Core Insights - The Hong Kong FinTech Week opened with the theme "Driving a New Era of FinTech" [2] - AI is viewed as a tool to enhance efficiency by automating repetitive tasks rather than replacing human decision-making [2] - Companies must shift their mindset, build information capabilities, accumulate data, and identify suitable business scenarios to effectively monetize AI applications [2] Group 1 - AI applications can improve overall work efficiency and quality by handling simple tasks like error identification [2] - The key first step for companies in applying AI is to reduce costs and increase efficiency, as demonstrated by a 50% growth in assets managed by the company while only increasing labor costs by 5% in 2024 [2] - There is a misconception that AI can completely replace human decision-making; it is essential for companies to understand the specific business and process issues AI can address [2] Group 2 - The company plans to integrate its self-developed "Shengyitong Cloud Platform" with the domestic open-source model DeepSeek, enhancing capabilities in natural language processing and intelligent decision-making [3] - The company maintains an open attitude towards various large models, selecting the appropriate one based on different business scenarios [3] - The company aims to create a one-stop supply chain solution for small and medium-sized enterprises (SMEs) to help them expand into international markets, addressing challenges such as funding and resource limitations [3]

Summary of the Conference Call for 联易融科技 Company Overview - **Company**: 联易融科技 (Lianyi Rong Technology) - **Industry**: Supply Chain Financial Technology Solutions Key Points and Arguments 1. **Business Growth**: In Q3 2025, the multi-level circulation cloud business grew by 71% year-on-year, contributing to a 60% increase in the first nine months. The company expects this segment to grow by no less than 50% for the full year [2][3][4] 2. **Client Acquisition**: The company added over 380 core enterprise clients in the first nine months, with more than 90% coming from multi-level circulation clients. This influx has improved the penetration rate among existing clients [2][3][4] 3. **AMS and ABS Cloud Performance**: AMS and ABS cloud services saw over 20% quarter-on-quarter growth in Q3, with ABS cloud achieving a 26% year-on-year increase and over 150% quarter-on-quarter growth, indicating a rapid recovery in high-fee asset securitization [2][3][4] 4. **Web 3.0 Project**: The successful bid for China Mobile's Web 3 supply chain financial platform project marks significant progress in Web 3.0 innovation and lays the groundwork for future overseas multi-currency supply chain financial solutions [2][5][19] 5. **Revenue Drivers**: Future revenue growth is expected to come from an increase in multi-level circulation clients, higher penetration rates, a greater share of high-fee asset securitization products, successful Web 3 projects, and a continuous share buyback plan [2][7][21] 6. **AI Product Development**: The company’s AI products focus on financial institution cloud services, with expected revenue of 30-40 million RMB for the year, driven by efficient legal document verification and financing rule matching [4][23] 7. **Financial Performance Outlook**: The company anticipates flat or slightly declining revenue for 2025, with a goal of achieving breakeven in the second half of the year. Net profit targets are set at no less than 100 million RMB for 2026 and 200 million RMB for 2027 [4][21] 8. **Shareholder Returns**: The company has committed over 800 million RMB from IPO funds for buybacks and dividends, with a buyback plan of 8 billion USD currently in progress [22] Additional Important Information 1. **Client Retention**: The customer retention rate remained at 99% in Q3, indicating strong client loyalty [3] 2. **Cross-Border Cloud Platform**: The cross-border cloud platform utilizes blockchain technology to provide trade financing solutions, addressing high costs and long cycles associated with traditional methods [15][16] 3. **International Business Expansion**: The company is in the early stages of expanding its international business, focusing on Web 3 and stablecoin projects, with expectations for significant growth in the next 3-5 years [13][18] 4. **Future Plans**: The company plans to integrate supply chain finance into future stablecoin issuance frameworks, with project launches expected in 2026 [20] This summary encapsulates the key insights from the conference call, highlighting the company's growth trajectory, strategic initiatives, and future outlook in the supply chain financial technology sector.

Core Viewpoint - 联易融科技-W (09959) has shown strong performance with a stock price increase of over 5%, currently trading at 3.03 HKD, with a transaction volume of 18.04 million HKD [1] Financial Performance - As of the first nine months of 2025, the customer retention rate for supply chain financial technology solutions is 99%, an increase of 3 percentage points compared to the end of 2024 [1] - The total number of core enterprise partners has reached 2,798, reflecting a growth of 29.8% from the end of 2024 [1] - The total number of financial institution partners stands at 405 [1] - The total transaction volume processed by the company's supply chain financial technology solutions is 329.37 billion CNY, representing a year-on-year growth of 29.2% [1] - The transaction volume for emerging solutions is 6.8197 billion CNY, showing a decline of 5.1% year-on-year [1] - The total transaction volume for technology solutions is 336.19 billion CNY, with a year-on-year increase of 28.2% [1] Business Growth - In the third quarter, the company's multi-level circulation cloud business continues to experience strong growth, driven by increased penetration of products within the customer base and ongoing market consolidation [1] - The company has achieved significant breakthroughs in emerging technology applications, successfully winning a bid for a Web3.0-based supply chain financial platform project for a major state-owned enterprise [1] - This project marks an important milestone under the company's "stablecoin+" strategy, indicating the first real-world application of verified stablecoin and digital asset solutions in a large state-owned enterprise's supply chain scenario [1]

Core Viewpoint - 联易融科技-W reported strong growth in customer retention and transaction volume in its supply chain financial technology solutions, indicating robust market performance and strategic advancements in emerging technologies [1] Group 1: Customer Metrics - The customer retention rate for supply chain financial technology solutions reached 99% for the first nine months of 2025, an increase of 3 percentage points compared to the end of 2024 [1] - The total number of core enterprise partners increased to 2,798, reflecting a growth of 29.8% from the end of 2024 [1] - The number of financial institution partners reached 405 [1] Group 2: Transaction Volume - The total transaction volume processed by the company's supply chain financial technology solutions amounted to 329.37 billion yuan, representing a year-on-year growth of 29.2% [1] - The transaction volume for emerging solutions was 6.8197 billion yuan, showing a decline of 5.1% year-on-year [1] - The total transaction volume for technology solutions was 336.19 billion yuan, with a year-on-year increase of 28.2% [1] Group 3: Business Growth and Strategic Developments - The multi-level circulation cloud business continued to show strong growth, driven by increased penetration among customer groups and a solidified market base [1] - The company achieved significant breakthroughs in emerging technology applications, successfully winning a project for a Web 3.0-based supply chain financial platform for a major state-owned enterprise [1] - This project marks an important milestone under the company's "stablecoin+" strategy, showcasing the application of verified stablecoin and digital asset solutions in real supply chain scenarios for large state-owned enterprises [1]

Core Insights - The company reported a customer retention rate of 99% for its supply chain financial technology solutions in the first nine months of 2025, an increase of 3 percentage points compared to the end of 2024 [1] - The total number of core enterprise partners reached 2,798, reflecting a growth of 29.8% from the end of 2024 [1] - The total transaction volume processed by the company's supply chain financial technology solutions was 329.37 billion yuan, a year-on-year increase of 29.2% [1] - The company is focusing on "AI + industrial finance" and digital assets, aiming for quality growth despite global economic uncertainties [2] - The company achieved significant breakthroughs in emerging technology applications, including winning a project for a Web3.0-based supply chain financial platform for a major state-owned enterprise [2] - The company is actively pursuing a share buyback plan, demonstrating management's confidence in future growth and commitment to long-term shareholder value [2] Financial Performance - The total transaction volume for emerging solutions was 6.8197 billion yuan, showing a year-on-year decrease of 5.1% [1] - The total transaction volume for technology solutions was 336.19 billion yuan, reflecting a year-on-year growth of 28.2% [1] Strategic Initiatives - The company continues to implement its core strategies, focusing on high-value-added businesses and optimizing product structure to maintain market leadership [2] - The collaboration with the state-owned enterprise will enable efficient, low-cost cross-border settlements and tokenized asset circulation, showcasing the company's innovative capabilities in trade finance based on Web3.0 [2] - The company plans to continue leveraging its core strategies of "AI + industrial finance," strategic acquisitions, and digital assets to drive sustainable business growth [2]

Group 1 - The core viewpoint of the articles highlights the strong performance and strategic initiatives of the company in the supply chain finance technology sector, showcasing significant growth in customer retention and transaction volumes [1][2] Group 2 - As of the first nine months of 2025, the customer retention rate for supply chain finance technology solutions reached 99%, an increase of 3 percentage points compared to the end of 2024 [1] - The total number of core enterprise partners increased to 2,798, reflecting a growth of 29.8% from the end of 2024, while the number of financial institution partners reached 405 [1] - The total transaction volume processed by the company's supply chain finance technology solutions amounted to 329.37 billion, representing a year-on-year growth of 29.2%, while emerging solutions saw a transaction volume of 6.8197 billion, a decrease of 5.1% [1] - The total transaction volume for technology solutions was 336.19 billion, showing a year-on-year increase of 28.2% [1] Group 3 - In Q3 2025, the company continued to execute its core strategy, focusing on "AI + industrial finance" and digital assets, leading to quality business growth despite global economic uncertainties [2] - The multi-level circulation cloud business maintained strong growth, driven by increased penetration among customer groups and a solid market foundation [2] - The company achieved a significant breakthrough in emerging technology applications by winning a project for a Web 3.0-based supply chain finance platform for a major state-owned enterprise, marking a milestone in its "stablecoin +" strategy [2] - The integration of the company's stablecoin application framework into the enterprise's ecosystem will enable efficient, low-cost cross-border settlements and tokenized asset circulation [2] - The company is steadily advancing its share repurchase plan, reflecting management's confidence in future growth and commitment to creating long-term value for shareholders [2] - The company will continue to focus on its three core strategies: "AI + industrial finance," strategic mergers and acquisitions, and digital assets, to seize market opportunities and drive sustainable growth [2]

Core Insights - The company continues to execute its core strategy in "AI + industrial finance" and digital assets, aiming for quality growth despite global economic uncertainties [1][2] - Strong growth momentum in multi-level circulation cloud business is attributed to increased penetration among customer groups and solid market foundation [1] - Significant breakthrough in emerging technology applications with a major contract win for a Web3.0-based supply chain finance platform project for a large state-owned enterprise [1] Business Developments - The project marks an important milestone under the company's "stablecoin+" strategy, showcasing the application of stablecoin and digital asset solutions in real supply chain scenarios [1] - Integration of the company's stablecoin application framework into the enterprise's ecosystem will enable efficient, low-cost cross-border settlements and tokenized asset circulation [1] - The company is steadily advancing its share buyback plan, reflecting management's confidence in future growth and commitment to long-term shareholder value [2] Strategic Focus - The company will continue to focus on three core strategies: "AI + industrial finance," strategic mergers and acquisitions, and digital assets to seize market opportunities and drive sustainable growth [2]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任 何部分內容所產生或因依賴該等內容而引致的任何損失承擔任何責任。 Linklogis Inc. 聯易融科技集團 （於開曼群島註冊成立以不同投票權控制的有限公司） （股份代號：9959） 自願性公告 業務發展 本公告乃聯易融科技集團（「本公司」）自願刊發，以告知本公司股東及潛在投資者 有關本公司連同其附屬公司及關聯併表實體（「本集團」）的最新業務發展資料。 首席執行官寄語 在2025年第三季度，本集團繼續堅定執行核心戰略，在「AI+產業金融」和數字資 產領域深化佈局，推動業務實現有質量的增長。儘管全球宏觀經濟環境依然存在 不確定性，但我們通過持續聚焦高附加值業務、優化產品結構，鞏固了在市場中 的領先地位。第三季度，我們的多級流轉雲業務繼續保持強勁增長勢頭，這主要 得益於產品在客戶群體中的滲透率進一步提升以及市場基礎的持續鞏固。同時， 我們在新興技術應用領域取得重大突破，成功中標某特大型央企的基於Web 3.0的 供應鏈金融平臺項目。此項目是本集團「穩定幣+」戰略下的一個 ...

Core Viewpoint - The company is rebranding its international business segment to "Unloq" starting from October 13, 2025, while the domestic segment will retain the name "Linklogis" [1] Group 1: Rebranding Strategy - The introduction of the "Unloq" brand is a key component of the company's global strategy [1] - The new branding aims to clearly communicate the core mission of simplifying global trade finance processes and facilitating barrier-free growth for enterprises [1] - The differentiated "Unloq" brand name is expected to enhance international market recognition and improve brand communication efficiency [1] Group 2: Growth Potential - The rebranding is anticipated to create new growth momentum for the company [1]

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責， 對其準確性或完整性亦不發表任何聲明，並明確表示，概不就因本公告全部或任 何部分內容所產生或因依賴該等內容而引致的任何損失承擔任何責任。 本公司將適時根據香港聯合交易所有限公司證券上市規則的規定作出進一步公告， 及時向市場通報本公司重大進展。 承董事會命 聯易融科技集團 董事長 宋群 Linklogis Inc. 聯易融科技集團 （於開曼群島註冊成立以不同投票權控制的有限公司） （股份代號：9959） 自願性公告 國際業務板塊品牌煥新 本公告乃聯易融科技集團（「本公司」，本公司連同其附屬公司及關聯併表實體「本 集團」）自願刊發，以告知本公司股東及潛在投資者有關本集團最新業務發展資料。 本公司董事會（「董事會」）欣然宣佈，本集團的國際業務板塊將進行品牌煥新，自 2025年10月13日起以全新品牌標識「Unloq」運營。本集團的國內業務板塊將繼續 使用既有的品牌名「聯易融(Linklogis)」。 「Unloq」品牌的引入是本集團全球戰略的重要組成部分。這一新標識旨在更清晰 地傳達該業務板塊的核心使命：簡化全球貿易金融流程，助力企業無壁壘成長 ...