打开手机App就能完成智能核保、车辆出险后上传照片3分钟出定损方案、慢病患者凭健康数据享 保费优惠……这保险服务效能提升的背后，是国家战略层面对于数智化发展的系统性布局。 "十五五"规划建议提出，加快人工智能等数智技术创新，突破基础理论和核心技术，强化算力、算 法、数据等高效供给。全面实施"人工智能+"行动，加强人工智能同产业发展等相结合。 在业内人士看来，国家数智化战略下"人工智能+"行动的深入推进，为保险业带来了革命性机遇。 从政策引导到技术落地，从产品创新到服务升级，人工智能正全方位改变保险的业务模式、服务体验与 风险防控体系。而在这一转型进程中，"精算+AI"深度融合与数据治理能力的提升是关键所在。 "人工智能+"加快保险业转型 如今，"人工智能+"已不仅仅是保险业的"加分项"，而是推动行业从传统服务向智能普惠跨越的核 心驱动力。保险业的智能化升级，离不开顶层政策的持续引导，同时也依赖技术理念的行业共识以及保 险机构的积极尝试。 从政策层面来看，2024年3月，"人工智能+"行动首次被写入《政府工作报告》。2025年《政府工作 报告》明确提出，"持续推进'人工智能+'行动，将数字技术与制造优势、市场优 ...

创新责任载体，从"要我供数"转向"我要供数" 数据的质量和鲜活度是发挥数据效能、释放数据价值的根本保障。《条例》提出，建设湖南全省数据产 权登记体系，推进数据产权登记工作；建设和管理集汇聚、治理、共享、回流、开放、监管等功能于一 体的省公共数据资源平台，供全省使用。由此可见，产权登记是数据管理的发展趋势，登记方在获得收 益的同时，也意味着要承担起高质量生产和供给的责任。 生态环境部门在履职过程中，需要获取多部门涉生态环境的数据，但目前仍存在靠人工协调、数据共享 难或口径不一致等问题。应探索将数据作为部门生态环境保护工作责任落实的载体，制定具有数据特色 的责任清单，将其落实情况纳入责任考核的重要内容，助力构建全省共建共用的生态环境主题数据库。 在分解污染防治攻坚战成效考核、生态环境保护督察反馈问题整改等任务时，结合各部门数据产权登 记、数据资源共享目录等，同步明确相关数据采集、治理与共享责任，将文本调度细化为数据调度，实 现精细化的统筹协调和统一监督管理。 推动授权运营，从人海战术转向数字赋能 作为驱动业务数字化转型的核心要素，数据只有高效流通、持续投入到再生产环节，将业务工作链条上 下游串联起来，数字化转型才 ...

Report Industry Investment Ratings No relevant content provided. Core Views of the Report - Overseas, the US employment data shows significant divergence, and the performance of NVIDIA's AI business has restored market risk appetite. The Fed's October meeting minutes revealed serious differences, and the change of the October non - farm report schedule has led to a lack of key data for the December interest - rate decision. Domestically, the economic fundamentals are cooling marginally, but the policy remains firm, and the market's expectation of policy intensification is rising [2]. - The spot pressure of the container shipping European line continues, and the futures price fluctuates lower. The market is currently mixed with long and short factors, and the short - term volatility may intensify. It is expected to maintain a low - level shock in the short term [8][9][10]. - For precious metals, the uncertainty of the Fed's December interest rate cut increases, and it is expected to continue to oscillate and consolidate in the short term. Although the medium - and long - term prices are expected to rise, the short - term trend is unclear [14][15][17]. - For copper, the uncertainty of the Fed's December interest rate cut increases, and the driving force for copper price increase weakens. It is expected to fluctuate in the range of [86000, 87000] [18][20][21]. - For the aluminum industry chain, aluminum is expected to oscillate at a high level, alumina is expected to run weakly, and cast aluminum alloy is expected to oscillate at a high level [22]. - Zinc is expected to oscillate narrowly, and the nickel - stainless steel market should be wary of callbacks in the unilateral downward range and pay attention to option opportunities [22][24][25]. - Tin is expected to oscillate narrowly, and it is recommended to enter the market on dips [25][26]. - The risk of a decline in lithium carbonate prices still exists, and the near - month contracts are under pressure. It is expected to show a "wide - range shock and weak" operating characteristic in the range of 83000 - 93000 yuan/ton in the next two weeks [27]. - The fundamentals of industrial silicon and polysilicon are weak, and they are expected to oscillate widely. The industrial silicon futures price is likely to maintain an oscillating and weak pattern in the short term [27][28][29]. - Lead is expected to oscillate, and there is support below [30]. - For steel products, the overall finished products are supported by raw material costs below, but the upward drive is suppressed by inventory. It is expected to oscillate in the range, with rebar in the range of 2900 - 3200 and hot - rolled coil in the range of 3100 - 3400 [31][32]. - Iron ore prices continue to oscillate widely. It is recommended to wait for the basis to repair and the market sentiment to improve before considering shorting at high prices [33][34]. - For coking coal and coke, the support for coking coal is loosening, and the expectation of price cuts is increasing. The coking coal 01 contract is under pressure in the short term, while the 05 contract has medium - and long - term long - allocation potential [34][35]. - Ferrosilicon and ferromanganese are expected to oscillate weakly due to high inventory and weak demand [36][37]. - The crude oil market is affected by macro and geopolitical negatives, and it is expected to oscillate in the range of 60 - 65 in the short and medium term [38][39][40]. - The valuation of LPG is being repaired, and attention should be paid to the profit of PDH and the progress of the Russia - Ukraine issue [41][42]. - For PTA - PX, the speculation on blending for oil is weakening. It is necessary to pay attention to the implementation of maintenance plans and the actual dynamics of blending for oil. Consider short - term callbacks and long - term positions [42][43][45]. - For MEG - bottle chips, it is too early to bottom - fish, and attention should be paid to the opportunity of selling call options on rebounds [46][47][48]. - The upward height of methanol 01 is limited. It is recommended to hold the previous short - call positions and consider 12 - 1 and 1 - 5 reverse spreads [48][49]. - The downward space of PP is limited, and it is expected to maintain a low - level shock pattern [50][52][53]. - PE is expected to continue the low - level shock pattern, and a selling option strategy can be considered [54][55][56]. - For pure benzene and styrene, the market sentiment is significantly boosted in the short term, but the domestic pure benzene fundamentals are still weak. Do not chase high prices in the medium and long term [56][57][58]. - For fuel oil, the high - sulfur fuel oil cracking has rebounded after a sharp decline, but it is still bearish in the future; the low - sulfur fuel oil cracking is weakening, and it is recommended to wait and see [58][59]. - The bottom space of asphalt is not large, and attention should be paid to the winter storage policy. It is expected to oscillate in the short term [60][61]. - Rubber and 20 - rubber fell after reaching the upper limit of the range, and attention should be paid to the revision of the 20 - rubber futures contract and delivery rules [61]. Summaries by Relevant Catalogs Financial Futures - **Macro**: Domestic policies remain firm. Overseas, the US employment data is divided, and the Fed's attitude towards interest rate cuts is inconsistent. The market is concerned about the November employment data and the appointment of the Fed chairman. The RMB exchange rate is expected to "oscillate and build a bottom, with the center slowly declining" [1][2][3]. - **Stock Index**: The dovish remarks of Fed officials have increased the expectation of interest rate cuts, which may support the stock index in the short term. However, due to the tense Sino - Japanese relations and the lack of policy news, the stock index is expected to oscillate [4][5]. - **Treasury Bonds**: The mid - term long positions should be held. Although there are some negative factors, the impact on the bond market is mainly short - term sentiment, and the substantial negative impact is limited [6]. - **Container Shipping European Line**: The spot index has weakened again, and the shipping companies' price - holding efforts have not been effective. The market is mixed with long and short factors, and it is expected to maintain a low - level shock in the short term [8][9][10]. Commodities Non - ferrous Metals - **Gold & Silver**: The uncertainty of the Fed's December interest rate cut increases, and the precious metals are expected to continue to oscillate and consolidate in the short term. The long - term price is expected to rise, but attention should be paid to the 60 - day moving average [14][15][17]. - **Copper**: The uncertainty of the Fed's December interest rate cut increases, and the driving force for copper price increase weakens. The downstream demand is mainly for rigid needs, and it is expected to fluctuate in a narrow range [18][20][21]. - **Aluminum Industry Chain**: Aluminum is expected to oscillate at a high level, alumina is expected to run weakly, and cast aluminum alloy is expected to oscillate at a high level. Attention should be paid to the Fed's interest rate decision and the fundamentals of each link [21][22]. - **Zinc**: It is expected to oscillate narrowly. The reduction of TC in November has increased the willingness of smelters to cut production, and the inventory has decreased. Attention should be paid to exports and the macro situation [22][23][24]. - **Nickel, Stainless Steel**: They are in a unilateral downward range, and attention should be paid to callbacks and option opportunities. The cost of nickel - iron has collapsed, and the downstream demand for stainless steel is weak [24][25]. - **Tin**: It is expected to oscillate narrowly. The supply of concentrates is tight, and it is recommended to enter the market on dips [25][26]. - **Lithium Carbonate**: The risk of a decline still exists, and the near - month contracts are under pressure. The supply of lithium ore is expected to increase, and the downstream demand may decline seasonally [27]. - **Industrial Silicon & Polysilicon**: The fundamentals are weak, and they are expected to oscillate widely. The industrial silicon futures price is likely to follow the price fluctuations of related varieties and maintain an oscillating and weak pattern [27][28][29]. - **Lead**: It is expected to oscillate, and there is support below. The raw materials for smelting are tight, and the cost of recycled lead provides support [30]. Black Metals - **Rebar & Hot - Rolled Coil**: They are expected to oscillate in the range, with the lower limit supported by raw material costs and the upper limit suppressed by inventory. Attention should be paid to the de - stocking speed and downstream consumption [31][32]. - **Iron Ore**: The price continues to oscillate widely. The decline of coking coal price may support the iron ore price. It is recommended to wait for the basis to repair before shorting at high prices [33][34]. - **Coking Coal & Coke**: The support for coking coal is loosening, and the expectation of price cuts is increasing. The coking coal 01 contract is under pressure in the short term, while the 05 contract has medium - and long - term long - allocation potential [34][35]. - **Ferrosilicon & Ferromanganese**: They are expected to oscillate weakly due to high inventory and weak demand. The production is expected to decline, and de - stocking may depend on production cuts [36][37]. Energy and Chemicals - **Crude Oil**: The market is affected by macro and geopolitical negatives, and it is expected to oscillate in the range of 60 - 65 in the short and medium term. Attention should be paid to the changes in macro and geopolitical factors [38][39][40]. - **LPG**: The valuation is being repaired. The supply is increasing slightly, and the demand for PDH is in a loss state. Attention should be paid to the profit and the Russia - Ukraine issue [41][42]. - **PTA - PX**: The speculation on blending for oil is weakening. It is necessary to pay attention to the implementation of maintenance plans and the actual dynamics of blending for oil. Consider short - term callbacks and long - term positions [42][43][45]. - **MEG - Bottle Chips**: It is too early to bottom - fish, and attention should be paid to the opportunity of selling call options on rebounds. The supply is expected to increase, and the demand is stable in the short term [46][47][48]. - **Methanol**: The upward height of 01 is limited. The port pressure is increasing, and the inland is de - stocking. It is recommended to hold short - call positions and consider reverse spreads [48][49]. - **PP**: The downward space is limited, and it is expected to maintain a low - level shock pattern. The supply pressure is relieved, and the demand growth is slowing down [50][52][53]. - **PE**: It is expected to continue the low - level shock pattern. The supply is strong, and the demand is weak, especially with the end of the agricultural film peak season. A selling option strategy can be considered [54][55][56]. - **Pure Benzene & Styrene**: The market sentiment is significantly boosted in the short term, but the domestic pure benzene fundamentals are still weak. Do not chase high prices in the medium and long term [56][57][58]. - **Fuel Oil**: The high - sulfur fuel oil cracking has rebounded after a sharp decline, but it is still bearish in the future; the low - sulfur fuel oil cracking is weakening, and it is recommended to wait and see [58][59]. - **Asphalt**: The bottom space is not large, and attention should be paid to the winter storage policy. It is expected to oscillate in the short term. The supply has decreased, and the demand is gradually weakening [60][61]. - **Rubber & 20 - Rubber**: They fell after reaching the upper limit of the range. Attention should be paid to the revision of the 20 - rubber futures contract and delivery rules [61].

Market Overview - The U.S. stock market rebounded last Friday, with major indices rising at least 0.9%, despite a weekly decline of nearly 2% [2] - Google shares surged over 3%, reaching a historical high with an 8% increase for the week [2] - Nvidia experienced a volatile week, initially dropping over 4% before closing down nearly 1%, with a total weekly decline of about 6% [2] - Oracle shares fell nearly 6%, while Eli Lilly rose over 1%, becoming the first healthcare company to reach a market capitalization of $1 trillion [2] - U.S. Treasury prices rose, with yields hitting new monthly lows, while the dollar index reached its highest level in nearly six months [2] Economic Indicators - The U.S. Labor Statistics Bureau canceled the October CPI release, with the November CPI report scheduled for December 18 [5] - The preliminary S&P Global Composite PMI for November was 54.8, the highest in four months, indicating a faster growth in the services sector [5][16] - The Eurozone's November manufacturing PMI unexpectedly fell back below the growth line at 49.7, while the services PMI reached a one-and-a-half-year high at 53.1 [17] Federal Reserve Insights - The Federal Reserve's vice chair indicated that there is still room for interest rate cuts, with market expectations for a December rate cut probability exceeding 70% [4][15] - The Fed's officials expressed concerns about rising debt risks associated with the AI boom, while also noting that the current monetary policy is in a mild tightening phase [20] Cryptocurrency Market - Bitcoin fell below $81,000, marking a potential record monthly decline, with a weekly drop exceeding 10% [5][17] - The total market capitalization of cryptocurrencies fell below $3 trillion, with investor sentiment reaching "extreme fear" levels [17][21] International Developments - The U.S. government is considering allowing Nvidia to sell H200 chips to China, which reportedly have double the performance of the H20 chips [23] - Japan approved a 21.3 trillion yen economic stimulus plan, the largest since the pandemic, raising concerns about the country's fiscal health [23] - The G20 summit emphasized multilateral cooperation and sustainable development, particularly in AI and data governance [19][22]

11月18日，阿维塔科技凭借数据治理与应用等方面的卓越实践和突出成果，荣获"数据管理百强企业"认证。这是继通过DCMM（数据管理能力成熟度 评估模型）三级稳健级认证之后，阿维塔再次在数据治理领域获得权威机构认证。 本次"数据管理百强企业"名录由中国电子信息行业联合会组织评选。作为新能源汽车制造领域的新实力企业，阿维塔从上万家参评企业中脱颖而出，展 现出了其在数据治理与应用方面的领先水平。 | 日本日期 | 发布 成 动 | 8000 | | --- | --- | --- | | ■■以及用户不可能用品。 | CARDAD DE BEAR | GODDE | | BBBBBBBBBBBBB | DOCADING BECONDORE BEBER | ■■■■ | | 日本日本文章 2000 | THERBERLEBOODSBER | @ D D D B | | BBBBBBBBBB | 【下面面 - D D C D B | ■■■■ | | O BEND ET ET ET BE DE B | AND BOODD BOS BE BERES BOODS BE IN BE | 型电器方式 | | DOMM . / D ...

Core Insights - The release of the "Industrial Enterprises Secondary Data Governance Practice Guide White Paper" by the International Data Governance Association (IDGA) marks a new phase in data governance within China's industrial sector [1][3] - The white paper consolidates insights from over twenty leading industry companies and more than forty experts, providing a systematic methodology and practical pathways for secondary data governance in industrial enterprises [1][3] Challenges in Data Governance - Industrial enterprises face three core challenges in data governance: lack of a cohesive governance framework, persistent data quality issues, and insufficient coverage of core business data resources [3][4] - The IDGA expert committee emphasizes that data governance is a long-term endeavor, requiring strategic approaches to address complex data issues accumulated over years [3] Four-Dimensional Governance System - The white paper proposes an innovative "strategy-standard-technology-application" four-dimensional governance system to address existing pain points [3][4] - It recommends a five-year strategic plan with annual rolling planning to translate strategy into actionable tasks, alongside a unified standard system for comprehensive lifecycle management [3][4] Technological Support - The white paper highlights the introduction of an external data quality automatic verification platform, which employs a dual-layer architecture for comprehensive data lifecycle management [4] - This platform utilizes an intelligent routing mechanism to dynamically apply differentiated verification rules based on data types and business scenarios [4] Innovative Governance Framework - The most innovative contribution of the white paper is the "three zones and one loop" panoramic governance framework, which systematically illustrates the entire process from data generation to value release [5][6] - This framework aims to achieve the goals of "controllable, usable, and value-added" data [5] Optimization Strategies - For enterprises with existing master data management platforms, the white paper provides specific optimization strategies, including establishing cross-departmental governance committees and enhancing data quality management [6] - It introduces a data quality scoring system that incorporates key performance indicators (KPIs) related to master data completeness and accuracy [6] Enhancing Data Value - The white paper advocates for a shift from merely visualizing data metrics to enhancing data application value through comprehensive management practices [7] - It proposes a five-level directory structure for data resource inventory, combining top-down and bottom-up approaches [7] Organizational and Talent Support - The white paper emphasizes the critical role of organization and talent in data governance, recommending the establishment of a data governance office led by the Chief Information Officer [9] - It suggests a three-dimensional training system for talent development, including internal and external training, and collaboration with academic institutions [9] Expected Outcomes - The white paper anticipates significant improvements in data standardization, quality enhancement, business process optimization, and data-driven decision-making through systematic implementation of secondary data governance [10] - Specific targets include achieving over 98% accuracy in data consistency checks and significantly reducing approval cycles in core business processes [10]

对于任何战略数据管理领导者而言，首要步骤之一便是制定数据和人工智能战略。该战略必须以事实为 依据，解决用户面临的实际挑战，并使用高管、股东和一线数据工作者都能理解的语言。任何数据和人 工智能战略的核心都包含以下四个关键要素： 一 数据治理 对于大多数刚接触数据治理或已经熟悉数据治理的组织而言，任何成功项目的关键都在于构建非侵入式 的方式来接触目标受众。对于首席数据官 (CDO) 来说，这一点至关重要，需要仔细考虑组织承担数据 治理职责的意愿。对于数据治理尚未正式化、没有专职人员负责数据治理的组织，则需要将数据治理融 入日常流程，甚至将其写入岗位职责描述，以确保一线数据工作者在执行日常工作的同时，能够清晰地 理解数据治理方法并为整体战略做出贡献。 考虑到这种背景，非侵入式数据治理的总体方法与其说是控制，不如说是将其视为一种价值功能，它帮 助用户在受管边界内工作，同时提供数据可访问性和可用性，减少访问正确数据以驱动洞察并为组织创 造价值的阻力。 对于首席数据官 (CDO) 而言，构建数据治理框架的首要任务之一是制定与组织风险状况相匹配的策略 和标准。例如，在大多数组织中，数据分析是最大的数据使用者。成百上千份报告 ...

平衡人工智能技术创新与安全治理风险。当前，人工智能立法速度相对迟缓，应秉持包容审慎原 则，充分认识和评估人工智能可能带来的治理风险，加强战略研究、前瞻预防和约束引导。中国在立法 方面开展了卓有成效的实践探索，如制定个人信息保护法、网络安全法等。不妨在此基础上，在更广泛 范围内探索构建人工智能相关法律法规，实现技术创新和社会秩序稳定的平衡。 强化数据治理，实现合作共赢。建议营造更加公平稳定可预期的法治环境，构建协同联动的监管体 系，提升人工智能法律服务业能级水平，实现数据跨境流动。建立多方共治共享的制度框架，让算法在 效率与公平、利益与责任间找到平衡。期待与包括中国在内的多国、国际组织、科技企业等合作，勾勒 出国际社会携手共建智能未来的务实路径。 图为美国信息产业机构总裁、执行董事缪万德在"互联网企业家论坛"上发言。(中国经济网记者 李凡摄) (作者：美国信息产业机构总裁、执行董事缪万德 经济日报记者 柳文整理) 人工智能已深入应用于医疗、金融等各领域，通过完善法律法规促进人工智能更好服务各行各业， 是一项迫在眉睫的课题。应通过制定完善相关法律制度，加强数据治理，规范算法应用推荐，让人工智 能真正造福人类。 ...

Core Viewpoint - The current digital wave is reshaping the global landscape, with cross-border data flow being crucial for digital trade and economic development [1] Group 1: Data Governance and Fragmentation - The global data governance has entered a fragmented state, with each country having its own systems for data management and large model training, leading to a divided global governance [1][2] - The fragmentation of data governance has tangible economic consequences, with a simulation indicating that if all countries completely restrict cross-border data flow, global GDP could decline by 4.5% and exports by 8.5% [2] - The fundamental reason for the increasing difficulty in achieving smooth global data flow is not ideological conflict but rather differences in mechanisms across countries [2] Group 2: Coordination of Differences - There are significant differences among countries across 45 dimensions, including legality conditions, localization requirements, and penalty mechanisms, rooted in historical, legal, and social contexts [2] - The key issue is not whether data should flow, but how to coordinate its flow amidst these differences in laws and regulations [2][3] - The international community currently lacks effective mechanisms to coordinate these differences, leading to the politicization of data governance [2] Group 3: Best Practices and Proposals - Singapore has emerged as a trusted node for cross-border data flow due to its transparent regulations, good enforcement records, and compatible legal framework with the EU [3] - A proposal is made to establish a technical, non-subjective evaluation system under the UN framework, creating a unified, transparent, and verifiable mechanism for data protection laws [3] - This system would allow countries and enterprises to test compliance with data protection standards, transforming cross-border data flow from a political trust issue to a technical coordination issue [3]

Core Insights - The 2025 World Internet Conference in Wuzhen, Zhejiang, focuses on building an open, cooperative, and secure digital future, emphasizing artificial intelligence, data governance, and digital inclusivity [1][2][3] - This year marks the 10th anniversary of the concept of a community with a shared future in cyberspace, highlighting the significance of the conference [1] Group 1: Event Highlights - The conference features the "Internet Light" Expo with themes like "AI Symbiosis, Smart Future," showcasing cutting-edge technologies and hosting various AI-related competitions [2] - The event includes the establishment of new committees, such as the e-commerce and cultural heritage digitization committee, aimed at enhancing online cultural exchange [2] Group 2: Technological Focus - The conference showcases advancements in brain-like computing, embodied intelligence, 6G, big data, and high-performance chips, reflecting the pursuit of a better life through technology [3] - Discussions on data governance and digital inclusivity are central to the conference, indicating a broader societal focus beyond just technological advancements [3]