（文章来源：证券日报） 7月27日，交通银行党委委员、副行长钱斌出席2025世界人工智能大会"数智驱动，同创共赢：AI+金融 赋能高质量发展"论坛并作主旨演讲。 钱斌表示，要持续推进"人工智能+"行动，数智协同提供高质量金融服务。金融行业人工智能应用场景 广阔、应用诉求迫切。无论从提升服务质效、降低服务成本、还是从解决"融资难、融资贵""不敢贷、 不愿贷"的现实诉求，金融机构都必须转变方式，加快数字化、智慧化转型。交通银行作为国有大型商 业银行，始终坚持自立自强，突出应用导向，2025年初发布了《交通银行"人工智能+"行动方案（2025 —2026年）》。强化算力统筹方面，积极响应国家"东数西算"战略，将大数据、AI等系统平台向西部电 力资源丰富地区转移；构建千卡异构大规模算力集群，实现算、网、存资源的融合池化与柔性调度，综 合利用资源效率进一步提升。优化数据供给方面，打造企业级数据中台，建立全行统一的数据标准体 系，打造智能化数据标注平台，全面提升AI训练数据集的供给能力。实现应用牵引方面，基于大模型 的智能识别与智能机器人应用有效减少人工工作量。风险监测智能预警、反电诈端到端AI应用有效提 升风险防控。远 ...

Over $5 Million in Funding Granted to CDFIs NationwideCLEVELAND, July 28, 2025 /PRNewswire/ -- KeyBank Foundation is proud to announce the recipients of its $5.4MM special grant program designed to strengthen Community Development Financial Institutions (CDFIs). In celebration of KeyBank's (NYSE: KEY) bicentennial, the KeyBank Foundation launched a national grant initiative to support CDFIs across its 27 markets, with a focus on affordable housing and small business growth. In markets where no eligible CDFI ...

Group 1 - Medpace Holdings, Inc. (MEDP) has seen a 10.1% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - CB Financial Services, Inc. (CBFV) has experienced an 18.2% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [1] - Calix, Inc. (CALX) has recorded a 25.6% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [2] - LendingTree, Inc. (TREE) has seen an 8.5% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [2] - Hasbro, Inc. (HAS) has experienced a 12.2% increase in the Zacks Consensus Estimate for its current year earnings over the last 60 days [3]

Once known as a stalwart in that business — placing among the top five in league tables — Deutsche Bank has lost its luster over the past several years https://t.co/sQGmzTpAvt ...

Deposit & Liquidity - 82% of deposits are insured or collateralized, totaling $1.48 billion[11, 13] - The company has a diverse commercial deposit base with no industry concentration exceeding 10%[15] Loan Portfolio - Non-Owner Occupied CRE portfolio has a loan balance of $453 million as of June 30, 2025, with an approximate weighted average LTV of 52%[25] - Owner Occupied CRE portfolio has a loan balance of $241 million as of June 30, 2025, with an approximate weighted average LTV of 50%[31] - Multi-family loan balance outstanding is $239 million as of June 30, 2025, with an approximate weighted average LTV of 62%[37] - Commercial & Industrial Loans have a balance of $109 million as of June 30, 2025[43] - Construction & Development Loans have a balance of $70 million as of June 30, 2025, with 59% utilized of commitments[49] - Agricultural Real Estate & Operating Loans have a balance of $101 million as of June 30, 2025[56] Credit Quality - Total loans graded 1 to 5 (Pass) amounted to $1,307,424 thousand as of June 30, 2025[91] - Total loans graded 6 (Watch) amounted to $23,201 thousand as of June 30, 2025[91] - Total loans graded 7 (Substandard) amounted to $17,922 thousand as of June 30, 2025[91]

EAU CLAIRE, Wis., July 28, 2025 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of Citizens Community Federal N.A. (the “Bank” or “CCFBank”), today reported earnings of $3.3 million and earnings per diluted share of $0.33 for the second quarter ended June 30, 2025, compared to $3.2 million and earnings per diluted share of $0.32 for the quarter ended March 31, 2025, and $3.7 million and $0.35 earnings per diluted share for the quarter ended June 30, 20 ...

BATON ROUGE, La., July 28, 2025 (GLOBE NEWSWIRE) -- Business First Bancshares, Inc. (NASDAQ: BFST) (Business First), parent company of b1BANK, today announced its unaudited results for the quarter ended June 30, 2025. Business First reported net income available to common shareholders of $20.8 million or $0.70 per diluted common share, increases of $1.6 million and $0.05, respectively, compared to the linked quarter ended March 31, 2025. On a non-GAAP basis, core net income for the quarter ended June 30, 20 ...

上 市 公 司 公 司 研 究 / 公 司 报 告 报告原因：首次覆盖 买入（首次评级） | 市场数据： | 2025 年 07 月 25 日 | | --- | --- | | 收盘价（港币） | 6.09 | | 恒生中国企业指数 | 9150.49 | | 52 周最高/最低（港币） | 6.48/4.06 | | H 股市值（亿港币） | 21,705.14 | | 流通 H 股（百万股） | 86,794.04 | | 汇率（人民币/港币） | 1.0991 | 一年内股价与基准指数对比走势： -5% 45% 95% HSCEI 工商银行 资料来源：Bloomberg 证券分析师 郑庆明 A0230519090001 zhengqm@swsresearch.com 林颖颖 A0230522070004 linyy@swsresearch.com 冯思远 A0230522090005 fengsy@swsresearch.com 李禹昊 A0230525070004 liyh2@swsresearch.com 联系人 李禹昊 (8621)23297818× liyh2@swsresearch.com ...

Company Overview - California BanCorp has a market capitalization of $533 million [11] - The company possesses total assets of $40 billion and deposits of $33 billion as of June 30, 2025 [11] - The company has a 5-year asset CAGR of 207% and a 5-year deposit CAGR of 234% [11] Balance Sheet and Loan Portfolio - Total loans held for investment were $30 billion at June 30, 2025, compared to $31 billion at March 31, 2025, and $19 billion at June 30, 2024 [10] - Noninterest-bearing deposits accounted for 368% of total deposits as of June 30, 2025 [10] - As of June 30, 2025, total multifamily loans amounted to $2585 million, representing 86% of total loans [66] Financial Performance - Net income for Q2 2025 was $141 million, with diluted EPS at $043 [25] - The return on average assets for Q2 2025 was 145%, and the return on average common equity was 1050% [25] - The net interest margin for Q2 2025 was 461% [25] - The efficiency ratio for Q2 2025 was 561% [25] - Non-performing assets to total assets stood at 046% for Q2 2025 [25] - The allowance for credit losses to total loans held for investment was 146% as of June 30, 2025 [25]

4家城商行业绩快报报喜。 银行股节节攀升背后，险资和公募基金是最受关注的两股力量。随着公募基金二季度报告出炉，银行股 最新持仓情况也浮出水面。 数据显示，二季度末，公募基金对银行股持仓总市值接近2054亿元，环比一季度末大增27%。其中，主 动偏股基金和被动指数型基金对银行股持仓市值均有27%左右的增长，持股数量增加和股价上涨形成双 重推力。 从仓位占比来看，二季度末主动偏股基金持有银行股的比例升至4.88%，创2021年一季度以来新高。其 中，国有大行仓位略有下降，股份行、城商行仓位明显提升。不少机构认为，银行股在公募基金持仓中 依然欠配，未来仍有较大提升空间。 最近两周，行至高位的银行股已有明显回调。有受访人士表示，基于经营业绩和股息回报稳定性，依然 看好银行股长期配置价值，但阶段性调整压力难以避免，中报将成重要干扰因素。从已披露业绩快报的 4家上市银行来看，区域行仍保持一定经营稳定性。 公募基金对银行持仓市值突破2000亿 股价持续上行背后，银行板块成为二季度公募基金增持力度最大的行业之一。 华创证券数据显示，二季度主动偏股基金对银行股的持仓比例达到4.88%，在近5年内，这一比例仅次 于2021年一季 ...