同时，加强科技赋能、政策集成和市区联动，构建并动态完善"企业精准画像库"和"政策智能匹配库"， 通过大数据分析主动识别、筛选符合条件的企业，创新主动授信模式，提高对接服务效率，实现贷款贴 息、担保费补贴、融资奖励等各类惠企政策的精准推送或直接兑现。鼓励金融机构在服务企业过程中， 积极担当政策宣传员，主动解读、协助企业用足用好相关政策。 其中提到，持续推进信贷产品信息披露，便利企业"可比可选"。依托北京市银企对接系统及"金融产品 超市"模式，推动银行业金融机构深入开展信贷产品信息披露工作。鼓励银行在发布针对科技创新、文 化产业、绿色低碳等领域的特色信贷产品时，自主披露产品的历史发放笔数、平均利率水平、平均审批 周期、所需关键申请材料数量等信息，增强市场主体对于融资结果的可预期性以及对于金融产品的可选 择性。充分发挥北京企业融资综合信用服务平台作用，加强金融产品超市的宣传推广与应用引导。 北京商报讯（记者 刘四红）2026年1月8日，据"首都金融"消息，北京市开展金融服务温度提升工程"倡 议书"，人民银行北京市分行、北京金融监管局、市委金融办、市经济和信息化局、市政务服务和数据 管理局等部门联合提出倡议。 ...

会上，农行山南分行、农发行西藏分行、西藏银行山南分行、山南忠信担保公司四家金融机构相关负责 人围绕金融支持农牧产业发展主题展开专题宣讲，详细介绍了各自信贷产品、担保服务等方面的具体扶 持政策，并纷纷表示，将以此次协会成立为重要契机，深化与农牧产业各类市场主体的交流合作，为山 南市农牧产业高质量发展提供坚实的金融支撑。 作为连接政府、市场与农牧企业的重要桥梁纽带，山南市农牧产业协会的成立，不仅为当地农牧产业搭 建起协同发展的新平台，更有效凝聚起行业发展的强大合力。未来，协会将带领全体会员单位强化政策 对接与产业协作，共同推动山南农牧产业高质量发展，为乡村振兴事业贡献积极力量。 责任编辑：央宗 会议严格依照既定流程有序推进各项议程，首先听取了雅投公司关于协会筹备工作的详细报告，以及预 备会审议情况的具体通报。与会人员认真审阅并表决通过了《山南市农牧产业协会章程》《山南市农牧 产业协会选举办法》两份核心文件，并按照规范程序选举产生协会第一届理事会理事。在全体参会人员 的共同见证下，授牌仪式圆满完成，山南市农牧产业协会正式宣告成立，这一举措为当地农牧产业的发 展注入了全新活力。随后，新当选的理事会理事第一时间召开第一 ...

Group 1 - The core viewpoint of the news highlights the significant progress and investment in major water conservancy projects in Shaanxi Province, particularly the "Yin Han to Wei" project, which has already supplied 330 million cubic meters of water to Xi'an, meeting over half of the city's water demand [1][2] - The second phase of the "Yin Han to Wei" project is expected to be fully connected by the end of the year, while the southern line is projected to be completed by the end of 2026 [1][2] - The total investment in water conservancy projects in Shaanxi has increased from 37.6 billion yuan in 2021 to an expected over 48 billion yuan this year, demonstrating a strong upward trend in funding [2][6] Group 2 - The Agricultural Bank of China in Yulin has focused on providing credit support for water conservancy infrastructure, developing a comprehensive set of credit products and policies to meet financing needs [5] - The total water conservancy investment in Shaanxi during the 14th Five-Year Plan period has reached 209 billion yuan, exceeding the target of 149 billion yuan, with financial credit and social capital accounting for 61.3 billion yuan, or 29.3% of the total [6] - The implementation of ecological product value realization mechanisms has accelerated ecological value transformation, with significant carbon credit transactions completed in various regions [5]

从社区便利店到养老服务中心，从连锁洗衣店到便民早餐点，巨野县居民服务业正焕发勃勃生机。这些 与百姓生活息息相关的服务业态蓬勃发展背后，离不开金融"活水"的精准滴灌。巨野农商银行始终坚守 服务地方经济的市场定位，将支持居民服务业发展作为服务民生、促进就业的重要着力点。通过创新金 融产品、优化服务流程、延伸服务触角，为居民服务业注入金融动能。 精准施策：定制化产品满足多元需求 齐鲁晚报.齐鲁壹点程建华通讯员刘文川 在巨野县城，一家社区便利店近期完成了升级改造，店主赵某表示："多亏了农商行的贷款，让我们这 个小店也能焕然一新。" "从申请到放款，只用了不到两天时间，这在过去是不可想象的。"刚刚获得贷款扩建养老服务中心的王 先生感慨道。 巨野农商银行大幅简化贷款流程，提升服务效率。同时，积极帮助传统服务企业进行数字化改造，支持 其接入各类支付系统，开通线上预约功能，助力传统服务业焕发新生。 重点扶持：培育服务业新动能 针对居民服务业中的新兴领域和薄弱环节，巨野农商银行给予重点支持。在社区养老领域，支持多家养 老机构进行设施改造和服务升级；在家政服务领域，助力多家本土家政公司扩大规模、培训员工；在便 民餐饮领域，帮助早 ...

Group 1 - Wall Street macro traders are on track for their best performance since 2009, driven by clients betting on global central bank interest rate policy shifts [1] - Major financial institutions like Goldman Sachs, JPMorgan, and Citigroup are expected to generate $165 billion in revenue from fixed income, credit, and commodity trading, a 10% increase from 2024 [1] - The income from G10 interest rate businesses is projected to reach $40 billion, marking a five-year high [1] Group 2 - Emerging market macro traders are expected to achieve their largest revenue of $35 billion in 20 years, while credit traders anticipate $27 billion and commodity traders $11 billion [2] - The average bonus pool for FICC is expected to grow by about 3%, with interest rate traders seeing a 7% increase [2] - Stock traders are projected to have a 14% higher bonus than last year, benefiting from a surge in AI stock investments [2] Group 3 - Nomura's interest rate business is benefiting from the Bank of Japan's interest rate hikes, despite the Federal Reserve and European Central Bank cutting rates [3] - Nomura is focusing on helping Asian clients invest more easily in Western interest rate markets and utilizing interest rate derivatives for hedging [3]

Core Insights - The "Shu Tong Chain Valley" has been established as a national blockchain application demonstration zone, aiming to create a global blockchain ecosystem [4] - The event highlighted the integration of financial resources with emerging industries, showcasing blockchain technology's potential to bridge digital and real economies [4][5] - The Shanghai Inclusive Finance Advisory System, initiated in September 2022, aims to provide financial consulting services to enterprises, addressing challenges in financing [5][6] Group 1: Event Overview - The 19th Shanghai Financial Services Entity Economy Negotiation Conference featured a special event at "Shu Tong Chain Valley," focusing on financial empowerment for the real economy [1][4] - The event served as a practical implementation of the conference's theme, facilitating connections between financial resources and emerging industry parks [4] Group 2: Blockchain Industry Growth - "Shu Tong Chain Valley" has seen explosive growth in the blockchain industry within the Jing'an District, demonstrating significant clustering effects [4] - The establishment of the financing service center within "Shu Tong Chain Valley" marks a key step in integrating blockchain industry clusters into a broader financial service network [4][5] Group 3: Financial Services and Challenges - Jing'an District has achieved dual coverage of financing service centers and inclusive finance advisory studios across three strategic emerging sectors: blockchain, ultra-high-definition audio-visual, and beauty health [5] - Enterprises expressed urgent needs for funding and resources to support rapid growth and operational challenges, highlighting the importance of investment partnerships [5][6] - Financial advisors from various institutions provided insights on enhancing enterprise value, utilizing regional policies, and managing financial operations effectively [6]

Group 1 - The Philippine startup ecosystem has experienced a significant decline in financing, with total funding dropping by 32% year-on-year in 2025 and the number of deals decreasing by 54% compared to 2024 [1] - Entrepreneurs are shifting their focus from rapid expansion to profitability, operational discipline, and sustainable growth models, marking a turning point in the ecosystem's adjustment [1] - Local governance gaps, insufficient business transparency, and recent corruption incidents have weakened investor confidence, putting pressure on financing for early and growth-stage companies [1] Group 2 - Despite the challenges, the startup ecosystem in the Philippines shows resilience, contributing nearly 3% to the nominal GDP and creating around 200,000 jobs, with entrepreneurial activities spreading beyond Metro Manila to cities like Cebu, Davao, Iloilo, and Cagayan de Oro [2] - The innovation ecosystem in the Philippines can be categorized into three phases: Early Builders (2010–2014), Resilient Builders in the post-pandemic period, and the emerging "Intelligent Era" characterized by AI adoption and automation [2][3] - Key trends include increased digital cross-selling of savings, micro-insurance, and credit products in fintech, improved efficiency in logistics and healthcare through AI, and a shift in BPO and knowledge services towards AI-assisted skill upgrades [3] Group 3 - The report emphasizes the need for national-level initiatives in skills retraining, talent pipeline development, and alignment of policy rhythms with industry demands to maintain competitiveness in the rapidly evolving regional digital economy [3] - The level of collaboration within the ecosystem will significantly influence the Philippines' position in the Southeast Asian tech landscape [3] - Innovation remains a crucial driver of regional growth, and the Philippines has the foundational elements of talent, resilience, and creativity to participate in the next wave of innovation [3]

姜曦悦 封面新闻记者 刘彦君 "我们将全力当好'红娘'，做好'桥梁'，成为金融机构和企业的坚实依靠。" 11月13日，在广安市前锋区举行的2025年银政企座谈会上，区委区政府相关负 责人如是说。 会议通报了全区前三季度金融运行情况，发布了近期重点企业融资需求清单（45户企业融资需求11.54亿元），并向企业家代表发放了广安市银行业金融 机构信贷产品手册。 本次座谈会汇聚了13家驻市银行机构、3家担保公司、6家驻区银行机构以及22户企业代表，覆盖工业、商贸物流、建筑、教育医疗等多个领域。会议旨在 搭建高效对接平台，促进资金供需双方更深入地交流与合作，凝聚金融发展合力，推动金融"活水"精准灌溉实体经济，为区域高质量发展注入强劲动能。 交流环节中，企业代表踊跃发言。四川俊乔针织服装有限公司负责人表示，随着厂房扩建与订单稳步增长，企业需为明年扩大产能提前筹备资金。四川三 丰数智纺织有限公司相关负责人则提出，正推进智能化改造，期望在设备采购和流动资金方面获得更灵活的中长期贷款支持。针对企业诉求，与会金融机 构积极回应，并详细推介了适配的信贷产品。 近年来，前锋区紧抓成渝地区双城经济圈建设机遇，创新运用"前锦"系列普惠金 ...

Core Viewpoint - The company is actively implementing a comprehensive strategy to address the financial service needs of the aging population, focusing on the renovation of service points, product adaptation, and service extension to enhance elderly financial services [1] Group 1: Service Point Renovation - The company has completed the renovation of all 135 service points to meet elderly-friendly standards, ensuring that elderly clients can conveniently access financial and governmental services nearby [3] - The renovated service points include features such as barrier-free access, elderly care zones equipped with necessary facilities, and dedicated service windows for elderly clients, enhancing their comfort and ease of use [2][3] Group 2: Resource Allocation for Elderly Financial Services - The company is directing financial resources towards the development of tailored savings, investment, and credit products that align with the consumption habits of elderly clients [4] - A comprehensive assessment of clients' needs based on age, risk preference, and retirement goals is conducted to provide customized financial planning and support for wealth accumulation [4] - As of the end of September, the company has provided wealth management services to over 300,000 clients aged 60 and above, with a significant number of credit clients receiving loans totaling 716 million [4] Group 3: Extension of Elderly Services - The company is enhancing its elderly financial services through professional training for staff, community volunteer services, and various special activities to meet the diverse needs of elderly clients [5][6] - Volunteer teams have been established to provide on-site services such as haircuts, appliance repairs, and health check-ups, with over 1,000 community service events conducted [6] - The company organizes financial education and community safety activities to improve elderly residents' awareness of fraud and scams, alongside cultural events to enrich their lives [6]

Core Viewpoint - The People's Bank of Jinzhong City is actively promoting the pilot program for transparent corporate loan financing costs, aiming to reduce both interest and non-interest costs for enterprises in the region [1] Group 1: Pilot Program Implementation - Jinzhong City has been designated as a pilot area in Shanxi Province for transparent corporate loan financing costs, with the People's Bank of Jinzhong City leading the initiative [1] - Financial institutions are encouraged to assist enterprises in completing the "loan clarity paper" to facilitate the understanding of financing costs [1] Group 2: Information Sharing Initiatives - The government has compiled a manual detailing over 50 credit products, specifying key information such as borrowing entities, terms, interest rates, and limits [3] - A public hotline has been established to inform private enterprises about the pilot program, with outreach efforts reaching grassroots levels [3] - 34 financial institutions are actively promoting policies both online and offline, achieving over 3000 clicks on the promotional materials [3] Group 3: Special Actions to Address Challenges - A "three increases and one decrease" initiative aims to lower guarantee fees by enhancing government financing guarantee services [4] - The emergency turnover fee is being reduced through the inclusion of credit, extension, and renewal indicators in the credit policy evaluation system [4] - By the end of Q3, the loan extension rate for small and micro enterprises reached 53.33%, and the proportion of credit loans was 45.63%, both showing significant year-on-year increases [4] - A "sunshine" initiative is being implemented to eliminate illegal intermediary fees by requiring financial institutions to provide clear agreements prohibiting collaboration with illegal intermediaries [4] Group 4: Overcoming Bottlenecks - Efforts are being made to address the challenges in promoting the transparent cost list for inclusive online business, with a multi-level meeting held to discuss embedding the cost list into the entire credit process [4]