住房公积金管理
Search documents
更多灵活就业人员可在上海自愿缴存、提取和使用住房公积金
Feng Huang Wang· 2025-04-29 00:19
今年六月起,在上海灵活就业人员,将不再有户籍限制,可自愿缴存住房公积金,并按规定享有购房时申请公积金贷款等权利。 从上海市住房公积金管理委员会了解到,《上海市灵活就业人员自愿缴存、提取和使用住房公积金实施办法》已于日前印发,自2025年6月1日起施行。 和此前上海发布的相关文件相比,《上海市灵活就业人员自愿缴存、提取和使用住房公积金实施办法》覆盖的人群更广,涵盖了快递外卖行业的从业人员 等;取消了之前的上海户籍限制;取消了提取公积金的时间限制等。让更多灵活就业人员可以享受到住房公积金制度红利,在上海安居乐业。 具体来看,《实施办法》的主要内容包括: 一、自愿参加。年满 16 周岁且未达到法定退休年龄,在本市以个体经营、非全日制、新就业形态等方式灵活就业的人员,可以以个人身份,按照自愿原 则缴存,其缴存的住房公积金属于个人所有。不设户籍条件限制,在本市灵活就业的本市户籍人员、外省市户籍人员、港澳台居民以及外国人均可参加。 二、缴存灵活。灵活就业人员与市公积金中心签订协议,约定缴存金额、缴存方式、双方的权利和义务等内容。灵活就业人员可根据自身收入情况,在规 定范围内自行确定缴存基数,选择缴存比例。月缴存额等于缴存 ...
业务光缆三个月被挖断三次,江西一单位发文称“他人野蛮施工”
Peng Pai Xin Wen· 2025-03-25 12:49
业务光缆三个月被挖断三次,江西一单位发文称"他人野蛮施 工" 几天前的3月21日,江西省住房保障和公积金管理中心官方微信公众号曾发布公告:今日12时40分左右,因他人施工导致我中 心业务光缆被挖断,目前我中心无法办理柜台业务。有关部门正在组织抢修, 在此期间请选择手机APP方式办理业务。对此 造成的不便,敬请广大缴存职工予以谅解。 3月25日,江西省住房保障和公积金管理中心官方微信公众号发布公告:今日9时左右,因他人野蛮施工导致我中心本部业务光 缆被挖断,目前我中心无法办理柜台业务。有关部门正在组织抢修,在此期间请选择手机APP方式办理业务。对此造成的不 便,敬请广大缴存职工予以谅解。 这已经是江西省住房保障和公积金管理中心3个月内第三度因为中心业务光缆被挖断,影响业务办理。 2021年2月,根据《中共江西省委机构编制委员会关于省住房和城乡建设厅深化事业单位改革有关事项的批复》,省住房公积 金管理中心更名为省住房保障和公积金管理中心,为省住建厅所属正处级公益一类事业单位,主要承担省直单位住房公积金归 集、运用和管理,为房地产市场研究预警分析、保障性住房、白蚁防治和住宅物业服务提供技术咨询等职责。此外,中心还承 ...
家庭最高可贷231万元,深圳发布公积金新政
Zhong Guo Jing Ji Wang· 2025-03-16 09:06
Core Points - Shenzhen Municipal Housing Provident Fund Management Committee has announced adjustments to housing loan and interest subsidy policies to better meet the housing needs of employees and enhance the protective role of the housing provident fund system [1][2] - The new policies will take effect on March 24, 2025 [1] Summary by Sections Loan Amount Adjustments - The maximum individual loan amount has been increased from 500,000 yuan to 600,000 yuan, and the maximum family loan amount has been raised from 900,000 yuan to 1,100,000 yuan [1] - The floating rate for purchasing the first home in Shenzhen has been increased from 20% to 40%, while the floating rate for families with multiple children has been raised from 10% to 50% [1] - The maximum floating rate can reach up to 110%, allowing individuals to borrow up to 1,260,000 yuan and families up to 2,310,000 yuan [1] Dynamic Adjustment Mechanism - The dynamic adjustment mechanism will be optimized based on the previous year's housing provident fund loan rate, allowing for adjustments to the floating rate or suspension of the floating rate [1] Loan Accessibility Enhancements - The loanable amount has been increased from 14 times the account balance to 16 times, while still adhering to the maximum limits [2] - A new "loan repayment offset" service has been introduced, allowing employees to use both their and their spouse's provident fund account balances to offset the principal and interest of the housing loan [2] Policy for Non-Local Contributors - The restrictions on household registration and first home status for non-local contributors applying for housing loans in Shenzhen have been removed [3]