其实，面对市场的起伏，焦虑的根源往往不在于市场本身，而在于我们心中那把"尺子"——投资预期。广发基金 指出，在投资中设置一个科学合理的预期至关重要。 2026年，A股市场迎来开门红。截至1月6日，沪指高开高走涨1.5%，录得13连阳并创10年新高。但如果要总结刚 刚过去的2025年，很多投资者的心情或许是复杂的。回顾这一年，前三季度股市整体展现了不错的赚钱效应，吸 引了不少投资者入市，但四季度加剧的波动又让大家感到无所适从。在这个阶段，前期盈利回吐殆尽，开始倒亏 甚至割肉离场的投资者不在少数，很多人都曾陷入焦虑当中。 为什么要设置合理的投资预期？ 目标是行动的指南，给每一笔投资设置合理的预期，核心作用在于让投资者面对波动时能做到"心中有数"。 就像以百米冲刺的速度去跑马拉松，结果大概率是半途力竭。如果投资预期不切实际，很容易导致投资行为的失 衡——当市场回调时，因跌破心理防线而恐慌赎回；当市场上涨时，又因忽视风险而贪婪追高。 只有事先设定了合理的预期，才能在市场波动中保持从容，避免因心理落差过大而做出追涨杀跌的非理性决策。 如果明白股票型基金本身就伴随着高波动，那么当投资者遇上短期调整时便能视其为市场正常的起 ...

Core Viewpoint - The article emphasizes the importance of maintaining a "calm mind" in investing, suggesting that emotional control is crucial for successful investment strategies [5][6]. Group 1: Importance of Emotional Control - Maintaining a calm mindset in investing is rare and valuable, as many investors experience negative emotions such as envy and anxiety during market fluctuations [6][7]. - Over 80% of investors exhibit a short-term mindset, which can lead to irrational decisions and losses [6]. - Investment experts assert that investing is more about managing emotions than intelligence [7]. Group 2: Strategies to Combat Negative Emotions - Increasing investment knowledge can help mitigate fear of the future and build confidence [9]. - Market volatility should be viewed as a fundamental characteristic rather than a risk; it is essential for generating profits [9][10]. - Long-term investment strategies can smooth out short-term fluctuations, as historical data shows that markets recover over time [12]. - Recognizing that no one can consistently be the best performer in the market can help investors maintain a calm mindset [13][14]. Group 3: Practical Experience and Feedback - Investors who have experienced significant market fluctuations and made effective decisions during those times tend to maintain a calm mindset [15][16]. - Diversifying investments across various assets can reduce the impact of volatility from any single asset [18][19]. - Dollar-cost averaging and rebalancing strategies can help manage volatility and improve overall investment performance [21][22]. - Setting realistic investment expectations can lead to better outcomes, with historical average returns for stocks and gold around 10% annually, and bonds around 5% [24].