中指研究院认为，当前地方政策基本已"应出尽出",今年以来各地出台超560条楼市政策，政策调控频次 虽有所减少，但更加精准。中指研究院研究主管陶淑茹表示，短期房地产政策预计将继续聚焦推动市场 止跌回稳，如购房限制性政策、降低购房成本等方面或继续优化。市场端，临近年末房企促销力度加 大，同时核心城市优质新盘预计将有所增加，市场情绪或有所修复。 对于二手房市场，在广东省住房政策研究中心首席研究员李宇嘉看来，考虑到挂牌量在高位，新房"好 房子"的竞争优势比较突出，对二手房市场的影响还存在。因此，预计二手住房价格环比继续承压。不 过，近期的市场迹象是，业主大尺度降价出售的意愿下降，挂牌量攀升开始缓解，售转租的比例上升， 法拍房清仓率开始攀升。另外，随着投资于人、以人为本的新型城镇化等各项政策落地实施，新市民、 年轻人在本地落地扎根的积极性上升，对低总价、区位优的二手住房需求上升，全国及重点城市二手房 交易连续两年上升，二手房同环比跌幅扩大的趋势会缓解。 乐有家研究中心的数据显示，11月深圳一二手住宅网签总量为7116套，环比上涨3.9%。深圳贝壳研究 院院长肖小平表示，11月市场成交活跃度是政策红利、城市利好与市场规律 ...

Core Insights - The new policy in Beijing's real estate market allows unlimited home purchases outside the Fifth Ring Road, which is expected to boost market activity and confidence [1][10]. Policy Changes - The Beijing Municipal Housing and Urban-Rural Development Committee and the Beijing Housing Provident Fund Management Center issued a notification on August 8, allowing residents to purchase an unlimited number of homes outside the Fifth Ring Road [1][6]. - The policy aims to promote a balance between work and residence, addressing the needs of individuals working in these areas [5][10]. Market Reactions - On the first day of the new policy, there was a noticeable increase in market activity, with real estate agents reporting a surge in inquiries from potential buyers [3][5]. - Sales managers noted a significant rise in visitor numbers at property showrooms, indicating heightened interest in new housing projects [5][10]. Buyer Behavior - Some buyers acted quickly to secure properties, motivated by the belief that prices for quality homes would rise due to the new policy [9][10]. - The policy changes have also made it easier for first-time buyers to qualify for loans, reducing financial pressure [9][10]. Market Outlook - Analysts predict that the new policy will lead to a peak in sales in the new housing market outside the Fifth Ring Road, as it encourages demand and helps optimize market inventory [10]. - The policy is seen as a timely and necessary measure to revitalize the real estate market, potentially stabilizing prices by August 2025 [10].

Core Viewpoint - The latest notification from Wuhan's Housing and Urban Renewal Bureau and five other departments aims to enhance housing loan services, particularly for the youth, by increasing the maximum limit for second-home personal housing provident fund loans to match that of first-home loans [1] Group 1: Housing Loan Policy Changes - The maximum limit for second-home personal housing provident fund loans will be raised to be consistent with first-home loans [1] - The policy encourages commercial banks to offer specialized housing loan financial products and diverse repayment methods targeted at young individuals working and starting businesses in Wuhan [1] - There will be increased support for employees transitioning from renting to purchasing homes, allowing rental withdrawal amounts to be combined into the provident fund balance for loan calculations [1]