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金融监管总局、中央网信办、公安部、中国人民银行、中国证监会:警惕不法“代理维权”短视频及直播陷阱
第一财经· 2026-02-06 12:43
近期,社会上一些组织和个人 通过短视频及直播等自媒体平台 违规制作、散布涉及"全额退保""债务 清零""债务优化""债务协商""债务置换""征信洗白"" 投顾 退费"等不实短视频,甚至以直播形式传 授"技巧",诱导金融消费者、投资者委托其"代理维权",从而收取高额咨询费、服务费 ,以"依法维 权"之名行"非法牟利"之实 。此类不法"代理维权"短视频、直播传播不实信息,扰乱金融市场秩序, 侵害金融消费者、投资者合法权益。为此,金融监管总局、中央网信办、公安部、中国人民银行、中国 证监会发布风险提示,提醒广大群众警惕不法"代理维权"侵害,依法理性维权。 一、不法"代理维权"短视频、直播乱象主要特征 (一)勿听信谣言。 "全额退保" " 贷款/信用卡不用还""债务协商""债务置换""征信洗白""投顾费用 全退"等均属不实信息,与 《保险法》 《商业银行法》《证券法》《征信业管理条例》等金融法律法 规不符,金融消费者、投资者应通过政策出台部门官方网站、金融机构全国统一客服热线等正规渠道获 取信息, 通过正规金融机构、正规渠道获取金融服务, 勿轻信非官方渠道信息, 警惕诱导性营销说 辞, 避免上当受骗。 (二)警惕"代 ...
五部门发布风险提示!警惕不法“代理维权”短视频及直播陷阱
Bei Jing Shang Bao· 2026-02-06 12:36
北京商报讯(记者 宋亦桐)2月6日,据金融监管总局官网消息,近期,社会上一些组织和个人通过短 视频及直播等自媒体平台违规制作、散布涉及"全额退保""债务清零""债务优化""债务协商""债务置 换""征信洗白""投顾退费"等不实短视频,甚至以直播形式传授"技巧",诱导金融消费者、投资者委托 其"代理维权",从而收取高额咨询费、服务费,以"依法维权"之名行"非法牟利"之实。此类不法"代理 维权"短视频、直播传播不实信息,扰乱金融市场秩序,侵害金融消费者、投资者合法权益。为此,金 融监管总局、中央网信办、公安部、中国人民银行、中国证监会发布风险提示,提醒广大群众警惕不 法"代理维权"侵害,依法理性维权。 不法"代理维权"短视频、直播乱象主要特征有四大类。具体来看,一是谎称"监管部门出新政"。此类短 视频、直播以监管部门强化监管、出台监管新规为名,以"全额退保""债务回收清零""债务置换""免费 代看征信"等为噱头,散布"退保新政""债务回收试点政策""全民清债清查五年规划""洗白大额逾期""证 监会新政,X月退费通道开通"等不实信息混淆视听。部分短视频、直播错误引用甚至有意曲解金融管 理部门相关政策规定,让金融消费 ...
五部门发布警惕不法“代理维权”短视频及直播陷阱的风险提示
Di Yi Cai Jing· 2026-02-06 12:36
五部门发布警惕不法"代理维权"短视频及直播陷阱的风险提示 金融监管总局、中央网信办、公安部、中国人民银行、中国证监会发布警惕不法"代理维权"短视频及直 播陷阱的风险提示。近期,社会上一些组织和个人通过短视频及直播等自媒体平台违规制作、散布涉 及"全额退保""债务清零""债务优化""债务协商""债务置换""征信洗白""投顾退费"等不实短视频,甚至 以直播形式传授"技巧",诱导金融消费者、投资者委托其"代理维权",从而收取高额咨询费、服务费, 以"依法维权"之名行"非法牟利"之实。此类不法"代理维权"短视频、直播传播不实信息,扰乱金融市场 秩序,侵害金融消费者、投资者合法权益。 ...
金融监管总局、中央网信办、公安部、中国人民银行、中国证监会发布风险提示:警惕不法“代理维权”短视频及直播陷阱
财联社· 2026-02-06 12:26
据中国网信网,近期,社会上一些组织和个人通过短视频及直播等自媒体平台违规制作、散布涉及"全额退保""债务清零""债务优化""债务 协商""债务置换""征信洗白""投顾退费"等不实短视频,甚至以直播形式传授"技巧",诱导金融消费者、投资者委托其"代理维权",从而收 取高额咨询费、服务费,以"依法维权"之名行"非法牟利"之实。此类不法"代理维权"短视频、直播传播不实信息,扰乱金融市场秩序,侵 害金融消费者、投资者合法权益。 为此,金融监管总局、中央网信办、公安部、中国人民银行、中国证监会发布风险提示,提醒广大群众 警惕不法"代理维权"侵害,依法理性维权。 一、不法"代理维权"短视频、直播乱象主要特征 (一)谎称"监管部门出新政"。 此类短视频、直播以监管部门强化监管、出台监管新规为名,以"全额退保""债务回收清零""债务置 换""免费代看征信"等为噱头,散布"退保新政""债务回收试点政策""全民清债清查五年规划""洗白大额逾期""证监会新政,X月退费通道开 通"等不实信息混淆视听。部分短视频、直播错误引用甚至有意曲解金融管理部门相关政策规定,让金融消费者、投资者对所谓的"监管新 规"深信不疑。还有些短视频将"代理 ...
金融监管总局等5部门发布风险提示:警惕不法“代理维权”短视频及直播陷阱
Xin Lang Cai Jing· 2026-02-06 12:12
金融监管总局、中央网信办、公安部、中国人民银行、中国证监会 (二)警惕"代理维权"骗局。不法组织或个人名为"代理维权",实为伺机牟利。金融消费者、投资者如 听信"代理维权"组织和个人的虚假宣传,不仅可能支付高额服务费,如欲中途退出,甚至可能因"违 约"而陷入官司。此外,尤其需要关注的是,"代理维权"组织和个人伺机收集金融消费者、投资者手机 卡、银行卡以及贷款、信用卡、保单、家庭住址、子女就读学校、身份信息等个人重要信息,此类信息 一旦被非法买卖或利用,金融消费者、投资者或将面临电信网络诈骗、信用卡盗刷等风险。金融消费 者、投资者如遇金融纠纷,可通过金融机构公布的官方渠道或向金融管理部门反映,也可通过专业调解 组织进行调解,或依法通过诉讼、仲裁等方式解决。 (三)共同守护清朗网络空间。"代理维权"组织和个人开展"全额退保""反催收""债务优化""债务协 商""债务置换""征信洗白""投顾退费"等虚假宣传并从事代理维权活动,严重扰乱金融市场秩序,涉嫌 违反相关法律法规。金融消费者、投资者若发现短视频、直播存在上述违法违规问题,可向网站平台或 金融监管、网信、公安部门举报,相关单位将依法依规处理。此外,"代理维权" ...
金融监管总局、中央网信办、公安部、中国人民银行、中国证监会关于警惕不法“代理维权”短视频及直播陷阱的风险提示
证监会发布· 2026-02-06 12:11
代签名即可获取全额退保""信用卡协商分期有一个万能电话""可以帮忙与银行协商减 免债务""征信申诉成功""投顾退费,只需一招,乖乖全额退"等误导信息以及"6天时间 拿回5000元机构退费!手把手指导退费全流程"等虚假案例,公开传授全额退保、反 催收、征信逾期申诉"维权技巧",伺机推介"代理维权"服务并收取高额费用。所谓 的"律师事务所",有的则为信息公司或咨询公司实际运作;所谓的"维权技巧",实为 通过缠访缠诉施压,或唆使、协助金融消费者、投资者提供虚假证明材料。 近期,社会上一些组织和个人通过短视频及直播等自媒体平台违规制作、散布涉 及"全额退保""债务清零""债务优化""债务协商""债务置换""征信洗白""投顾退费"等 不实短视频,甚至以直播形式传授"技巧",诱导金融消费者、投资者委托其"代理维 权",从而收取高额咨询费、服务费,以"依法维权"之名行"非法牟利"之实。此类不 法"代理维权"短视频、直播传播不实信息,扰乱金融市场秩序,侵害金融消费者、投 资者合法权益。为此,金融监管总局、中央网信办、公安部、中国人民银行、中国证 监会发布风险提示,提醒广大群众警惕不法"代理维权"侵害,依法理性维权。 (二)谎 ...
【图解】动图解读!新鲜出炉的《2026年上海政府工作报告》亮点逐个数
Xin Lang Cai Jing· 2026-02-06 11:27
Economic Development Overview - Shanghai's GDP reached 5.67 trillion yuan, growing by 5.4%, exceeding expectations [5][29] - The city's general public budget revenue was 850 billion yuan, an increase of 1.5% [5][29] - The average urban unemployment rate was 4.2% [5][29] - Total R&D expenditure accounted for approximately 4.5% of GDP, with key industries like integrated circuits, biomedicine, and artificial intelligence exceeding 2 trillion yuan [5][29] Trade and Investment - Total foreign trade reached 4.51 trillion yuan, growing by 5.6%, with exports increasing by 10.8% [5][30] - The number of regional headquarters of multinational companies and foreign R&D centers accelerated, indicating a positive trend in foreign investment [5][30] Consumer and Retail Growth - Social retail sales increased by 4.6%, supported by various consumption-boosting initiatives [6][31] - The number of duty-free shops for outbound tax refunds grew by 136%, reaching 1,837 [6][31] Infrastructure and Urban Development - Fixed asset investment grew by 4.6%, with major project investments totaling 251 billion yuan, marking a 5.3% increase [6][31] - Significant infrastructure projects included the construction of 47 major industrial projects and the expansion of metro lines [6][31] Five Centers Development - The construction of a modern industrial system is underway, focusing on high-end medical devices, smart terminals, and commercial aerospace [7][32] - The financial sector saw the establishment of new investment funds and an increase in licensed financial institutions to 1,813 [7][32] - The Shanghai port maintained its position as the world's largest container port, with a throughput of 55.06 million TEUs [7][32] Technological Innovation - The city is promoting high-quality construction of national laboratories and has established new verification platforms and incubators [8][33] - The total value of technology contracts reached 649.68 billion yuan, growing by 24.9% [8][33] Regional Integration and Collaboration - The Yangtze River Delta integration is advancing, with the establishment of a manufacturing alliance and the implementation of 12 key cooperation projects [9][35] - The city is enhancing its role as a hub for international trade and innovation, with new policies supporting cross-border trade and investment [9][35] Social Welfare and Employment - The city added 64,100 new jobs, with a focus on employment support policies [11][37] - New community services and facilities were established, including 3,852 new elderly care beds and 336 community service stations [11][37] Environmental and Urban Management - The city is enhancing its ecological footprint with new green spaces and waste management facilities [10][36] - Urban renewal projects are accelerating, with significant improvements in community living conditions and infrastructure [10][36]
民银资本与民银国际订立办公室共享协议
Zhi Tong Cai Jing· 2026-02-06 10:55
Core Viewpoint - The company has entered into an office sharing agreement with Minyin International, which allows the company to utilize approximately 11,000 square feet of office space, ensuring cost-effective operations without incurring significant additional costs [1] Group 1: Agreement Details - The office sharing agreement was signed on February 6, 2026, and grants non-exclusive rights to the company for the use of the office space [1] - The cost associated with this agreement will be based on shared expenses incurred by the company [1] Group 2: Benefits and Fairness - The company anticipates benefits from the agreement, including achieving economies of scale and maximizing cost efficiency [1] - The terms of the office sharing agreement were deemed fair and reasonable by the board of directors, including independent non-executive directors, and are considered to align with the overall interests of the company and its shareholders [1]
民银资本(01141.HK)与民银国际订立办公室共享协议
Ge Long Hui· 2026-02-06 10:48
Group 1 - The core point of the article is that Minyin Capital (01141.HK) has entered into an office sharing agreement with Minyin International, granting the latter non-exclusive rights to use approximately 11,000 square feet of office space [1] Group 2 - The agreement specifies that Minyin International will charge Minyin Capital for shared office expenses [1]
民银资本(01141)与民银国际订立办公室共享协议
智通财经网· 2026-02-06 10:48
Core Viewpoint - The company has entered into an office sharing agreement with Minyin International, allowing the use of approximately 11,000 square feet of office space, which is expected to provide cost-effective benefits without incurring significant additional costs [1] Group 1: Agreement Details - The agreement was signed on February 6, 2026, and grants non-exclusive rights to the company for the use of office space [1] - The cost associated with this agreement will be based on shared expenses incurred by the company [1] Group 2: Benefits and Rationale - The company anticipates benefiting from the office sharing agreement by ensuring sufficient office space while achieving economies of scale and maximizing cost efficiency [1] - The terms of the office sharing agreement were deemed fair and reasonable by the board, including independent non-executive directors, and are considered to align with the overall interests of the company and its shareholders [1]