证券代码：002142 证券简称：宁波银行 宁波银行股份有限公司投资者关系活动记录表 编号:2025-27 | 投资者关系活动 | 特定对象调研 □分析师会议 | | --- | --- | | 类别 | □媒体采访 □业绩说明会 | | | □新闻发布会 □路演活动 | | | □现场参观 □其他： | | | 公司投关团队； | | | Aberdeen Investments Alec Jin； | | | Abu Dhabi Investment Authority Nan Li； | | | Capital International Investors Liying Du； | | | East Capital Hao Zhang； | | | Eastspring Investments Jocelyn Wu； | | | FOSUN GROUP Jia Yu； | | | JP Morgan Asset Management Hans Fan； | | 活动参与人员 | Hu； LyGH Capital Raymond | | | Manulife Wenlin Li； | | | Mars ...

Group 1: Asset Quality Outlook - The company anticipates maintaining a good asset quality level within the industry despite new challenges from economic fluctuations and external conditions [2] - The bank will focus on key areas and adhere to a risk bottom line while enhancing its credit risk management through financial technology [2] Group 2: Loan Growth Prospects - The bank has been increasing its loan scale by focusing on key sectors such as private small and micro enterprises, manufacturing, and consumer spending [2] - Future loan growth is expected to remain reasonable, supported by policies aimed at expanding domestic demand and promoting consumption [2] Group 3: Capital Growth and Returns - The company emphasizes the importance of balancing dividends with internal capital growth to ensure sustainable development [2] - Internal capital is projected to create greater value for the company, with a commitment to enhancing performance and providing returns to shareholders [2]