GUANGZHOU, China, Dec. 15, 2025 (GLOBE NEWSWIRE) -- YSX TECH. CO., LTD (NASDAQ: “YSXT”) (the “Company”), a Cayman Islands exempted company that, through its variable interest entities in China, provides comprehensive business solutions mainly for insurance companies and brokerages in China, today announced that the Company has entered into a two-year Framework Cooperation Agreement (the “Agreement”) with Huijian Information Technology Service Co., Ltd. (“Huijian”), which focuses on three key areas: enhancin ...

Core Viewpoint - TimesSquare Capital Management's "U.S. Focus Growth Strategy" reported positive returns across major asset classes in Q3 2025, with the strategy achieving a gross return of 4.00% and a net return of 3.78%, outperforming the Russell Midcap Growth Index's return of 2.78% [1]. Group 1: Performance Overview - In Q3 2025, all major asset classes posted positive returns except for fixed income assets outside the US [1]. - The strategy's gross return was 4.00% and net return was 3.78% [1]. Group 2: Focus on RenaissanceRe Holdings Ltd. - RenaissanceRe Holdings Ltd. (NYSE:RNR) is highlighted as a key stock, with a one-month return of 3.52% and a 52-week gain of 4.52% [2]. - As of December 12, 2025, RenaissanceRe's stock closed at $272.41 per share, with a market capitalization of $12.821 billion [2]. - The company is categorized under the Financials sector, with a preference for asset managers and specialized insurance companies over traditional banks facing credit deterioration [3]. Group 3: Hedge Fund Interest - RenaissanceRe Holdings Ltd. was held by 37 hedge fund portfolios at the end of Q3 2025, an increase from 33 in the previous quarter [4]. - Despite its potential, the company is not among the 30 most popular stocks among hedge funds, with some analysts suggesting that certain AI stocks may offer greater upside potential [4].

Core Insights - U.S. commercial insurance rates increased by 3.8% in Q3 2025, maintaining the same rate as in Q2 2025, and down from 5.3% in Q1 2025, indicating a continued downward trend in pricing [1][2] - The aggregate price increase of 3.8% in Q3 2025 is a decrease from 6.1% in Q3 2024, reflecting a moderation in price growth across most commercial lines [1][2] Pricing Trends - Workers compensation, directors' and officers' liability, cyber, and commercial property insurance saw price decreases, while excess/umbrella liability had the highest rate of price increases, although at a slower pace than previous quarters [2] - Commercial auto insurance maintained double-digit price growth, remaining one of the fastest-rising lines, while small and mid-market accounts experienced more modest increases compared to prior periods [2] Market Analysis - The current pricing environment indicates a period of more measured pricing across the market, with some coverage lines experiencing modest increases and others remaining flat [3] - The CLIPS survey provides a retrospective look at historical changes in Commercial Property & Casualty insurance prices and claims cost inflation, with a forward-looking analysis available in WTW's Insurance Marketplace Realities series [3] Survey Details - The CLIPS data is based on new and renewal business figures from carriers underwriting the business, with 41 participating insurers representing approximately 20% of the U.S. commercial insurance market [5] - The survey compares prices charged on policies written during Q3 2025 with those from the same quarter in 2024, providing a year-over-year perspective on pricing trends [5]

Core Insights - Increasing inflation and cost of living are prompting retirees and those planning for retirement to seek safe and reliable investments to protect their savings [1] - Warren Buffett, known for his disciplined investment approach, emphasizes long-term value and consistent income, making his investment principles relevant for building a recession-proof retirement portfolio [2] Investment Opportunities - **Coca-Cola (KO)**: A long-standing investment in Buffett's portfolio since 1988, Coca-Cola is recognized globally and maintains consistent sales, making it valuable during recessions. It also offers reliable dividends, appealing to income-focused investors [3][4] - **Chevron (CVX)**: Recently, Buffett has made Chevron one of Berkshire Hathaway's largest holdings. The company boasts a dividend yield above 4% and has increased its dividend for 38 consecutive years, making it a dependable income source during economic downturns [5] - **Berkshire Hathaway (BRK.B)**: Buffett's own company provides built-in diversification across various industries, including insurance, utilities, and consumer goods. Although it does not pay dividends, its stable leadership and exposure to essential sectors make it a reliable choice during market volatility [5] - **Vanguard Dividend Appreciation ETF (VIG)**: This ETF allows everyday investors to adopt Buffett's principles by investing in companies with a strong record of raising dividends, indicating financial health and long-term reliability [6]

Group 1: Market Outlook - The global equity markets are experiencing a general decline, primarily due to fluctuating investor expectations regarding the Federal Reserve's interest rate cuts and concerns about potential bubbles in AI assets. The AI technology revolution and energy revolution are expected to create solid demand support for growth industries, leading to continuous improvement in listed companies' performance [5]. - Attention should be paid to policy signals related to real estate promotions and other relevant sectors as the year-end approaches [6]. - In November, prices across various segments of the photovoltaic industry remained stable month-on-month, while the traditional consumer goods sector is awaiting a boost in consumption sentiment [7]. - Within the financial sector, industry banks are attracting medium to long-term capital allocation due to their high dividend yields [8]. Group 2: Macro Fixed Income Insights - The Federal Reserve announced a 25 basis point interest rate cut, lowering the target range for the federal funds rate to 3.5% to 3.75%, aligning with market expectations. The Fed has also restarted its Treasury bond purchasing program to maintain ample reserves, continuing to focus on the risks to employment [11]. - Fed Chair Powell has raised the economic growth forecasts for this year and next while lowering inflation expectations, with one rate cut anticipated in each of the upcoming meetings [12]. - The outlook for U.S. Treasury yields indicates that the two-year yield may fluctuate between 3.34% and 3.74%, while the ten-year yield could range from 3.9% to 4.3%. The dollar index is expected to remain weak, oscillating between 97 and 101 [13]. - The Fed's interest rate cuts are favorable for the external environment, and domestic policy easing may help expand the overall policy space [14]. - The bond market is focused on the sustainability of inflation recovery, with economic growth remaining stable in the first three quarters of the year, easing pressure on growth targets. Attention will shift to actual growth indicators in the first half of next year [15].

Core Insights - Three stocks with strong growth characteristics and buy ranks are highlighted for investors to consider on December 15 Company Summaries The Allstate Corporation (ALL) - The company has a Zacks Rank of 1 - The Zacks Consensus Estimate for current year earnings has increased by 23.1% over the last 60 days - Allstate has a PEG ratio of 0.39 compared to the industry average of 1.75 - The company possesses a Growth Score of B [1] Great Lakes Dredge & Dock Corporation (GLDD) - The company also carries a Zacks Rank of 1 - The Zacks Consensus Estimate for current year earnings has increased by 7.8% over the last 60 days - Great Lakes Dredge & Dock has a PEG ratio of 1.05 compared to the industry average of 3.08 - The company possesses a Growth Score of A [2] Alarm.com Holdings, Inc. (ALRM) - This company holds a Zacks Rank of 1 - The Zacks Consensus Estimate for current year earnings has increased by 5.5% over the last 60 days - Alarm.com has a PEG ratio of 1.64 compared to the industry average of 2.94 - The company possesses a Growth Score of B [3]

Core Insights - Ping An Insurance has received the Award of Excellence in ESG for the third time, recognizing its leadership in corporate governance and sustainable development [1][2] - The company has integrated ESG principles into its corporate strategy and set five-year sustainability goals, demonstrating a commitment to green finance and low-carbon operations [2][3] Corporate Governance - Ping An maintains rigorous corporate governance standards aligned with international best practices, with a board composed of experts from various fields [3] - ESG governance is led at the board level, ensuring full responsibility for ESG strategy and performance metrics integrated into executive reviews [3] Shareholder Returns - Since going public, Ping An has returned over RMB 400 billion in dividends, with a compound annual growth rate of cash dividends at 4.3% over the past five years [4] Green Finance Initiatives - By June 2025, Ping An's green investments totaled RMB 144.482 billion, with green loan balances at RMB 251.746 billion and green insurance premium income reaching RMB 55.279 billion in the first three quarters [5] Carbon Reduction Efforts - In 2024, Ping An reduced total greenhouse gas emissions to 439,291 tons, an 8% decrease year-on-year, and implemented a carbon account platform for employees [6] Climate Risk Management - The company developed the "EagleX" climate risk management system, which identified 3,619 high-risk disasters in 2024 and sent out 10.5 billion disaster alerts, significantly reducing potential losses [7] Social Responsibility - Ping An has built 119 "Ping An Hope Schools," provided vocational training to over 20,000 rural teachers, and invested over RMB 52 billion in industrial revitalization to support rural communities [8][9] Inclusive Finance - The company provided comprehensive risk protection to nearly 2.4 million micro and small businesses, processed over 900,000 claims, and served 782,000 micro and small enterprise loan clients [10] Future Strategy - Ping An aims to deepen its dual-engine strategy of integrated finance and health and senior care, enhancing its ESG management system and advancing green and inclusive finance [11]

Group 1 - DUAL Europe has appointed Amaury Berhault and Jaume Benajiba as managing directors to lead its transactional liability insurance operations in Europe, both bringing over 17 years of experience in transactional liability underwriting [1][2] - Berhault aims for DUAL to become the number one globally in all lines of M&A, emphasizing the importance of setting a new benchmark for excellence in transactional liability [2] - Benajiba expressed excitement about building a best-in-class transactional liability platform at DUAL, focusing on competitive offerings aligned with broker and client needs [4] Group 2 - DUAL Europe's services include warranty and indemnity insurance, tax liability insurance, title insurance, and contingent risks insurance for complex transactions [4] - In September 2023, DUAL Europe expanded its marine portfolio by starting a cargo insurance business, appointing Chris Wittoeck as head of Cargo [5]

Core Insights - Berkshire Hathaway is undergoing significant management changes following Warren Buffett's announcement of his retirement after 60 years as CEO [2][3] - Todd Combs, who managed a portion of Berkshire's $312 billion equities portfolio and served as CEO of GEICO, is leaving to join JPMorgan Chase [2][6] - Greg Abel has been appointed as the new CEO, raising questions about his leadership style and the future direction of the company [3][5] Management Changes - Todd Combs' departure is notable as he was a key figure in managing about 10% of Berkshire's investment portfolio and overseeing GEICO, the largest insurance brand [5][9] - Adam Johnson, CEO of NetJets, will now also oversee consumer products, service, and retailing businesses at Berkshire [7] - Nancy Pierce will take over as CEO of GEICO, while Marc Hamburg, the CFO, is set to retire in 2027 [7] Future Outlook - The transition period may lead to uncertainty among investors, particularly regarding the stability of other key personnel like Ted Weschler [10][11] - Greg Abel's performance will be closely scrutinized as he assumes more responsibility for the company's decisions [11] - Despite the changes, there is confidence in Abel's capabilities as a capital allocator, given Buffett's endorsement [12]

Core Viewpoint - December is historically a favorable month for stocks, with the S&P 500 averaging a gain of 0.6% over the past 20 years, but the Financial Select Sector SPDR ETF (XLF) may face increased risks as the month progresses [1][2]. ETF Performance and Historical Context - The Financial Select Sector SPDR ETF has increased by nearly 3% month-to-date and has averaged a December gain of 1.47% since 2010, indicating that December weakness is not typical for this fund [4][5]. Holdings and Sector Risks - U.S. Bancorp and Moody's, significant holdings in the ETF, have historically underperformed in the latter half of December, which could pose risks to the ETF's performance [6]. - The recent Federal Reserve interest rate cuts may negatively impact banks and insurance companies, which constitute over 40% of the ETF's holdings, leading to potential lower returns [8][9]. - A decrease in consumer holiday spending could adversely affect the ETF, as four of the top five U.S. credit card issuers are among its top holdings [9]. Key Holdings and Leadership Changes - Berkshire Hathaway is the largest holding in the ETF, accounting for 11.6% of its weight, but its performance has been hampered this year, with shares only up 9.21% [10]. - The retirement of CEO Warren Buffett and recent executive departures at Berkshire could introduce additional challenges for the ETF in December [11].