"以前总担心轻资产贷不到钱，没想到银行创新了'景区收费权+索道物权'抵押模式，1.9亿元贷款一到 账，我们'全域体验升级'项目就能加速推进，今年暑期游客量直接涨了40%！"河北邯郸东太行景区负责 人拿着最新运营数据连连称赞。 针对科技型企业"轻资产、抵押难"的共性问题，中国人民银行邯郸市分行积极推动"企业创新积分制"在 金融领域应用，引导金融机构在授信审批过程中参考企业创新积分情况，推动金融服务模式从"标准化 审批"向"差异化定制"转型，提升企业融资可得性。 "我们有150多项专利，可智能化改造缺资金，土地早就质押了，咋贷款？"面对当前的发展困境，钢诺 新材料股份有限公司负责人曾一度犯愁。作为国家级高新技术企业、专精特新"小巨人"企业，该企业计 划启动年产20万吨耐磨钢球生产线智能化改造，可近亿元资金缺口让改造工作陷入停滞。 工行邯郸分行了解情况后，立即启用科创企业专属评级模型，最终敲定"2000万元流动资金信用贷 +9000万元项目贷款授信"的综合方案，有效缓解了企业的燃眉之急。目前，该企业智能化生产线已进 入建设筹备阶段，投产后预计年产值可增加数亿元。 让"特色集群"长成"产业大树" 自国务院办公厅发布《 ...

Core Insights - The event "Government-Bank Cooperation: Children's Car Launch" was held to address the financing needs of the children's car industry in Quzhou County, facilitating communication between over 40 enterprises and financial institutions [1][3] - The children's car industry in Quzhou County has developed a complete industrial chain, with over 1,800 related enterprises and an annual production exceeding 50 million units, generating an estimated revenue of 15 billion yuan in 2024 [3][4] Group 1 - The event aimed to provide precise financial services to alleviate the "financing difficulties" faced by children's car enterprises, injecting strong momentum into industry development [1][3] - Postal Savings Bank of Quzhou County has optimized its services specifically for the children's car industry, introducing customized "Cluster Easy Loan" products to create a diversified loan system covering the entire lifecycle of enterprises [3][4] - The event resulted in loan intentions from 5 enterprises and 3 individual business loans, with an estimated financing amount of 10 million yuan aimed at technology upgrades, capacity expansion, and market development for children's car enterprises [4] Group 2 - The market regulatory department emphasizes its role in both safeguarding fair competition and serving industrial development, addressing the funding shortages that hinder enterprise upgrades [4] - Continuous efforts will be made to strengthen credit regulation, standardize market order, and optimize the business environment, with a call for financial institutions to expand support for small and micro enterprises [4]

Core Insights - The event "Financial Empowerment · Diverse Relay" aimed to create a precise connection platform between government, banks, and enterprises, promoting the deep integration of financial resources and industrial needs to activate regional innovation momentum [1][3]. Group 1: Event Overview - The event attracted over 20 companies from various sectors including technology, finance, and services, focusing on building a platform for precise government-bank-enterprise connections [1]. - The event was held at the Party-Mass Service Center of the New Generation Industrial Park in Meilin Street, Futian District [1]. Group 2: Key Presentations - Officials emphasized the critical role of financial services in supporting the real economy and improving the business environment for enterprises throughout their lifecycle [3]. - Experts shared insights on key operational aspects for businesses, including tax planning and policy benefits, highlighting the importance of compliance as both a baseline and a key to unlocking benefits [3][4]. - A representative from an investment institution analyzed the empowerment pathways of private equity for enterprise development, detailing the preparation needed before financing and the complete process of equity financing [3]. Group 3: Financial Services and Support - The bank presented its unique products and service plans tailored for inclusive and technology-driven enterprises [4]. - A successful entrepreneur shared experiences of collaboration with banks, providing valuable references for attending companies [4]. Group 4: Economic Performance and Future Plans - Meilin Street has achieved significant economic milestones, including 4 unicorn companies and 21 "little giant" enterprises, marking a 69% increase compared to 2024 [4]. - The area is home to 26 listed companies, 46 headquarters, 115 specialized and innovative enterprises, and 295 national high-tech enterprises, reflecting the innovative spirit of local entrepreneurs and the results of an optimized business environment [4]. - Future plans include deepening the collaboration mechanism among government, financial institutions, and enterprises to address development challenges and support high-quality economic growth [5].

Core Insights - The event titled "'Chain' Connecting Supply and Demand 'Benefiting' Enterprise Collaboration" was organized by the Yinchuan Municipal Industry and Information Technology Bureau to address financing challenges faced by industrial enterprises [1][3] - A total of 15 financial institutions and over 20 industrial enterprises participated, utilizing a model of "government platform, enterprise performance" to facilitate effective communication and collaboration [1][3] Group 1 - The event provided a platform for banks and enterprises to understand each other's needs, showcasing the enterprises' production operations, technological advantages, and unique products through "8-minute precise roadshows" [3] - Financial institutions, including Ningxia Bank and Minsheng Bank, presented specialized financial products and services, such as "Ningke Loan" and "Digital Transformation Loan," which received positive feedback from enterprises [3] - A tracking mechanism called "three ones" was established, including an enterprise demand list, a bank service plan, and a follow-up supervision system to ensure the outcomes of the financing matches [3][4] Group 2 - The Yinchuan Municipal Industry and Information Technology Bureau plans to enhance the regularized interaction mechanism between government, banks, and enterprises, aiming to create a comprehensive service system that combines financing and intelligence [4] - The initiative seeks to channel financial resources towards high-quality industrial projects, transforming policy benefits into new momentum for the high-quality development of industrial enterprises [4]