Vancouver, British Columbia--(Newsfile Corp. - February 10, 2026) - Inverite Insights Inc. (CSE: INVR) (OTC Pink: INVRF) (FSE: 2V0) ("Inverite"), a Canadian risk infrastructure company providing real-time financial data and decisioning signals, specializing in real-time bank verification, income and affordability analytics, and AI-driven risk-modeling and fraud-prevention solutions, will attend the Canadian Lenders Association's ("CLA") Automotive Finance Canada 2026 conference on February 10, 2026, in Tor ...

NASDAQ: MITK Mitek Systems, Inc. Financial Highlights & Outlook Fiscal Q1 2026 February 2026 ©2026 Mitek Systems Inc. All rights reserved Safe Harbor Statement Forward-looking statements contained in this presentation involve risks and uncertainties, as well as assumptions that, if they never materialize or prove incorrect, could cause our results to differ materially and adversely from those expressed or implied by such forward-looking statements. Forward- looking statements may include but are not limited ...

With Stripe, BigCommerce merchants can implement a unified payments foundation to modernize checkout, expand globally, and grow revenue without adding complexityAUSTIN, Texas, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Commerce (Nasdaq: CMRC), an open, intelligent ecosystem of technology solutions and the parent company of leading ecommerce platform BigCommerce, today announced a significant expansion of its partnership with Stripe, the programmable financial services company. The upgraded integration gives BigComme ...

Core Insights - SEON has announced a strategic partnership with Domaine to provide integrated fraud prevention solutions for Shopify merchants, enhancing revenue protection and customer experience [1][2] - The partnership aims to address the increasing need for sophisticated fraud prevention as more merchants migrate to Shopify, combining SEON's real-time fraud detection with Domaine's implementation expertise [2][3] Company Overview - SEON specializes in real-time fraud prevention and AML compliance, utilizing over 900 real-time, first-party data signals to stop fraudulent transactions before they affect sales [6] - Domaine is recognized as a leading global Shopify design and development partner, supporting over 100 brands and focusing on platform migrations and enterprise commerce enablement [5] Industry Context - The collaboration reflects a shift in the eCommerce landscape where fraud prevention is becoming a critical component of commerce infrastructure, rather than an afterthought [3] - As brands navigate complex platform migrations, fraud prevention is identified as a top priority, necessitating a balance between security and customer experience [4]

Financial Performance & Growth - Mitek's LTM revenue reached $180 million, a 4% year-over-year increase[11] - Fraud & Identity Solutions revenue grew by 15% year-over-year, reaching $90 million and representing 50% of total revenue[11, 43] - SaaS revenue increased by 21% in FY25, reaching $77 million and accounting for 43% of total revenue[11, 37, 43] - Adjusted EBITDA reached $54 million, with a margin of approximately 30%[11, 39, 43] - Free cash flow was $54 million, representing a 100% conversion of Adjusted EBITDA[11, 40, 43] Strategic Positioning & Market - Check Fraud Defender ACV grew by approximately 50% year-over-year[38] - Mitek has a net cash position of $40 million[11, 40, 43] - The company estimates the FY26 total revenue to be between $185 million and $195 million, representing approximately 55% year-over-year growth[13, 78] - The company estimates the FY26 Fraud & Identity Solutions revenue to be between $101 million and $105 million, representing approximately 15% year-over-year growth[78]

Core Insights - A significant number of treasury professionals are still using outdated manual systems, with 80% relying on these methods, which presents challenges alongside macroeconomic uncertainty and market volatility [1][2] - Digital cash flow visibility and liquidity management solutions are recognized as transformative, yet adoption remains low due to loyalty to manual processes and funding difficulties [2] - The treasury function is evolving to focus on operational control and financial strategy, with digital capabilities and risk management being crucial for creating strategic value [3] Group 1: Treasury Management Trends - Treasury professionals are advancing in digitization, embedded banking, and automation, with some moving towards agentic AI for various financial processes [4] - Fraud is a growing threat in the treasury and financial services sector, necessitating stronger authentication practices and employee training to combat schemes like social engineering and cyberattacks [5] - Relationship banking continues to influence the delivery of treasury services, emphasizing the importance of collaboration in a dynamic environment [6] Group 2: Strategic Focus for Treasury Teams - To achieve sustainable growth, treasury teams should prioritize continuous learning, invest in advanced technologies, and foster cross-functional partnerships [7] - The opportunity for treasury leaders lies in moving beyond manual routines to enhance strategic finance capabilities [7]

Core Insights - The card networks are issuing reports ahead of the holiday shopping season to inform consumers and merchants about potential fraud risks and scams [3][4] - Visa highlights the evolution of fraud tactics, indicating that criminals are now operating with more sophistication and organization, akin to tech startups [5][6] - Mastercard's acquisition of Recorded Future for $2.65 billion underscores the increasing importance of fraud prevention services in the card industry [5] Visa's Findings - Visa's report analyzes fraud patterns from the first half of 2025, revealing that criminals are leveraging artificial intelligence and new technologies to enhance their operations [6] - Key patterns identified include the industrialization of fraud schemes, strategic timing of stolen data usage, and the proliferation of fake content across merchant websites [6] - The report emphasizes the inadequacy of legacy defenses and highlights vulnerabilities in third-party fraud prevention measures [6] Mastercard's Insights - Mastercard's Recorded Future unit reported on the creation of fake e-commerce activities by criminals, which aim to deceive consumers and steal sensitive information [6] - The report details how fraudulent marketing tactics are employed to lure consumers to illegitimate merchants [6]

Core Insights - Vonage has launched its fraud prevention Network APIs in the U.S., enabling enterprises and developers to utilize Silent Authentication and SIM Swap technologies, with notable customers including Freenow and Persona [1][3][6] Group 1: Product Features - The Silent Authentication technology allows for secure user authentication without the need for SMS one-time passcodes, resulting in three to five times faster authentication and up to eight percentage points higher conversion rates compared to traditional methods [4] - The SIM Swap detection feature identifies unauthorized SIM card changes, providing early warnings of potential account takeovers and improving fraud detection by 30-40% [5] Group 2: Market Demand and Context - Identity-related fraud affects 84% of U.S. businesses, with 77% of Americans encountering scams in the past year, highlighting the urgent need for secure digital interactions [3] - The launch of these APIs addresses the growing challenges of identity-related fraud while enhancing customer experience through seamless authentication solutions [6][3] Group 3: Industry Impact and Partnerships - Vonage's APIs leverage real-time network intelligence, setting a new standard for fraud prevention and secure digital interactions in the telecommunications industry [6] - The collaboration between telecom companies, aggregators, and developer platforms is crucial for advancing digital security, as emphasized by industry leaders [6][3]

First Horizon Corporation Conference Call Summary Company Overview - **Company**: First Horizon Corporation (NYSE:FHN) - **Assets**: $83 billion - **Branches**: Over 400 across the Southeast - **Headquarters**: Memphis, Tennessee - **Segments**: Regional banking, specialty banking, and corporate [1][3] Core Insights and Arguments Customer Sentiment and Loan Growth - Customers in the Southeast are optimistic and resilient despite past challenges like COVID and rising rates [4][5] - Loan growth is slower than previously anticipated, with expectations of high single-digit growth not materializing [5][6] - The mortgage warehouse business has been a bright spot for loan growth [5][8] Loan and Deposit Strategy - Focus on building long-term customer relationships rather than just selling products [7][8] - Emphasis on decentralized decision-making in local markets for deposit pricing [8][9] M&A Activity - Increased M&A activity in the Southeast with several competitors involved in mergers [10][11] - First Horizon has recently completed significant mergers and is now focused on organic growth [12][14] - The company is positioned to capitalize on opportunities arising from competitors' M&A disruptions [12][14] Interest Rate Environment and Asset Sensitivity - The company is optimistic about its countercyclical businesses, particularly FHN Financial, in a falling interest rate environment [17][18] - Mortgage warehouse business is expected to benefit from potential refinancing waves as rates decrease [20][26] Expense Management and Technology Investments - Commitment to keeping expenses flat while investing in technology and efficiency improvements [27][29] - Significant technology investments have been made to clear tech debt and enhance operational efficiency [31][32] - AI is being utilized to reduce costs and improve speed in developing new digital platforms [33][36] Credit Quality and Risk Management - Strong credit culture with a focus on client relationships and decentralized credit analysis [39][40] - Best-in-class charge-off rates, with a proactive approach to monitoring credit quality [41][45] - Increased vigilance regarding fraud and operational controls in response to industry challenges [49][50] ROTCE Target and Capital Management - Achieved a 15% ROTCE in Q4, with a goal to sustain and exceed this level [52][53] - Plans to return capital to shareholders primarily through loan growth, with share buybacks as a secondary option [59][60] - Maintaining a capital ratio of 11% with a long-term target of 10% [57][58] M&A Strategy - M&A is not a near-term priority; focus remains on organic growth and achieving top-tier returns [61][62] - The company is open to opportunities but prioritizes shareholder value and operational efficiency [64] Additional Important Points - The competitive deposit environment has quieted down, with clients aware of rate changes [66][68] - Technology expenses are being managed effectively, with a focus on client-facing projects [70][74] This summary encapsulates the key points discussed during the First Horizon Corporation conference call, highlighting the company's strategic focus, market conditions, and operational insights.

Core Insights - Apple Pay significantly reduces fraud by over 60%, with instances of fraud prevention reaching up to 90% at times [1] - Apple Pay is accepted at 90% of retailers in the US and in 89 global markets, indicating substantial growth over the past decade [2] - The new feature, Tap to Pay on iPhone, is utilized by approximately 50 million merchants across 48 markets [2] - In 2024, Apple Pay will celebrate its 10th anniversary, with 90% of users citing ease of use, 88% privacy, and 87% security as top reasons for their preference [3] - Apple has over 785 million users of Apple Pay worldwide, positioning it as one of the largest Fintech companies [4] - Apple's services, including Fintech offerings, generate higher margins compared to its hardware products [4] - Apple's market capitalization recently reached $4 trillion, with analysts predicting further share price increases [4]