11月18日，第二十届中国经济论坛暨2025大湾区科技与金融创新发展大会在广州举办，永安期货 （600927）"烽燧·监督一张网"项目入选"十四五"时期全国金融创新优秀案例。 一、烽烟传警讯，数智赋新能 古有烽燧燃狼烟，以星火传警讯，戍卫山河万里安；今有永安承其智，凭数智赋新能，统御风险于未 然。 面对错综严峻的市场环境、全面从严的监管导向和多元复杂的风险挑战，永安期货深掘千年守疆智慧， 全栈式自研"烽燧·监督一张网"管理平台，以坚实的"数智防线"，守护企业价值长青，为高质量发展保 驾护航。 二、风险全覆盖，预警全天候 永安期货秉持"数智思维推动创新"的理念，构建"五大风险应用中心"，搭建起各类风险"事前、事中、 事后"全周期覆盖的信息化管理平台，深度集成各类风险识别、计量、应对、监测、预警与处置能力， 以坚实的"数智防线"守护企业价值长青。 1.全景展示中心 3.事件响应中心 事件响应中心通过对风险事件可视化分析，实现集团范围内风险事件的统一归集与规范化管理，保障风 险事件的"早发现、早暴露、早处置"。 4.数据应用中心 数据应用中心依托高质量风险数据集市，支持报监管单位、股东单位、公司领导的内外部各类风险 ...

Core Viewpoint - Zhejiang Zheshang Bank has appointed Chen Haiqiang as the new Party Secretary and proposed him as the Chairman, following the resignation of the previous chairman, Lu Jianqiang [1][3]. Group 1: Leadership Changes - Chen Haiqiang was nominated as the President of Zhejiang Zheshang Bank in April and has been acting as Chairman since July [3]. - Chen Haiqiang has extensive experience in the financial sector, having held various positions in both national and local banks [3]. Group 2: Financial Performance - As of the end of September, Zhejiang Zheshang Bank reported total assets of 3.39 trillion yuan, a year-on-year increase of 1.91% [3]. - The bank achieved operating income of 48.931 billion yuan and a net profit attributable to shareholders of 11.668 billion yuan [3]. - The non-performing loan ratio improved to 1.36%, a decrease of 0.02 percentage points from the end of the previous year [3]. Group 3: Strategic Adjustments - The bank is adapting to external pressures by focusing on quality over quantity, shifting its asset structure towards low-risk and stable returns [4]. - It has moved from a focus on single-item returns to a strategy that emphasizes comprehensive returns through scenario-based approaches [4]. Group 4: Risk Management - Zhejiang Zheshang Bank is prioritizing risk control, particularly in key sectors like real estate, and is enhancing its risk management capabilities through AI and other technologies [5]. - The bank's approach is characterized by a prudent and stable risk preference, aiming for sustainable development [5].

近期，国务院国资委发布《关于做好2025年中央企业内部控制体系建设与监督工作有关事项的通知》，对各央 企提出了新的要求：要以穿透式监管为主线，以智能化转型为抓手，进一步完善企业内控体系…...要探索运用 数智化手段，加强苗头性、隐秘性、交叉性风险的早识别、早预警、早处置，不断提高重大风险穿透识别预警 能力。 慧点科技数智风控系统V9 慧点科技数智风控系统V9以嵌入技术、自然语言处理（NLP）、大数据挖掘技术为核心，实现风险管理、内控 管理等工作的全流程覆盖，促进风险内控业务规范化管理。将风险提示、内控要求嵌入业务系统，自动提示拦 截资质造假、超限审批等异常操作，切实强化过程管控。通过采集分析企业内外部数据，实现对重点领域、关 键节点的风险预测、传导性分析，为企业风险防控、高效治理提供有力支撑，保障企业经营行稳致远。 ▲慧点科技数智风控系统V9功能结构图 慧点科技数智风控系统V9亮点介绍 01 嵌入技术，打破风控与业务 "两层皮" 困局 慧点科技数智风控系统V9针对风控管理与业务执行断层难题，系统以风险库与内控矩阵为基石，在合同签订、 资金支付等关键业务环节，通过嵌入技术，将内控要求、风险提示转化为控制指令与预 ...