Group 1 - The Inclusive Finance Prosperity Index reached 49.36 points in November 2025, a slight decrease of 0.03 points from October, but 0.51 points higher than the same period last year [1] - The financing sector shows a stable decline in costs, with the average interest rate for newly issued loans around 3.1%, approximately 30 basis points lower than the same period last year [1] - The operational sector's prosperity index was 48.28 points in November, down 0.07 points from October, indicating a slight easing of downward pressure on small and micro enterprises [1] Group 2 - In November, the operational prosperity index for nine major industries showed a trend of 4 rising and 5 declining, with a notable boost in retail demand driven by seasonal consumption [2] - The construction and real estate sectors experienced a slight increase in their prosperity indices due to accelerated project construction and policy support [2] - The Inclusive Finance Prosperity Index is jointly launched by several financial institutions and is operated by the Xinhua Index Research Institute [2]

Core Insights - The 8th China International Import Expo Trade and Investment Matchmaking Conference has commenced in Shanghai, serving as a key platform for promoting international market expansion and investment cooperation [1][3] - The conference is recognized as the largest and longest-running core supporting activity during the expo, facilitating business transactions and partnerships [1][3] Group 1: Participation and Services - China Bank's Inner Mongolia branch invited 80 local enterprises to participate, with 65 attending in person and over 15 engaging online [3] - The bank provides "full-cycle accompanying services" to small and micro enterprises, including policy interpretation, market information consultation, and financial solution matching [3][4] Group 2: Success Stories and Impact - On the first day of the conference, a small dairy enterprise from Inner Mongolia successfully reached a preliminary cooperation intention with an overseas company, focusing on raw material procurement and quality control [3] - Six additional local enterprises in agriculture and machinery manufacturing found potential partners through the matchmaking efforts, highlighting the conference's effectiveness [3][4] Group 3: Empowerment and Future Plans - The conference empowers small and micro enterprises by connecting them with global partners, enabling them to reduce production costs and upgrade products through access to international resources [4] - China Bank's Inner Mongolia branch plans to continue leveraging its global service advantages to support local enterprises in exploring international opportunities and enhancing their development [4]

Group 1 - The development of the cultural, sports, and tourism industry in the province is thriving, with increased customer flow to local hotels, leading to financial challenges for hotel management [1] - Small and micro enterprises are crucial for employment, market vitality, and economic resilience, prompting the province to implement various measures to support their high-quality development [1] - Tax reduction policies, including VAT exemptions for small-scale taxpayers and income tax reductions for small and micro enterprises, have been effectively promoted to alleviate financial burdens [1] Group 2 - Small and micro enterprises often face challenges in securing financing due to insufficient collateral, but policy-backed financing guarantees can help overcome these barriers [2] - The province's re-guarantee system has added 32 billion yuan in financing guarantee business this year, benefiting over 36,000 small and micro enterprises [2] - The province has successfully integrated 1.87 billion yuan of guarantee business into the national technology innovation special guarantee plan, supporting 523 small enterprises [2] Group 3 - Government procurement policies have been reformed to transform small and micro enterprises from "bystanders" to "main players" in the market [3] - A total of 1.55 billion yuan in advance payments and 400 million yuan in bid bond exemptions have been allocated to support small enterprises in government procurement [3] - The province has allocated 98 million yuan in special funds to support the high-quality development of specialized and innovative small and medium enterprises [3]

Core Viewpoint - The healthy development of small and micro enterprises is crucial for livelihood, employment, market vitality, and economic resilience, with the Liaoning Provincial Finance Department implementing various measures to support their high-quality development since 2025 [1] Group 1: Tax and Fee Reduction - Continuous implementation of tax reduction policies such as VAT exemptions for small-scale taxpayers and income tax reductions for small and micro enterprises, along with the regulation of administrative fees and government fund management [2] - Collaboration with tax authorities to promote awareness of tax policies through various channels, ensuring small and micro enterprises are fully informed and able to benefit from these policies [2] Group 2: Financing Support - The provincial re-guarantee system has added 32 billion yuan in financing guarantee business this year, a 50% increase year-on-year, benefiting over 36,000 small and micro enterprises and individual businesses [3] - Focus on supporting technology transformation and strategic emerging industries, with new business initiatives totaling 8.5 billion yuan, a 34% increase year-on-year, aiding over 2,800 technology-oriented small enterprises [3] - Efforts to include 1.87 billion yuan of guarantee business in the national technology innovation special guarantee plan, benefiting 523 small enterprises [3] Group 3: Government Procurement Policies - Implementation of government procurement policies that support small and micro enterprises, creating a comprehensive policy model that includes price deductions, reserved quotas, financing guarantees, and contract prepayment reductions [4] - A total of 1.55 billion yuan in prepayments has been established for small enterprises, along with 400 million yuan in waived bid guarantees, and 490 million yuan in contract financing guarantees, alleviating operational pressures [4] Group 4: Innovation and Digital Transformation - Allocation of 98 million yuan in special funds to support "specialized, refined, distinctive, and innovative" small and medium enterprises, enhancing their innovation capabilities and market competitiveness [5] - Support for Fushun City as a national pilot for small and medium enterprise digital transformation, receiving 100 million yuan in rewards to enhance digital service capabilities [5] - Future plans to continue optimizing policy supply and strengthening financial support for small enterprises to face challenges and achieve sustainable development [5]

Group 1 - The core focus of Liaoning Province's financial policies is to address the financing difficulties and high costs faced by small and micro enterprises since 2025, through measures such as reducing burdens, facilitating financing, optimizing the environment, and promoting innovation [1] - The implementation of tax reduction policies, including VAT exemptions for small-scale taxpayers and income tax reductions for small and micro enterprises, aims to enhance the precision and timeliness of policy execution [1] - Liaoning Province has launched a financing guarantee business that has added 32 billion yuan in new financing guarantees this year, benefiting over 36,000 small and micro enterprises and individual businesses, representing a 50% year-on-year increase [2] Group 2 - The government procurement policy supports small and micro enterprises by creating a comprehensive policy model that includes price deductions, reserved quotas, financing guarantees, and exemptions from contract prepayments and bid guarantees, significantly reducing operational pressures [2] - A total of 0.98 billion yuan has been allocated to support the development of specialized and innovative small and medium-sized enterprises, enhancing their innovation capabilities and market competitiveness [3] - Liaoning Province plans to continue optimizing policy supply and strengthening financial support to help small and micro enterprises face challenges and achieve sustainable development [3]