controls and compliance measures to prevent similar incidents in the future [11][12]. Group 4: Consumer Awareness - The case underscores the importance of consumer vigilance regarding personal banking information, as clients often place undue trust in bank employees [11][13]. - Consumers are advised to safeguard their account information and verify transactions through official channels to mitigate risks [13].
兰州银行上市3周年:构建科学稳健管理体系 迈向高质量发展新阶段
Group 1: Core Strategy and Vision - Lanzhou Bank aims to build a "respected and distinctive boutique bank," focusing on the dynamic balance of "quality, efficiency, and scale" to optimize its asset-liability structure, improve asset quality, enhance profitability, and advance digital transformation [1] Group 2: Corporate Governance - The bank has prioritized optimizing its corporate governance system, establishing a modern governance framework based on "three meetings and one layer," ensuring clear responsibilities and effective checks and balances among governance bodies [2] - In August of last year, Lanzhou Bank completed the re-election of its board of directors and supervisory board, further optimizing its governance structure [2] - The bank actively promotes the independent director system, ensuring their decision-making, supervision, and consultation roles are effectively fulfilled [2][3] Group 3: Information Disclosure and ESG Practices - Lanzhou Bank adheres to relevant laws and regulations to enhance its information disclosure quality, ensuring compliance and timely, accurate, and fair information dissemination to protect investors' rights [4] - The bank has been recognized for its investor relations management, holding regular investor communication events and receiving awards for its annual report practices [4] - Lanzhou Bank has committed to sustainable development, voluntarily disclosing its first ESG report in April 2024 and receiving multiple awards for its ESG practices [4] Group 4: Financial Performance and Shareholder Returns - Over the past three years, Lanzhou Bank has distributed a total cash dividend of 2.108 billion yuan, exceeding its total fundraising amount, demonstrating its commitment to shareholder returns [5] Group 5: Internal Control and Talent Development - The bank is enhancing its internal control system through organizational optimization and digital transformation, aiming to improve compliance management and operational efficiency [7] - Lanzhou Bank collaborates with local universities for talent recruitment and has developed a comprehensive training system, receiving numerous awards for its human resource management practices [7] Group 6: Growth Metrics - Since its listing, Lanzhou Bank has seen a 20.14% increase in total assets, a 17.95% increase in loans, and a 17.85% increase in deposits [8] - The bank ranked 330th in the "Global 1000 Banks" list by The Banker magazine in 2024 and has maintained an AAA credit rating for seven consecutive years [8]