Group 1 - The 2025 China International Financial Expo was held in Shanghai, showcasing the integration of AI and financial technology, with institutions demonstrating their latest technological advancements and applications [2] - Financial institutions are leveraging AI financial models to enhance their digital transformation, creating stronger competitive barriers in the "finance + technology" sector [2] - The focus is on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, aiming for high-quality development in the financial industry [2] Group 2 - Bank of China presented its theme "Digital Innovation and Financial Integration," highlighting its efforts in digital transformation and global service ecosystem [3] - As of the end of Q1, Bank of China's technology finance loan balance increased by 570.2 billion yuan, with a total of 113,300 clients [5] - Postal Savings Bank emphasized building a digital intelligence advantage and showcased its innovations in the same five key areas as Bank of China [6][10] Group 3 - Traffic Bank focused on digital transformation and cross-border payment solutions, showcasing its blockchain ecosystem for shipping trade [11][15] - Beijing Bank introduced its AI digital employee "Jing Xiaobao," which enhances customer interaction and financial services [16][18] - Urumqi Bank displayed its innovations in the five key financial areas, particularly in cross-border finance [19][21] Group 4 - HSBC highlighted the increasing demand for the use of the renminbi in cross-border trade, emphasizing its potential to improve operational efficiency for Chinese enterprises [22][23] - Ant Group's Vice President discussed the integration of large models into core business processes of financial institutions, showcasing various application paths [24][26] - Qifu Technology presented its AI-driven credit super-intelligent system, aimed at enhancing banks' credit capabilities and operational efficiency [28][30] Group 5 - OceanBase showcased its distributed database technology, which is gaining traction among financial institutions for core system upgrades [31][35] - The company emphasized the need for a collaborative approach involving policy guidance, technology drive, and market demand for successful digital transformation in finance [32]

这组数字的背后，是迅速发展的邮储银行（601658）交出的2024年业绩：实现营业收入3,491.33亿元， 同比增长1.81%；归母净利润864.79亿元，同比增长0.24%。资产总额突破17万亿元，增长8.64%…… 业绩发布会上，这家银行提出要打造"更普惠、更均衡、更稳健、更智慧、更具活力"的一流大型零售银 行。金融科技加持下，助力了这家国有大行的特色转型发展之路。 从科技支撑，到科技助推，再到科技引领。邮储银行稳扎稳打，一步一个脚印地将科技力量融入成长， 为高质量发展提供了坚实的支撑。 投入渐增 重构数字金融基础设施 在科技投入下，邮储银行的核心系统全面升级换代，重构数字金融基础设施新范式。 2024年，信息科技投入122.96亿元，同比增长9.03%，占营业收入的3.53%。 邮储银行副行长兼首席信息官牛新庄表示，邮储银行坚持自主创新，夯实技术新底座。全面推进全栈式 国产云原生平台建设，继完成了新一代个人业务系统之后，去年又完成了新一代公司业务核心系统与信 用卡核心系统全面升级。 其中，新一代个人业务核心系统上线以来运行平稳高效，高峰期交易处理能力达每秒6.7万笔；新一代 公司业务核心系统于2024 ...