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已将巨灾保险作为重点战略领域
Jin Rong Shi Bao· 2025-06-06 01:57
二是强化科技赋能,提升风险减量效能。近年来,中国太保在业内首创覆盖"保、防、减、救、赔"的全 流程风险减量解决方案,自主研发"风险雷达"智能风控平台,为近60万企业客户提供定向气象预警、定 制风险减量服务,组建超过2000人的专业风险工程师团队,完善重大客户的常态化风险防控服务,在近 年来的多次自然灾害中取得了较好的减损效果,仅针对台风,累计减损成效就超过5亿元。 三是深化气候风险研究,构建开放共享生态。近年来,中国太保与国内外科研机构、国际再保公司、经 纪人、高校、气象部门等建立了广泛合作关系,共享研究成果和数据资源,共同开展气候风险研究和技 术研发。2024年,公司在业内率先引入国内外关于中长期气候情景的前沿研究成果,探索开展符合中国 本土气候情景特点的灾害趋势分析和损失评估,进一步优化巨灾评估模型,不断提高面对中长期气候风 险量化管理能力。 据介绍,2024年,中国太保已将巨灾保险作为重点战略领域,全力打造防赔结合,以防为主,覆盖灾 前、灾中和灾后的完整解决方案。 "保险业具有风险分散和损失补偿的属性,在气候风险应对和防灾减灾体系建设中扮演着重要的角 色。"中国太保董事长傅帆日前在第二十届西部国际博览会 ...
中国太保傅帆:保险业在气候风险应对中扮演重要角色,希望建立多方合作平台
Mei Ri Jing Ji Xin Wen· 2025-05-28 12:06
Group 1 - The 20th China Western International Expo is being held in Chengdu, Sichuan, from May 25 to 29, with over 3,000 domestic and international enterprises participating [2] - China Pacific Insurance (Group) Co., Ltd. made its debut at the expo and hosted a seminar on "Practices and Explorations of Climate Insurance" [2] - The chairman of China Pacific Insurance emphasized the increasing frequency and intensity of extreme weather events due to climate change, leading to average annual economic losses exceeding $300 billion over the past three years [2] Group 2 - China Pacific Insurance is focusing on building a climate risk response system and innovating catastrophe insurance products to enhance the economy's ability to cope with climate change [3] - The company has identified catastrophe insurance as a key strategic area in response to new requirements from the insurance industry for 2024 [3] - The chairman highlighted the need for a collaborative platform involving government, academia, and insurance institutions to improve disaster management systems [4]