《科创板日报》9月11日讯（记者 李佳怡）今日，"2025 Inclusion·外滩大会"在上海黄浦世博园区正式开幕。本次大会以"重塑创新增长"为主 题，汇聚全球科技领袖、青年科学家、创业者及科技爱好者，共同探索智能时代的创新路径。 外滩大会也是上海报业集团（以下简称"上报集团"）服务上海科创中心建设的重要平台，上报集团在金融信息服务领域的标杆——财跃星辰 的"财跃F1"模型亮相大会。 大会现场，财跃星辰集中展示了四大金融AI成果，全面展现其在推动金融服务智能化升级与普惠化发展中所取得的突破性进展。 与此同时，财跃星辰与国金证券共同推出的"国金AI投顾"，构建了以 "策略 + 服务" 深度融合模式的买方顾问服务。双方基于移动端应用、人 工智能及大数据技术进行深度研发，显著降低了专业投资的门槛，使广大中小投资者也能够享受到以往仅面向高净值客户的个性化投顾服务， 切实推动了财富管理行业向更广泛、更普惠的方向发展。 财跃星辰推出的金融深度研究智能体产品"AI小财神Pro"，凭借卓越的金融研究能力迅速吸引现场观众关注。 财跃星辰的系列创新成果不仅体现了技术的前沿性，更展现了金融科技与产业实践的深度结合。从智能投研到方 ...

2025年7月27日，以"智能时代 同舟共济"为主题的2025世界人工智能大会在上海盛大开幕。作为金融科 技领域的创新代表，上海银行携全新AI手机银行惊艳亮相，凭借"对话即服务"的颠覆性交互模式、精准 的"服务找人"能力及适老化温情设计，成为大会焦点，吸引了参会者的高度关注与深度体验。 技术底座+实践验证： 服务效能显著提升 从"功能界面"到"对话交互"： 重新定义银行服务入口 区别于传统手机银行的图形化操作界面，上海银行AI手机银行以"对话即服务"为核心，彻底打破功能壁 垒。用户无需在复杂菜单中反复查找，仅需通过文字或语音输入需求，如"查查我的养老金""这个产品 有什么亮点"，AI即可快速响应并完成业务办理，覆盖转账还款、理财咨询、养老金管理等十余项高频 交易。 现场演示中，观众提出"有什么理财产品可以投资一下"时，AI通过分析用户资产负债、现金流、风险偏 好等信息，迅速从数百余款理财产品中选取出了几款。观众进一步询问产品的风险、周期等问题时， AI手机银行也可以瞬时给出专业解读，操作流畅度堪比与专业银行顾问面对面交流，引发阵阵赞叹。 "服务找人"+"温情交互"： 让金融服务更有温度 除便捷性外，AI手机银 ...

新华财经上海7月28日电（记者王淑娟）能精准预判市场波动的智能投顾，正在实时生成个性化资产配 置方案；会"读心术"的数字员工，正为用户解读晦涩的理财产品条款；"看一眼"就能支付，支付已成了 AI算法里的"秒级任务"……记者在2025世界人工智能大会上（WAIC 2025）看到，"AI+金融"的创新应 用令人目不暇接。AI浪潮下，从"工具"到"生态"，金融服务正在被重新定义。 创新应用遍地开花，具身、Agent是新热词 当AI的智能算法遇上金融的数据流，会发生什么火花？WAIC 2025现场的众多"AI+金融"创新应用或许 就是答案。记者发现，具身、Agent是今年"AI+金融"的新热词。 在交通银行的展台，一款名为"小姣"的"具身智能"机器人十分抢眼，这是交行数字员工的具象化呈现。 它能够为客户提供包括引导、理财产品查询等在内的多项服务。当观众提出产品推荐请求并筛选产品 后，"小姣"还能继续提供后续的详细服务，进一步满足客户需求。 当你戴着智能眼镜走进商店，挑选好心仪商品后，在收银台"看一下"就能完成支付，这是什么体验？在 WAIC 2025蚂蚁集团展台，记者体验了支付宝的可支付AI眼镜。戴上支付眼镜后，对准 ...

Core Viewpoint - The 2025 World Artificial Intelligence Conference in Shanghai showcased Shanghai Bank's innovative AI mobile banking, emphasizing a "dialogue as service" model that enhances user experience and accessibility for elderly customers [1][2][3]. Group 1: AI Mobile Banking Features - Shanghai Bank's AI mobile banking redefines service entry by utilizing a "dialogue as service" approach, allowing users to interact through text or voice without navigating complex menus [2]. - The AI system can quickly respond to user inquiries and perform transactions, covering over ten high-frequency services such as fund transfers, investment advice, and pension management [2]. - The AI's ability to analyze user data enables it to provide tailored financial product recommendations and professional insights, mimicking the experience of consulting with a bank advisor [2]. Group 2: Human-Centric Design - The AI mobile banking platform incorporates "smart prediction" and "elderly-friendly design," showcasing a commitment to user-centric service [3]. - The system proactively identifies user needs based on historical behavior and context, offering timely notifications and support for elderly users, including language preferences [3]. - Shanghai Bank collaborates with communities to create over 300 "Beautiful Life Studios," extending online services to offline activities that cater to the elderly's diverse needs [3]. Group 3: Technological Foundation and Performance - The implementation of AI mobile banking is based on a "technology-first, data-driven, business-integrated" approach, utilizing a layered architecture and modular design [4]. - The platform has demonstrated significant performance improvements, including a 10% increase in transaction conversion rates and enhanced online problem resolution capabilities [4]. - The design for elderly users and the development of a comprehensive pension service ecosystem have increased engagement among older customers, reinforcing the inclusivity and security of financial services [4]. Group 4: Future Directions - Shanghai Bank aims to deepen its AI capabilities by enhancing large model training in specific financial areas and establishing a feedback loop for continuous improvement [5]. - The bank plans to evolve its mobile banking from a "functional tool" to an "intelligent partner," integrating AI with various life scenarios beyond finance [6]. - Future developments will focus on creating a comprehensive service that positions the AI mobile banking as a personal financial advisor for customers [6].