长江商报消息 ●长江商报记者 潘瑞冬 重重压力下，孙陶然带领拉卡拉寻找出路。 近日，拉卡拉（300773.SZ）发布公告称，公司正在筹划发行H股并在港交所上市，加快数字货币在跨 境场景的应用，进一步提升公司国际竞争力。 2005年，孙陶然创办拉卡拉，成为国内第三方支付领域试水第一人。从便利店刷卡终端起步的生意，到 跨境支付网络覆盖全球超100个国家，拉卡拉年度净利一度超过10亿元。 然而，合规的考验、头部机构的挤压下，拉卡拉陷入经营困境，2024年营收净利双降，今年一季度进一 步下滑。 冲刺港股上市，拉卡拉的跨境支付与数字货币战略能否破局？ 多次创业屡战屡胜 孙陶然的创业史颇为传奇。 1991年，从北京大学国民经济管理系毕业的孙陶然，放弃了分配的工作，开启了他波澜壮阔的商海生 涯。 事实证明，他的眼光独到，随着IT行业的兴起，众多IT品牌纷纷选择在这本专业杂志上投放广告，《电 脑时代周刊》大获成功，孙陶然也收获了创业的第一桶金。 首次征战商海，便获得成功，孙陶然信心大增。彼时，国内公关行业尚属一片空白，孙陶然却看到了其 中巨大的发展潜力。凭借多年广告与传媒行业的经验，1996年，孙陶然联手大学同学赵文权等人创 ...

交流会中，问及跨境业务相关事宜，拉卡拉董事、副总经理、董事会秘书、财务总监朱国海表示，公司 的跨境支付网络覆盖全球超100个国家，为中国品牌出海打造场景化、个性化、一体化的跨境支付解决 方案，提供全球代收付、外汇管理等一站式跨境资金服务。2024年，公司跨境支付业务服务客户超12万 家，同比增长80%，跨境支付交易金额492亿元，同比增长14%。 据介绍，2025年一季度，公司跨境商户规模和跨境支付交易金额同比分别增长了76%和85%。 与此同时，就战略入股天财商龙事宜，朱国海称，餐饮企业数字化转型需求强烈，餐饮行业是公司推 进"支付+SaaS"转型的重点关注赛道。公司战略投资天财商龙，旨在加快餐饮行业的"支付+SaaS"布局。 天财商龙深耕餐饮行业信息化管理近30年，对餐饮经营全流程的痛点和需求把握精准，其SaaS系统功能 全面精细，覆盖点餐收银到厨房管理、会员营销以及供应链各环节。天财商龙的产品能力、商户规模以 及专业性，与公司致力于为商户提供深度数字化服务的目标高度契合，双方联手能全面覆盖餐饮行业数 字化升级需求，打造更优质的一站式服务。（全景网） 5月20日下午，拉卡拉（300773.SZ）2024年 ...

Core Viewpoint - Lakala, a leading third-party payment company, is making significant strategic moves by investing in Tian Cai Shang Long while divesting from Baotou Rural Commercial Bank, indicating a shift back to its core payment business [3][5][6]. Investment Actions - Lakala announced a strategic investment of 250 million yuan in Tian Cai Shang Long, becoming its largest institutional shareholder with over 35% ownership [3][6]. - The company exited its investment in Baotou Rural Commercial Bank by divesting its shares at zero cost, resulting in a fair value change of approximately -135 million yuan [3][5][7]. Financial Performance - For the year 2024, Lakala reported a revenue of 5.759 billion yuan, a decrease of 2.96% year-on-year, and a net profit of 351 million yuan, down 23.26% [5][6]. - The decline in revenue was attributed to reduced hardware sales and technology service income [6][12]. Strategic Focus - The shift from financial investments to the restaurant sector is seen as a crucial step for Lakala to refocus on its payment services [5][6]. - The collaboration with Tian Cai Shang Long aims to leverage technology to reduce operational costs for merchants, enhancing their focus on product innovation and service upgrades [11][13]. Market Outlook - The restaurant industry is experiencing growth, with Tian Cai Shang Long reporting a 23.86% increase in sales during the May Day holiday compared to 2024 [10]. - Lakala plans to deepen its "payment + SaaS" strategy in the restaurant sector, having added over 10,000 SaaS service stores with a transaction amount growth of 65% [13]. Future Plans - Both companies are exploring overseas expansion, targeting regions such as Hong Kong, Macau, Japan, and Southeast Asia [14]. - They are set to launch a new lightweight restaurant software product named "Qing Cheng Restaurant Cloud" [14].