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中信银行行长芦苇:以三大“透过”实现上半年“难中求成”
南方财经8月28日电,中信银行于今日召开2025年半年业绩会,中信银行行长芦苇表示,该行始终坚 持"稳健、均衡、可持续"发展理念,上半年在复杂环境下实现"难中求成、稳中有进",得益于三大方 面: 二是透过数据看能力:体系能力建设支撑发展,包括量价平衡管理能力、轻资本发展能力、全面风险管 理能力、客户经营能力。 三是透过结构看未来:资产、负债、客户结构持续优化,零售、对公、金融市场业务形成 40%:40%:20%的均衡营收结构,增强抗周期能力。(21世纪经济报道) 一是透过指标看结果:净利润正增长,营收边际改善,成本控制有效,资产质量稳中向好,规模实现有 质量增长。 ...
六部门详解国家版民生“大礼包” 民生建设更加注重“公平、均衡、普惠、可及”
Core Viewpoint - The Chinese government has introduced a series of policies aimed at improving and safeguarding the livelihoods of its citizens, focusing on addressing urgent public concerns in areas such as education, healthcare, and social security [1][2]. Group 1: Policy Initiatives - The government has outlined 10 policy measures across four main areas to enhance social security and support low-income groups, emphasizing fairness in social welfare [1][2]. - By 2025, the budget for education, social security, and employment is projected to reach approximately 4.5 trillion yuan, with increases of 6.1% and 5.9% respectively [2]. - The central government's investment in social services is expected to rise by over 30% compared to the end of the previous five-year plan [2]. Group 2: Education and Childcare - A focus on improving educational resources includes plans to build or expand over 1,000 high-quality high schools and achieve standardized construction in compulsory education schools within five years [3]. - The government is implementing tax deductions for families with children under three years old and has introduced subsidies and vouchers to lower childcare costs [3]. - More than half of the provinces are prioritizing childcare services as part of local livelihood initiatives [3]. Group 3: Healthcare Improvements - The government aims to enhance the sharing of quality healthcare resources, with a strategy to resolve general illnesses at the city and county levels by 2025 [3]. - The per capita financial subsidy for basic public health services will increase to 99 yuan annually, while the subsidy for urban and rural residents' health insurance will rise to 700 yuan [4]. Group 4: Elderly and Child Services - The government plans to improve the elderly care and childcare service systems, including community-based home care services and the establishment of a childcare subsidy system [5]. - Policies will be developed to better accommodate flexible employment and new job forms, ensuring that these workers have access to social insurance [5].
中央重磅民生文件突出“准、实、新”
Zhong Guo Xin Wen Wang· 2025-06-10 06:04
Core Viewpoint - The document outlines a comprehensive set of policies aimed at improving and safeguarding the livelihoods of the population, focusing on fairness, accessibility, and quality of basic public services [1][4]. Group 1: Policy Focus Areas - The document emphasizes placing fairness at the forefront of livelihood policies, aiming to enhance the equity of social security and expand coverage for low-income groups [3][4]. - It highlights the need for equal access to basic public services for all citizens, regardless of urban or rural status, and proposes measures to improve the quality and efficiency of these services [3][4]. - The document addresses key concerns in education, healthcare, elderly care, and childcare, proposing initiatives to enhance the inclusivity of basic livelihood services [3][4]. Group 2: Implementation Strategies - The policies are designed to be precise, practical, and innovative, focusing on addressing specific pain points in the livelihood sector [4][5]. - For rural low-income populations, the document proposes actions to increase income through industry development, job transfers, skill enhancement, and targeted support [5]. - It sets clear goals for educational quality improvement, healthcare infrastructure, and the provision of elderly and childcare services, including specific targets for new facilities and service coverage [5][6]. Group 3: Financial Commitment - By 2025, the government plans to increase financial investment in the livelihood sector, with education, social security, and employment expenditures nearing 4.5 trillion yuan, reflecting growth rates of 6.1% and 5.9% respectively [7]. - The central government will allocate 667.4 billion yuan for employment support, including measures to stabilize jobs and assist vulnerable groups [7]. - Basic pension standards will be raised by 20 yuan per month, benefiting over 300 million elderly individuals through enhanced financial support [8]. Group 4: Specific Initiatives - The document outlines initiatives to improve basic medical insurance and public health service funding, increasing per capita subsidies for urban and rural residents [8]. - It emphasizes the need for educational resource optimization and support for disadvantaged groups, with a budget of 809.45 billion yuan for student assistance [8]. - The government aims to enhance community-based elderly care and childcare services, ensuring that these services meet the growing demands of the population [9].