从每日柔和的晨曦到洒满余晖的夕阳，在中国澳门大街小巷的交易活动中，一张张漂亮的澳门币钞票帮 助人们完成着价值的交换，其中有一半纸币是中国银行发行的。这看似普通的纸币，却承载着厚重的历 史。今年，是中国银行澳门币发行三十周年。方寸之间，镌刻着澳门金融主权的回归之路，映照着中西 文化的交融之美，记录着澳门经济的腾飞奇迹。 历史新篇：主权象征的金融载体 1995年10月16日，中国银行在澳门发行的首批澳门币钞票正式进入流通领域，其背景深远而复杂。彼时 的澳门仍处于葡萄牙管治末期，距离1999年回归祖国仅剩四年光阴。在历史转折的前夜，引入中资银行 发钞，具有超越经济层面的深刻意涵。 回溯澳门货币史，1905年首批澳门币钞票由葡萄牙的大西洋银行发行，此后九十年间，澳门元的发钞权 一直由这家葡资银行独揽。中国银行澳门币的发行，打破了这一垄断格局。这是澳门纸币诞生以来，首 次由中资银行发行澳门币钞票，标志着中国金融在澳门金融体系中话语权的实质性提升。这一变革并非 偶然，是中葡两国政府经过多轮谈判协商达成的共识，体现了中国政府对于澳门平稳过渡的审慎考虑。 在技术层面，中国银行澳门币采用了当时国际先进的防伪技术，票面设计融入了 ...

# 第四套人民币同号钞珍藏册：货币文化的集藏瑰宝与时代记忆载体 在人民币收藏领域，第四套人民币同号钞珍藏册是一件兼具文化价值、历史意义与收藏潜力的精品。它以第四套人民币的全币种同号钞为核心，辅以相关钱 币、票证，通过专业的装帧与文化阐释，成为记录中国改革开放初期货币体系、经济发展与社会风貌的"立体档案"，在钱币收藏与现代金融文化研究领域具 有独特地位。 - **1角、2角、5角**：作为小面值纸币，其票面设计充满生活气息，如1角的"高山族、满族人物头像"、2角的"布依族、朝鲜族人物头像"，展现了中国多民 族的团结风貌； - **1元、2元、5元、10元**：票面分别以"侗族、瑶族""维吾尔族、彝族""藏族、回族""汉族、蒙古族"人物头像为主，背面则选取了长城、南海风光、长江 三峡、珠穆朗玛峰等中国标志性景观，兼具人文与自然价值； - **50元、100元**：是第四套人民币的大面值币种，1980年版的50元、100元因发行量少、存世稀缺，成为收藏界的"黑马"，其票面的"工人、农民、知识分 子"头像与"黄河壶口瀑布""井冈山"背景，象征着中国社会的中坚力量与革命精神传承。 同号钞的"号码一致"特征，使其在收藏中 ...

Group 1 - The fourth set of RMB 1 jiao note plays a crucial role in daily small transactions, filling the gap in the circulation of jiao currency and facilitating retail consumption and convenience in change [1] - The design of the note incorporates traditional cultural elements and reflects the aesthetic of the era, becoming a familiar symbol of "small money" in people's lives [1] - The front of the note features the portraits of the Gaoshan and Manchu ethnic groups, symbolizing the concept of a "big family of the Chinese nation" and promoting values of equality, unity, and inclusiveness among different ethnicities [4] Group 2 - The reverse side of the note prominently displays the national emblem and includes inscriptions in various ethnic languages, showcasing the authority of RMB as the national legal currency and its respect for cultural diversity [4] - The 1 jiao note has deeply penetrated everyday life, serving as a key player in numerous small transactions and helping to activate grassroots economic vitality during the early market economy [5] - For many individuals born in the 70s and 80s, the 1 jiao note represents a significant part of their childhood memories, linking family consumption, school life, and local commerce [5] Group 3 - As the fifth set of RMB is gradually promoted, the 1 jiao note has gained new value dimensions in the collector's market, influenced by its condition, serial number, and unique features [8] - Although the circulation value of ordinary notes is relatively limited due to their large initial issuance, their historical and cultural significance makes them valuable for collectors and researchers [8] - The collection and exchange of the 1 jiao note have become a means of promoting currency culture and enhancing public interest in monetary history [8] Group 4 - The fourth set of RMB 1 jiao note reflects the evolution of multiple values, from an economic tool to a cultural symbol, encapsulating themes of national unity, economic change, and social life [9] - It serves as a tangible reference for understanding Chinese currency culture and social development, inviting further exploration and appreciation of its historical significance and value [9]

Introduction - The Renminbi serves not only as a medium of economic transactions but also as a historical narrative reflecting the country's development and cultural significance [1] Issuance Background and Historical Evolution - The fourth set of Renminbi one-jiao banknote was issued on September 22, 1988, during a period of rapid economic development in China, to meet the growing demand for small denomination currency [3] - The one-jiao banknote became an integral part of daily life, widely circulated until the introduction of the fifth set of Renminbi, after which its circulation gradually decreased but has not completely ceased [3] Design and Cultural Significance - The front design features the portraits of the Gaoshan and Manchu ethnic groups, symbolizing the unity and development of China's 56 ethnic groups [4] - The back design includes the national emblem and ethnic patterns, emphasizing the rich cultural heritage of the nation [5] Printing Technology and Version Classification - The one-jiao banknote employs a four-color offset printing process, enhancing its color richness and clarity, along with specific anti-counterfeiting features [8] - Various versions of the one-jiao banknote exist, including common two-crown and three-crown notes, as well as rare special editions like "Golden Armor" and "Blue Sky and White Sun" [9] Circulation and Social Impact - The one-jiao banknote played a crucial role in facilitating small transactions across urban and rural areas, reflecting the transition from a planned economy to a market economy [10] - It also contributed to cultural dissemination by promoting knowledge of ethnic diversity and enhancing national identity [11] Collectible Value and Market Trends - The collectible value of the one-jiao banknote has increased as it gradually exits circulation, with special editions being particularly sought after due to their rarity [12] - In the collectible market, prices for ordinary two-crown notes range from tens to over a hundred yuan, while special editions can reach hundreds or even thousands of yuan depending on their condition [13] Conclusion - The fourth set of Renminbi one-jiao banknote encapsulates significant historical and cultural information, marking China's economic growth and societal changes [14] - Its importance in currency culture and the collectible market is expected to grow, making it a valuable symbol of China's monetary history [14]

Core Viewpoint - The event organized by China Construction Bank (CCB) aims to enhance financial literacy among young students through interactive and immersive experiences [1][2] Group 1: Event Overview - CCB's Jinan Quandong Branch hosted an experiential activity called "Little Financial Experts" for over 30 elementary school students, lasting 2 hours [1] - The activity included demonstrations of anti-counterfeiting features of currency and explanations of financial concepts tailored to the students' understanding [1][2] Group 2: Educational Content - Students learned about the six anti-counterfeiting features of the Renminbi, including the watermark of Mao Zedong and the color-changing ink [1] - The concept of personal pension was explained using the metaphor of a "piggy bank," emphasizing the importance of saving for the future [1] - The risks associated with credit cards were discussed, highlighting that they are not "magic cards" for unlimited spending [1] Group 3: Interactive Experience - The children participated in role-playing activities, such as acting as bank clerks and customers, and a competition to identify counterfeit money, achieving a 92% accuracy rate [2] - Feedback from students indicated surprise at the extensive knowledge required for bank staff [2] Group 4: Future Plans - CCB plans to develop a series of financial education courses in collaboration with local schools as part of its "Golden Wisdom for the People" initiative [2] - The bank has established youth financial education bases in 12 locations, conducting 46 introductory activities that have reached over 2,000 students [2] - Future plans include incorporating VR technology into lessons to enhance wealth management education for youth [2]

Core Viewpoint - The article discusses the cultural significance of currency design in various countries, particularly focusing on the story of Shi Naiyin, whose image appears on the 1 yuan note in China, symbolizing the nation's history and cultural heritage [1]. Group 1: Currency Design and Cultural Representation - Currency often features symbols, patterns, and portraits that reflect a country's cultural characteristics, historical background, and traditions [1]. - The design of the Renminbi (RMB) has undergone several updates, with each banknote carrying unique meanings and stories [1]. Group 2: Shi Naiyin's Background - Shi Naiyin was born into a poor rural family in Guizhou Province and had to take on family responsibilities from a young age, limiting her educational opportunities [3][4]. - Despite her hardships, she maintained a positive attitude and developed skills in traditional crafts, becoming known for her handiwork in her village [3][4]. Group 3: The Artistic Encounter - A pivotal moment in Shi Naiyin's life occurred in 1978 when a student from the Central Academy of Fine Arts approached her to model for a painting, which later became the basis for her image on the 1 yuan note [6][9]. - The artist, Hou Yimin, was seeking suitable representations of ethnic minority figures for the new currency design, and Shi's appearance matched his vision [9]. Group 4: Life After Recognition - Shi Naiyin continued to live a humble life as a farmer, unaware of her image's significance until 2010 when someone recognized her from the currency [11][13]. - Her story illustrates a remarkable transformation from a rural girl to a national symbol, capturing the essence of perseverance and cultural identity [15].