"很多人说老龄化社会的抚养比会越来越高，社会养不起这些老年人，我认为这是错误的。在制度合理 建设下，人工智能会推动赡养生产率大大提升，远远跑赢老年人口抚养比增长速度。"11月13日，中国 社会科学院学部委员、原副院长蔡昉在太湖世界文化论坛·钱塘对话上作主旨演讲时表示。 蔡昉认为，关键在于通过制度设计，让人工智能赋能基本养老保险制度和银发经济，既可提高赡养生产 率，扩大养老资源，又可提高分享水平，让生产率增长的成果被全体居民包括老年人共享。 蔡昉指出，有人担忧老龄化加剧会导致"养不起"，但有关数据显示，2035年前我国赡养生产率年均增长 5.6%，高于老年人口抚养比4.6%的年均增速；若人工智能能像国际智库预测的那样，使我国GDP提升 20%，赡养生产率年均增速将超7%，完全能跑赢老龄化进程。 （文章来源：中国经营报） ...

Group 1 - The core viewpoint emphasizes the importance of basic pensions for millions of retirees, highlighting the government's commitment to improving the pension system through reforms and adjustments to ensure timely and adequate payments [1][2][3] Group 2 - Current financial balance is achieved with the urban employee basic pension insurance fund income at 7.5 trillion yuan and expenditures at 6.8 trillion yuan for 2024, indicating a slight surplus and stable fund operations [1] - The national coordination of the enterprise employee basic pension insurance system was implemented in 2022, with a fund adjustment scale of 271.6 billion yuan in 2023, supporting pension payments in financially struggling provinces [2] - Fiscal support is crucial, with central and local governments providing subsidies to ensure timely pension payments and continuous increases in pension levels for retirees [2] - Long-term reserves have been established, with a cumulative balance of 7.1 trillion yuan in the urban employee basic pension insurance fund, equivalent to over a year's worth of expenditures, alongside a strategic reserve of over 2.6 trillion yuan in the national social security fund [3]