Core Viewpoint - The development of finance is deeply supported and nourished by culture, particularly in Shandong, which has a rich cultural heritage and has made significant progress in financial development, with key financial indicators growing at a rate approximately 2 percentage points higher than the national average [1][2]. Group 1: Financial Development in Shandong - Shandong is a major province in terms of population, economy, and culture, being a significant birthplace of Chinese civilization and Confucian culture [1]. - Recent financial developments in Shandong have shown substantial progress, with new corporate loan interest rates dropping to around 3.7%, the lowest in history, and non-performing loan rates decreasing to 1.2% [1]. - The growth rates of loans in sectors such as science and technology, green finance, and rural revitalization have consistently outpaced the overall loan growth rate [1]. Group 2: Cultural Influence on Financial Practices - The integration of traditional Chinese culture and red financial culture is emphasized to enhance the quality and efficiency of financial development in Shandong [2]. - Five key concepts are proposed to guide financial practices: 1. Establishing a correct moral view to promote integrity and contract spirit while adhering to market economy rules [2]. 2. Upholding a proper view of interests and responsibilities, focusing on both profit and service to the public [2]. 3. Maintaining a risk prevention perspective as a core theme of financial work, improving governance and regulatory systems [2]. 4. Fostering innovation in customized financial products, particularly in green and high-quality development sectors [2]. 5. Ensuring compliance with laws and regulations as a foundation for sustainable business practices [2].

Group 1 - The city of Linyi actively promotes the cultivation and dissemination of Chinese financial culture as a key political task, drawing inspiration from the century-long party history and red financial history to foster a cultural environment conducive to high-quality financial development [1][2] - Linyi emphasizes the inheritance of the Yimeng spirit in its financial system, integrating party and community efforts, and establishing the first red financial education base in the country through the historical context of Beihai Bank [2][3] Group 2 - Linyi has initiated a three-year action plan for building a clean financial culture, forming a Yimeng clean financial advocacy team, and issuing a cultural initiative to promote a "Red Yimeng·Clean Finance" culture [3] - The city has implemented policies to optimize financial supply and improve financing service channels, achieving a significant increase in credit structure, with both deposits and loans exceeding 10 trillion yuan in 2023, marking it as the 19th city nationwide to reach this milestone [4]

Group 1 - The city of Linyi emphasizes the cultivation and promotion of Chinese financial culture as a key political task, drawing inspiration from the century-long party history and red financial history to foster a positive cultural environment for high-quality financial development [1] - Linyi integrates the Yimeng spirit into its financial culture initiatives, establishing a red financial education base and promoting the "Party and Masses Together" practice to ensure financial work aligns with the correct political direction [2] - The city is committed to building a brand of Yimeng red financial culture through various cultural activities and initiatives aimed at instilling integrity and discipline among financial personnel [3] Group 2 - Linyi focuses on high-quality financial services by optimizing financial element supply and enhancing financing channels, with significant growth in credit allocation to industrial, technological, and inclusive sectors [4] - The city has implemented policies to support financial connectivity and service optimization, achieving a milestone of over 10 trillion in both deposits and loans, making it the 19th city nationwide to reach this level [4] - Linyi is recognized as a national pilot area for financial reform and has been selected as a demonstration zone for inclusive financial development by the central government in 2024 [4]