数据显示，英国11月房价未出现月度增长，较10月0.5%的环比涨幅明显回落；与去年同期相比，房价 增速较10月的1.9%大幅收窄。 哈利法克斯银行抵押贷款主管阿曼达·布莱登表示，年度增速放缓主要受基数效应影响，去年同期英国 房价增长表现强劲，同时尽管今年春季印花税政策调整、秋季预算案存在不确定性，房产价值整体仍保 持稳定。 值得注意的是，英国住房市场近期呈现增长放缓态势，主要源于购房者在11月26日财政大臣里夫斯公布 秋季预算案前的谨慎心态。此次预算案推出豪宅税新政，对价值超200万英镑的房产开征年度附加税， 虽仅影响英格兰不到1%的房产，但仍引发市场短期观望情绪。(完) 中新网伦敦12月5日电 (欧阳开宇刘施岑)英国知名抵押贷款机构哈利法克斯5日公布的数据显示，受秋季 预算案不确定性等因素影响，英国11月房价环比持平，结束此前月度上涨态势，年度涨幅则放缓至 0.7%，为2024年3月以来的最低水平。 （文章来源：中国新闻网） ...

Core Viewpoint - The UK Chancellor Rachel Reeves presented the 2025 Autumn Budget, proposing a £26 billion tax increase aimed at the wealthy while providing relief for workers, with a focus on building a "fairer, stronger, and safer UK" [1][2]. Taxation Measures - The budget includes the abolition of the two-child benefit cap starting April 2026, expected to cost £2.3 billion in 2026-27 and rise to £3 billion by 2029-30 [11]. - A "mansion tax" will be imposed on properties valued over £2 million, with an additional £2,500 in council tax for properties over £2 million and £7,500 for those over £5 million, projected to raise over £400 million by 2031 [13]. - Adjustments to gambling taxes include raising the remote gambling tax rate from 21% to 40% starting April 2026, with an expected total revenue of £11 billion by 2029-30 [15]. - Personal income tax and employer National Insurance contribution thresholds will be frozen for three years starting in 2028-29, expected to generate £80 billion [22]. Wage and Living Standards - The National Living Wage will increase by 4.1% to £12.71 per hour starting April 2026, benefiting over 2 million workers [17]. - The "Help to Save" scheme will be made permanent, allowing low-income individuals to receive a 50% bonus on savings, with a maximum potential gain of £1,200 [19]. Energy and Public Investment - The average household energy bill is expected to decrease by £150 due to the abolition of the "Energy Company Obligation" program, which has been financially burdensome for low-income families [21]. - The budget allocates £1.3 billion for electric vehicle subsidies and £200 million to accelerate the rollout of charging infrastructure [23]. Economic Forecast - The Office for Budget Responsibility (OBR) forecasts GDP growth of 1.5% in 2025, 1.4% in 2026, and 1.6% in 2027, with a consistent growth rate of 1.5% from 2028 to 2029 [7].

Core Insights - UK house prices reached a new high in October, indicating market resilience despite increasing speculation about property taxes [1] Group 1: House Price Trends - In October, UK house prices increased by 0.6%, reaching £299,862, following a 0.3% decline in September [1] - Year-on-year, house prices rose by 1.9% compared to the same period last year [1] Group 2: Economic Concerns and Tax Speculation - Economic outlook concerns and the upcoming budget announcement by Chancellor Reeves on November 26 may lead to potential property tax increases [1] - There is a reported £billion gap in the fiscal plan, prompting some Labour Party members to call for wealth taxes to address this shortfall [1] - High-value properties may be subject to a proposed "mansion tax" as part of the fiscal strategy [1]

Core Viewpoint - The UK housing market is experiencing a decline in average house prices, with a month-on-month decrease of 0.1% in August 2025, marking the third monthly drop since April this year [1] Group 1: Housing Price Trends - In August 2025, the average house price in the UK saw a year-on-year increase of 2.1%, which is the weakest growth since June 2024 and below the market expectation of 2.8% [1] - The decline in house prices and the slowing growth rate indicate a potential cooling in the housing market [1] Group 2: Affordability and Market Demand - First-time homebuyers are spending an average of 35% of their disposable income on monthly mortgage payments, significantly higher than the long-term average of 30%, highlighting affordability issues that are suppressing market demand [1] Group 3: Economic Policy and Market Sentiment - The Bank of England lowered the benchmark interest rate in early August, but concerns over inflation may slow down future rate cuts [1] - There is cautious sentiment in the market regarding the upcoming autumn budget, particularly concerning the proposed "mansion tax" and other policy directions, which adds uncertainty and pressure to the real estate market [1]

Core Viewpoint - The UK housing market is experiencing unexpected declines in average house prices, indicating potential challenges in affordability and demand [1] Group 1: Housing Price Trends - In August 2025, the average house price in the UK decreased by 0.1% month-on-month, marking the third monthly decline since April of this year [1] - Year-on-year, house prices increased by 2.1% in August, but this growth rate is the weakest since June 2024 and below the market expectation of 2.8% [1] Group 2: Affordability and Market Demand - First-time homebuyers are spending an average of 35% of their disposable income on monthly mortgage payments, significantly higher than the long-term average of 30%, indicating a growing affordability issue [1] - The affordability problem is suppressing market demand, contributing to the observed declines in house prices [1] Group 3: Economic and Policy Factors - The Bank of England lowered the benchmark interest rate in early August, but concerns about inflation may slow down future rate cuts [1] - There is market caution regarding the upcoming autumn budget proposal, which may include a "mansion tax," adding uncertainty and pressure to the real estate market [1]

Group 1 - The article discusses the experience of homeowners in Guangzhou receiving notifications from developers to handle property registration after purchasing their homes, highlighting the quick turnaround from purchase to registration [1][7][8] - Homeowners express frustration regarding the sudden requirement to pay property tax after spending all their funds on the home purchase, leading to financial strain [6][9] - The new property tax regulations have caused significant concern among homeowners, particularly those whose homes exceed the newly established size threshold for tax exemptions [21][23] Group 2 - The article outlines the changes in property tax regulations, specifically the adjustment of the luxury tax threshold from 144 square meters to 140 square meters, impacting many homeowners who had purchased properties just below the previous limit [21][23] - Homeowners with properties measuring slightly above the new threshold face increased tax liabilities, with examples illustrating how a mere 1 square meter can double the tax owed [26][24] - The article emphasizes the potential long-term implications for homeowners, including difficulties in selling their properties due to the higher tax burden compared to similar homes [26][27]