国务院新闻办公室将于2025年7月14日（星期一）下午3时举行新闻发布会，请中国人民银行 副行长邹澜介绍2025年上半年金融统计数据情况，并答记者问。 来源：国新办官网 关注" 新华网财经 "视频号 更多财经资讯等你来看 往期推荐 A股利好来了！财政部通知 A股"一哥"，逼近3万亿 ...

各位老铁好，我是帮主郑重，20年财经老司机，专门跟大家聊中长线投资的那些事儿。最近市场有个大新闻，不知道你们注意到没有？银行股居然把黄金和 纳指都给"碾压"了！这事儿放以前谁敢信啊？今天咱们就来唠唠，这银行股到底凭啥能上演这场"逆袭大戏"。 先给大家看个有意思的数据，最近工农中建邮这五大行，股价都创出了历史新高，银行板块直接把A股拉回了3500点。从2024年到现在，中证银行指数的涨 幅，那可是把黄金和纳指都甩在了身后，妥妥的全球高收益资产冠军。这就奇怪了，黄金不是一直被当成"避险神器"吗？纳指代表的科技股不也是大家追捧 的对象吗？怎么突然就被银行股给比下去了呢？ 其实啊，这里面藏着几个关键原因。首先，银行股的估值修复那叫一个"猛"。前几年，银行股的PB（市净率）下降得比ROE（净资产收益率）还快，就像 一辆刹车失灵的车，估值直接跌到了地板上。到2024年初，这估值低得都有点"离谱"了，修复空间那是相当大。再加上2022年地产三支箭政策一出来，金融 市场的风险压力缓解了，银行的资产质量也有了保障，这就给银行股打了一剂"强心针"。 其次，高股息的魅力谁能挡得住？现在银行股的股息率普遍超过4%，部分港股银行股甚至 ...

7月11日下午，在龙岗区发展和改革局的指导下，龙城街道联合龙岗区城投产业发展运营有限公司，成 功举办国家高新技术企业认定、专精特新企业政策及"园区贷"产品解读宣讲会，吸引辖区近30家企业积 极参与。本次会议旨在通过政策、金融、法律等多维服务组合，精准赋能企业创新发展。 宣讲会聚焦企业核心需求，系统解读国家高新技术企业与专精特新中小企业申报政策。指导老师深入剖 析了本年度的优惠扶持措施、申报流程、材料准备要点，并结合往年企业申报中的常见难点，提炼实用 技巧和注意事项，帮助企业精准把握考核关键，有效提升申报质量，充分挖掘企业申报潜力。 在金融助力环节，依托区发改局搭建的平台，杭州银行与中信银行两家金融机构受邀到场。会议重点 对"园区贷"相关产品进行了详细解读，并通过现场银企互动，推动有融资意向的企业深入了解产品细 节。多家企业在交流中与银行达成初步合作意向，促进了融资需求从意向到落地的转化，清晰传递 了"政府搭台、金融助力"的积极信号，切实增强了企业对园区"金融赋能"服务的信任感和获得感。 针对科技型企业发展的合规需求，会议特邀泰和泰（深圳）律师事务所律师，就劳动用工管理与法律合 规进行了专业指导。内容覆盖从制定 ...

Turkey’s banking regulator allowed more citizens to restructure debt as tight monetary policy hurts low-income households dependent on credit card spending https://t.co/wOJpOm7Lc9 ...

Core Insights - The banking industry received a total of 2,759 fines in the first half of the year, amounting to 789 million yuan [1] - Agricultural commercial banks faced the highest number of penalties, with 323 fines totaling 222 million yuan [1] - Key issues leading to penalties include credit violations, internal control weaknesses, and anti-money laundering problems, with a notable focus on the "all-staff marketing" phenomenon [1] - Although the total number of fines has decreased year-on-year, there has been an increase in large fines exceeding one million yuan, indicating a shift in regulatory focus from quantity to quality [1] - A total of 46 banking professionals have been permanently banned from the industry, highlighting the enhanced accountability measures for industry personnel [1]

四大行股息率逼近低位 大盘的连续突破，金融股功不可没，其中银行股是重中之重。 银行板块指数本周连续4日创历史新高，今年以来合计33次创历史新高。月K线上6个月收 红（包括7月），仅在2月微幅下跌0.55%，年内最高涨幅接近22%。 以下文章来源于e公司 ，作者证券时报 毛军 e公司 . e公司，证券时报旗下专注上市公司新媒体产品，立志打造A股上市公司资讯第一平台。提供7x24小时上市公司标准化快讯，针对可能影响上市公司股价的 主题概念、行业事件及时采访二次解读，从投资者需求出发，直播上市公司有价值的活动、会议。 本周，A股放量上攻，上证指数收复3500点，连续创年内新高，上证50、沪深300等也频频刷新年内高点，深证成指、创业板指等亦连创阶段性新高。成 交量快速放大，周五成交1.74万亿元，创3个月来新高，全周合计成交7.48万亿元，为近4个月最高。 在银行股连续上涨后，市场开始出现恐高情绪，部分投资者认为银行股股息率已处历史低位，估值已不具备优势，核心观点是四大行股息率已低于2015 年高位时的股息率。 截至本周五收盘，42家A股上市银行股息率中值为3.91%，四大行股息率均低于中值，具体是建设银行3.9% ...

Core Viewpoint - The bond underwriting market has been stirred by a "700 yuan" service fee bid, leading to widespread market attention and subsequent self-regulatory investigations by the interbank market trading association [1][2]. Group 1: Market Reactions - On July 10, 2023, Guangfa Bank announced the selection results for the underwriting service providers for its 2025-2026 secondary capital bond issuance, with six firms selected, including China Galaxy Securities and Industrial Bank, both quoting a remarkably low fee of 700 yuan [1][2]. - The announcement triggered discussions in the market, prompting the trading association to initiate a self-regulatory investigation into the six selected underwriters on the evening of July 11, 2023 [2]. Group 2: Regulatory Framework - In June 2023, the trading association issued a notice to strengthen the self-regulatory management of bond issuance and underwriting, emphasizing the need for market-based principles and fair treatment of all investors [3]. - The notice prohibits underwriters from quoting below cost and mandates that underwriting fees must be fair and compliant with established procedures [3][4]. Group 3: Enforcement Actions - The trading association has increased scrutiny on non-market-based bond issuance practices, with 88 self-regulatory penalties issued in 2024, affecting 47 institutions and 41 individuals [5]. - The association is focused on serious violations in the bond issuance process, including structured issuance and interest rate manipulation, and is actively monitoring and enforcing compliance [5][6].

Group 1 - In the first half of 2025, 14 city commercial banks experienced executive changes, with a total of 26 executives being replaced, indicating a trend of frequent leadership turnover in the industry [2][3] - The age distribution of the new executives shows that those born in the 1970s make up approximately 63%, while those born in the 1980s account for about 14%, reflecting a trend towards a younger leadership team [3][4] - The selection methods for new executives have diversified, with market-based recruitment becoming an important channel for attracting talent, alongside traditional internal promotions and cross-institution transfers [7][8] Group 2 - The youngest new executive is Peng Jing'en, appointed as Chief Risk Officer of Changsha Bank at the age of 42, highlighting the trend of younger leaders in city commercial banks [3][4] - Analysts believe that younger executives are more open to new ideas and can drive digital transformation and business innovation, although they may face challenges in resource coordination [5][6] - The trend of market-based recruitment has been observed in several city commercial banks, such as Dalian Bank and Zhengzhou Bank, which have publicly selected executives from outside the organization [7][8] Group 3 - City commercial banks are facing challenges in a competitive environment, with pressures from larger state-owned banks and innovative private financial institutions, prompting a need for leadership adjustments to seek new growth drivers [9] - The unique role of city commercial banks in supporting local economies and their need to transition from homogeneous competition to distinctive strategies is emphasized [9][10] - The integration of technology and innovation is crucial for the future development of city commercial banks, with a focus on enhancing service models and risk management capabilities [10][11]

7月11日，交易商协会发布公告称，对6家主承销商启动自律调查。 交易商协会提到，监测到在广发银行2025—2026年度二级资本债券项目中，中国银河证券、广发证券、兴业银 行、国泰海通证券、中信建投证券、中信证券等6家主承销商中标承销费引发市场关注。 据广发银行供应商服务平台信息，上述6家金融机构中标广发银行债券承销服务，承销服务费总额为人民币 63448元。采购结果详情显示，中国银河证券和兴业银行中选含税预估服务费仅有700元，最高者如中信建投， 中选含税预估服务费也不超过3.5万元。 6家机构分食6.34万元承销费 6月16日，广发银行发布采购公告，拟通过采购选定最高不超过6家中选供应商，由其为采购人提供2025—2026 年二级资本债券承销服务。要求2022年1月1日（含）至今，供应商具备普通金融债券或资本类债券（无固定期 限资本债券或二级资本债券）类似项目的发行承销案例，且每个案例须具备业绩相关证明材料。此外，该采购 项目不接受联合体报价。 广发银行未公开披露2025—2026年度二级资本债券发行规模的有关计划，不过可以以2024—2025年度的情况作 为参考。广发银行2024年年度报告显示，该行202 ...

长沙晚报掌上长沙7月12日讯（全媒体记者 吴鑫矾 陈星源）7月11日下午，万亿长行 给力湖南——长沙银行千企 万户大走访·"邀千企、汇芙蓉、聚合力"芙蓉区专场活动在芙蓉区世茂环球金融中心举行。本次活动精准聚焦中小 微企业发展痛点，通过启动政银企"共联共建"新机制、发布专属金融政策、搭建资源对接平台三大核心举措，靶 向破解"政策落地难、融资渠道窄、人才招留弱、市场拓展慢"等难题，为芙蓉区楼宇经济高质量发展注入强劲动 能。芙蓉区人力资源和社会保障局、定王台街道办事处、长沙银行金城支行相关负责人及50家企业代表共聚一 堂，共话发展。 深度走访，政策红利精准直达 今年3月，"万亿长行 给力湖南"长沙银行千企万户大走访启动，聚焦"进园区、访协会、走企业、拓商圈、联社 区、入乡村"六个阵地，通过贯穿全年、覆盖全省的大走访，面对面倾听客户心声，实打实解决企业诉求，切实 落实中央、省、市关于金融服务实体、金融支持小微企业融资的决策部署。 本次专场活动正是该行动在芙蓉区的深化落地。活动以"企业需求"为核心引擎，联合芙蓉区人社局、定王台街道 办事处，深度整合三方优势——政府精准的政策引导力、街道高效的属地服务力、银行灵活的金融资 ...