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人民币跨境同业融资管理升级,农村金融机构有条件参与
21世纪经济报道记者 郭聪聪 2月26日,中国人民银行发布《关于银行业金融机构人民币跨境同业融资业务有关事宜的通知》(下称《通知》),自 发布之日起实施。《通知》旨在规范境内银行业金融机构与境外机构开展人民币跨境同业融资业务,支持人民币离岸 市场发展,提升跨境资本流动管理的科学性和透明度。 人民币跨境同业融资作为境内银行向离岸市场提供流动性、促进人民币跨境使用的重要渠道,涵盖账户融资、债券回 购等多种形式,是连接在岸与离岸市场的重要桥梁。 《通知》管理逻辑同此前出台的境外贷款、境外放款等措施一脉相承,是对全口径跨境融资宏观审慎管理的有效补 充。文中明确将银行业金融机构人民币跨境同业融资净融出余额与其资本水平、资金实力挂钩,并引入宏观审慎调节 参数,根据市场形势进行逆周期调节。同时,按照"实质重于形式"原则,将各类跨境同业融资业务纳入统一管理。 适用机构:明确资质要求,农村金融机构有条件参与 值得关注的是,《通知》适用对象为境内依法设立的具备国际结算业务能力的银行,但对农村金融机构作出差异化安 排:原则上不得开展人民币跨境同业融出业务,但符合一定资质的机构可审慎参与。 中国人民银行表示,《通知》实施后人民币跨境 ...
Banca Monte dei Paschi di Siena (OTCPK:BMDP.F) Update / briefing Transcript
2026-02-27 09:02
Summary of Banca Monte dei Paschi di Siena (MPS) Conference Call - February 27, 2026 Company Overview - **Company**: Banca Monte dei Paschi di Siena (OTCPK:BMDP.F) - **Industry**: Banking and Financial Services - **Key Event**: Presentation of the MPS Business Plan for 2026-2030 Core Points and Arguments Business Plan and Strategy - The business plan aims to create sustainable value and profitable growth for stakeholders, emphasizing client service as a core principle [2][3] - The integration of MPS and Mediobanca is expected to unlock EUR 700 million in synergies, with a focus on corporate investment banking and high-end private banking [4][5] - The group is projected to achieve revenues of EUR 9.5 billion by 2030, with a cost-income ratio below 40% and net profit reaching EUR 3.7 billion [7][35] Financial Performance and Projections - In 2025, the company surpassed previous targets, achieving EUR 8 billion in revenues and serving over 7 million clients [6][34] - The plan anticipates a compound annual growth rate (CAGR) of 4.6% in operating income from EUR 7.6 billion in 2025 to EUR 9.5 billion in 2030 [35][37] - Adjusted net profit is expected to increase from EUR 2.3 billion in 2025 to EUR 3.7 billion in 2030, with a return on tangible equity (ROTE) of 18% by 2030 [36][37] Revenue Breakdown - Revenue contributions by segment are projected as follows: - Retail and Commercial Banking: 30% - Corporate Investment Banking: 21% - Asset Gathering and Wealth Management: 30% - Private Banking: 14% - Consumer Finance: 19% [10] Technology and Innovation - The company plans to invest EUR 1 billion in IT from 2026 to 2030 to modernize and secure its operations, enhancing customer experience and operational efficiency [12][30] - AI technology is expected to improve productivity and customer service, with 90% of client requests resolved end-to-end [12] Market Position and Competitive Advantage - The merger positions the group as Italy's third-largest bank, with a strong competitive force in the market [6][52] - The integration of Mediobanca's capabilities with MPS's commercial reach is expected to enhance advisory services and create a comprehensive corporate investment banking platform [27][28] Dividend Policy and Shareholder Returns - The plan includes a commitment to distribute approximately EUR 16 billion in dividends between 2026 and 2030, representing over 60% of the market cap [53][51] - A 100% payout ratio is expected, with discussions on potential interim dividends and stock option plans for management [57][60] Important but Overlooked Content - The company emphasizes the importance of retaining and empowering its workforce, with over 1,000 new hires and extensive training programs planned [14][32] - The focus on ESG (Environmental, Social, and Governance) is highlighted as a growth driver, integrating sustainable finance and community engagement into the business model [32] Conclusion - Banca Monte dei Paschi di Siena is positioning itself for significant growth through strategic integration, technological investment, and a strong focus on client service, with ambitious financial targets set for 2030. The commitment to shareholder returns and sustainable practices further enhances its market appeal.
Notice to convene the annual general meeting of Danske Bank A/S
Globenewswire· 2026-02-27 09:00
Company announcement no 9 2026Danske BankBernstorffsgade 40DK-1577 København VTel. + 45 45 14 14 0027 February 2026Page 1 of 1 Notice to convene the annual general meeting of Danske Bank A/S Danske Bank A/S will hold its annual general meeting on Thursday, 26 March 2026 at 3.00pm (CET). The annual general meeting will be held as a fully electronic general meeting without the possibility of attending in person. A fully electronic general meeting facilitates participation for a wider audience, including our ...
宁波银行:迎A股上市行最年轻董事长,业绩亮眼但大零售隐忧显现
Sou Hu Cai Jing· 2026-02-27 08:51
宁波银行正式宣告第九届董事会换届工作圆满完成,标志着该行进入全新的发展阶段。2月26日晚,该行此次换届最受关注的核心管理岗位的人事安排出炉 ——选举庄灵君为公司第九届董事会董事长,选举冯培炯为副董事长,并同意聘任冯培炯为公司行长。二人的任职资格尚需报宁波金融监管局核准;在任职 资格核准前由庄灵君代行董事长职责、冯培炯代行行长职责。 此外,宁波银行董事会还同意聘任付文生、王勇杰、徐雪松、王丹丹、俞罡、陆海英、胡海东为公司副行长。其中俞罡、陆海英、胡海东的副行长任职资格 尚需报宁波金融监管局核准。 不同于部分银行引入外部人才的换帅模式,宁波银行此次换届延续了"内部培养、梯队传承"的核心逻辑。 从披露的公开履历看,庄灵君出生于1979年7月,2006年硕士毕业后即加入宁波银行历经多个关键岗位历练,2012年3月-2019年10月先后担任深圳分行副行 长、明州支行行长、总行风险管理部总经理及北京分行行长等职位。2019年10月其升任宁波银行副行长,晋升总行高管行列,2022年4月正式出任宁波银行 行长,成为当时A股上市银行中最年轻的行长。2024年年报显示时任副董事长、行长的庄灵君税前报酬为275万元。 目前,A股上 ...
Klarna Group (KLAR) Reaches 55 Million Monthly Active Users
Yahoo Finance· 2026-02-27 08:41
​Klarna Group plc (NYSE:KLAR) is one of the Best All-Time Low Stocks to Invest In Now. On February 25, Klarna Group plc (NYSE:KLAR) announced reaching more than 55 million monthly active users internationally on its Klarna app. Notably, daily engagement also increased 53% year-over-year to reach 9 million people. ​Management noted that this reflects increased frequency of the customers using the company’s banking, spending, and shopping services. Sebastian Siemiatkowski, CEO and co-founder of Klarna, note ...
贴息政策+消费旺季 银行鏖战信用卡分期市场
中经记者 秦玉芳 广州报道 自春节假期开始至今,"分期"促销正成为各家银行信用卡业务角逐的主战场。不少银行通过官微、手机 银行等渠道纷纷发布促销公告,通过贴息、费率折扣、发放优惠券等活动吸引客户办理账单分期、消费 分期、现金分期等分期业务,部分银行费率低至2—3折。 整体来看,信用卡行业已进入"质量提升"的关键阶段,在存量深耕背景下,业务重心向分期业务倾斜的 趋势已现。随着贴息政策影响的持续深入,未来银行仍将通过手续费折扣叠加财政贴息抢占市场,同时 也将通过加速场景化布局和定价策略优化争夺优质客户,强化存量客户的精细化深耕。 "激战"信用卡分期 大连银行官微公告显示,截至2026年4月30日,持卡人办理信用卡分期业务(包括消费分期、账单分 期、现金分期),分期利率均享受5折优惠。桂林银行信用卡中心官微显示,2月1日至2月28日活动期 间,受邀用户办理一键分期单期利率最低可享3折优惠。广州农商银行信用卡官微2月25日推文称,账单 分期可以享2.5折分期利率优惠。邮储银行信用卡也推出促销活动,现金分期利率最低2折。 分析人士普遍认为,贴息政策的落地,为银行提供了降价空间,是本轮银行信用卡在分期业务上集 体"放价" ...
Barclays shares fall on possible losses from collapse of Market Financial Solutions
Reuters· 2026-02-27 08:30
Group 1 - Barclays shares experienced a decline in early trading on Friday due to a report indicating potential losses linked to the collapse of UK mortgage provider Market Financial Solutions (MFS) [1]
“马”上有名额!南京银行送出2026南京北岸马拉松最后直通名额
Jin Rong Jie· 2026-02-27 08:23
3月8日,2026南京银行南京北岸马拉松(原浦口马拉松)即将在南京青奥体育公园盛大起跑!十年之约,北岸启航! 现在关注"南京银行发布"官方公众号,在留言区晒出你往年参加马拉松赛事的轨迹图,并配上对本次2026南京银行南京北岸马拉松的祝福和期待。留言区 点赞前15位的粉丝,即有机会免费获得(半马/全马)参赛资格,获取名额将通过官号予以回复并私信提示。 活动时间:即日起——2026年2月28日16:00 赛事信息 规模扩容,名额更多:赛事总规模升级至20000人,马拉松、半程马拉松各10000人,让更多跑者从容出发,奔赴"宁"的北岸。 从浦口到北岸,从初遇到相守,南京银行五载同行,守护每一份奔跑的热爱。十年赛事蜕变,我们见证了跑者的突破与欢笑,也助力着赛事的专业与温 暖。 3月8日,南京青奥体育公园,南京银行与你相约2026南京银行南京北岸马拉松,共赴这场十年之约,用脚步丈量美好,以奔跑致敬热爱! 财经频道更多独家策划、专家专栏,免费查阅>> 责任编辑:钟离 路线焕新,PB无压力:今年起终点均设在南京青奥体育公园,沿途河滨路、城南河路、滨江大道笔直开阔,一路邂逅壮阔江景、浦口火车站文艺街区、 江北研创园科创地标等 ...
陕西镇坪农村商业银行被罚20万元:违反金融统计管理规定
Xin Lang Cai Jing· 2026-02-27 08:00
2月27日金融一线消息,中国人民银行安康市分行行政处罚信息公开表显示,陕西镇坪农村商业银行股 份有限公司因违反金融统计管理规定,被罚款20万元。 | ਿੰ | 当事人名称 | 行政处罚决 | | | 作出行政处 司 | 作出行政处罚 | 公示期限 (自公示 | 者 | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | (姓名、职 | | 违法行为类型 | 行政处罚内容 | | | | | | 를 | | 定书文号 | | | 决定机关名 | 決定日期 | 之日起计 | 注 | | | 第) | | | | | | | | | | | | | | 那 | | $1) | | | | 陕西镇坪农 | | | | | | | | | | 村商业银行 | 安根 河块字 | | | 中国人民提 | 2026年2月26 | | | | | | (2026) 1 | 连反金融统计管理规定 | 处 20 万元河家 | 行安康市分 | | 三在 | | | | 股份有限公 | | | | | 日 | | | | | | 를 | | | 行 | | | | | ...
Warren grills Gould over World Liberty charter application
Yahoo Finance· 2026-02-27 08:00
This story was originally published on Banking Dive. To receive daily news and insights, subscribe to our free daily Banking Dive newsletter. Sen. Elizabeth Warren, D-MA, on Thursday prodded Comptroller of the Currency Jonathan Gould to reject World Liberty Financial’s application for a trust bank charter, warning he could become “an accomplice” to corruption if the Trump family-led crypto firm gains approval.  During the Senate Banking Committee’s hearing with prudential regulators, Warren called on Gou ...