【导读】个人养老金指数基金继续扩容，多家基金公司公告增设Y份额 时隔7个多月后，个人养老金指数基金迎来新力军加盟。 近日，包括国君资管、博道、天弘、招商在内的多家基金公司公告旗下指数增强基金增设Y份额。据中国基金报记者了解，宏利基金等也将跟进。 公告显示，Y类基金份额是指仅供个人养老金资金购买的基金份额。Y类基金份额购买等款项须来自个人养老金资金账户。Y类基金份额首笔申购当日的 申购价格为当日A类基金份额的基金份额净值。同时，目前基金管理人对本基金Y类基金份额的管理费率和托管费率给予5折优惠， 7月25日，包括天弘基金旗下的中证500指数增强、招商基金旗下的沪深300指数增强基金、博道基金旗下的中证500指数增强型基金也公告增设Y类基金份 额。 天弘基金管理有限公司关于天弘中证 500 指数增强型证券投资 多位业内人士表示，低费率、高透明度的指数基金契合养老金的长期属性。随着更多产品纳入，Y份额将进一步扩容，助力居民养老理财稳健增值。投资 者在选择指数基金Y份额时，需关注指数特征、跟踪误差等核心指标，选择适合自己的个人养老指数基金。 积极宣布增设Y份额 涉及中证500、沪深300等指数增强基金 日前，基金公司 ...

中国基金报记者 方丽 陆慧婧 时隔 7 个多月后，个人养老金指数基金迎来新力军加盟。 近日，包括国君资管、博道、天弘、招商在内的多家基金公司公告旗下指数增强基金增设 Y 份额。据中国基金报记者了解，宏利基金等也将跟进。 多位业内人士表示，低费率、高透明度的指数基金契合养老金的长期属性。随着更多产品纳 入， Y 份额将进一步扩容，助力居民养老理财稳健增值。投资者在选择指数基金 Y 份额时， 需关注指数特征、跟踪误差等核心指标，选择适合自己的个人养老指数基金。 积极宣布增设 Y 份额 涉及中证 500 、沪深 300 等指数增强基金 【导读】个人养老金指数基金继续扩容，多家基金公司公告增设 Y 份额 日前，基金公司纷纷公告增设份额，新一批个人养老金指数基金陆续亮相。 近日，国泰君安资管发布公告称，国泰君安中证 500 指数增强型证券投资基金增设 Y 类基金 份额。 公告显示， Y 类基金份额是指仅供个人养老金资金购买的基金份额。 Y 类基金份额购买等款 项须来自个人养老金资金账户。 Y 类基金份额首笔申购当日的申购价格为当日 A 类基金份额 的基金份额净值。同时，目前基金管理人对本基金 Y 类基金份额的管理费率和 ...

【导读】个人养老金指数基金即将扩容 覆盖沪深 300 、中证 500 等指数 中国基金报记者 若晖 新一批个人养老金指数基金 Y 份额即将落地。 中国基金报记者独家获悉，近期，多家基金公司旗下普通指数基金及指数增强基金已经获批 新增养老 Y 份额，涉及沪深 300 指数、中证 500 指数等相关产品。 此前，各地证监局向公募基金管理人下发《关于指数基金纳入个人养老金产品名录相关工作 的通知》（以下简称《通知》），公募基金管理人可对照首批纳入的指数基金筛选标准，每 季度结束之日起 1 个月内，将符合标准的指数产品申请纳入。 为推动公募基金行业持续做好个人养老金业务，更好地服务居民养老投资需求，前段时间， 多地证监局向公募基金管理人下发《通知》，个人养老金指数基金扩容工作正式启动。 根据《通知》，公募基金管理人可以对照首批纳入个人养老金产品名录的指数基金筛选标 准，对于符合条件的产品，于每季度结束之日起 1 个月内向相关证监局申请纳入。 《通知》明确了指数基金纳入个人养老金的主要筛选标准和后续纳入机制及标准：一是以市 场公认的核心宽基指数或适合长期价值投资的红利低波类指数作为跟踪标的的普通指数基 金、 ETF 联 ...

Core Viewpoint - The inclusion of index funds in the personal pension product catalog is set to expand, following the initial inclusion of 85 index funds, which is expected to enhance investment options for individual pension accounts and promote long-term capital inflow into the stock market [1][2][4]. Summary by Relevant Sections Inclusion Standards - The recent notification outlines the criteria for index funds to be included in the personal pension product catalog, focusing on widely recognized core broad-based indices or dividend low-volatility indices as tracking benchmarks [2][3]. - Specific requirements include: - Ordinary index funds and ETF-linked funds must have a minimum scale of 1 billion yuan (approximately 10 million) over the last four quarters or 2 billion yuan (approximately 20 million) at the end of the previous month [3]. - Index-enhanced funds must have been established for at least three years, with a minimum scale of 1 billion yuan (approximately 10 million) over the last four quarters and positive excess returns over the last three years [3]. - The combined share of the top five investors must not exceed 50% [3]. - The fund management company must not have a classification evaluation result of C in the latest assessment [3]. Market Impact - The expansion of index funds into personal pension accounts is expected to diversify investment options for pension participants, meeting their varied investment needs and fostering the rapid development of index products [1][4]. - The anticipated influx of index funds is likely to create a positive interaction between the long-term stable inflow of capital into the stock market and the increase in residents' property income [1][4]. Fund Performance and Adoption - As of the end of December 2024, the first batch of personal pension index funds reached a total scale of 300 million yuan (approximately 30 million) and had nearly 58,700 account holders within a month of launch [5]. - Notable funds include Huatai-PB's Dividend Low Volatility ETF Linked Y, which has around 7,500 account holders, and other funds with over 5,000 account holders [5]. Advantages of Index Funds - Index funds are naturally suited for pension investments due to their low fixed fee rates, which are halved for the Y share of funds included in the personal pension investment catalog, enhancing the compounding effect over the long term [6]. - They offer stable styles and transparent holdings, which help reduce agency costs and minimize style drift issues [7]. - Index-enhanced funds combine the benefits of passive index products and active equity products, allowing for better tracking of index styles while addressing inherent flaws in broad-based indices [7].