交行展台 金融"五篇大文章"专区，全景展示了数智化新交行赋能"五篇大文章"建设的创新实践。例 如，交行打通银政、银企间的数据壁垒，构建科创企业评价及主动授信模型，可事先为企 业核算预授信额度，帮助客户经理主动送"贷"上门，确保金融活水精准滴灌至有需求的企 业；交行推出的数字化农业平台，则运用大数据、物联网、人工智能等技术，实现物联收 购、货款结算、预约送货、助农贷款等农产品收购全流程功能，面向种植农户、核心企业 和商业银行等构建农业产业金融服务闭环生态，助力乡村振兴业务的落地和蓬勃发展。 7月26日，2025世界人工智能大会暨人工智能全球治理高级别会议于上海开幕。作为唯一总 部在沪的国有大型商业银行，交通银行（下称"交行"）再度参展，以"数智交行 模塑未来"主 题亮相，全面展现交行运用人工智能技术和数字化手段服务实体经济、助力上海"五个中 心"建设成果，体现国有大行在上海主场的使命担当与百年交行历史底蕴和创新风貌。 本次交行展台独具特色，设有金融"五篇大文章"、上海主场、数字员工和云上交行等系列 展示专区。观众将沉浸式体验由具身智能、数字员工构建的数字交互方式，亲身经历银行 金融服务新模式。最受瞩目的生成式大 ...

转自：新华财经 7月26日，2025世界人工智能大会暨人工智能全球治理高级别会议于上海开幕。作为唯一总部在沪的国有大型商业银行，交通银行（下称"交行"）再度参 展，以"数智交行 模塑未来"主题亮相，全面展现交行运用人工智能技术和数字化手段服务实体经济、助力上海"五个中心"建设成果，体现国有大行在上海 主场的使命担当与百年交行的历史底蕴和创新风貌。 上海主场专区展示了交行在服务国家战略，发挥上海主场优势，深度融入上海"五个中心"建设的最新成果。例如，交行创新构建智慧航运贸易区块链生态， 打通海关、保险、物流、仓储、税务等航运贸易数据，打造信用证再融资、大宗商品链上仓单融资、沪贸批次贷等多个人工智能重点应用场景。推出政务服 务专属品牌"交政通"，涵盖社保、医保、公安、民政、住建、司法等领域的高频业务场景，打造"十五分钟政务服务圈"，推动智慧金融与数字政务的深度融 合与发展。建设"智"付相伴金融服务生态，面向全球旅客，实现机上免税购物快捷支付，创新轨道交通支付方式，支持银行卡闪付及数字人民币硬钱包刷卡 过闸；激发消费活力，依托"交享惠"小程序，让惠民红利直达多元生活场景。 数字员工和云上交行专区全面展示了数字分身驱 ...

Group 1 - The 2025 China International Financial Expo was held in Shanghai, showcasing the integration of AI and financial technology, with institutions demonstrating their latest technological advancements and applications [2] - Financial institutions are leveraging AI financial models to enhance their digital transformation, creating stronger competitive barriers in the "finance + technology" sector [2] - The focus is on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aiming for high-quality development in the financial industry [2] Group 2 - Bank of China presented its theme "Digital Innovation and Financial Integration," highlighting its efforts in digital transformation and global service ecosystem [3] - As of the end of Q1, Bank of China's technology finance loan balance increased by 570.2 billion yuan, with a total of 113,300 clients [5] - Postal Savings Bank emphasized building a digital intelligence advantage and showcased its innovations in the same five key areas as Bank of China [6][10] Group 3 - Traffic Bank focused on digital transformation and cross-border payment solutions, showcasing its blockchain ecosystem for shipping trade [11][15] - Beijing Bank introduced its AI digital employee "Jing Xiaobao," which enhances customer interaction and financial services [16][18] - Urumqi Bank displayed its innovations in the five key financial areas, particularly in cross-border finance [19][21] Group 4 - HSBC highlighted the increasing demand for the use of the renminbi in cross-border trade, emphasizing its potential to improve operational efficiency for Chinese enterprises [22][23] - Ant Group's Vice President discussed the integration of large models into core business processes of financial institutions, showcasing various application paths [24][26] - Qifu Technology presented its AI-driven credit super-intelligent system, aimed at enhancing banks' credit capabilities and operational efficiency [28][30] Group 5 - OceanBase showcased its distributed database technology, which is gaining traction among financial institutions for core system upgrades [31][35] - The company emphasized the need for a collaborative approach involving policy guidance, technology drive, and market demand for successful digital transformation in finance [32]

深化数智金融共绘数字生活 交通银行党委委员、副行长、首席信息官钱斌 建设数字中国是数字时代推进中国式现代化的重要引擎，是构筑国家竞争新优势的有力支撑。交通银行 以数字化新交行建设作为战略推进重要突破口之一，推动高质量发展向深向实。 全力支持实体经济发展。以数字技术驱动产品创新、服务升级，为实体经济提供更便利、精准的金融支 持。做强做优科技金融，创新"1+N"科技型企业评价模型，打造"科创易贷"产品线，提升"股贷债租 托"综合服务能力；做深做广普惠金融，打造惠商贷、惠农贷等标准产品和"家居惠贷""链享惠贷"等纯 信用场景产品，创新"主动授信、精准触达"的服务模式，更好满足小微企业主和个体工商户融资需求。 用心服务百姓美好生活。综合运用数智化手段，推出"交银惠贷"品牌，传达金融惠民理念；推出"惠民 就医""地铁闪付过闸"等便民产品，着力满足民生所需。强化政务服务"引进来"和"走出去"，积极参与 数字雄安、"电子围网"建设；全力推广"交政通"，将2100余项政务事项嵌入网点自助终端，打通政务服 务"最后一公里"。响应国家提振消费专项行动，推出消费满减、数币红包等活动，进一步激发消费活 力。 夯实数字化发展根基。多地 ...