Core Viewpoint - The article provides an authoritative interpretation of the latest RMB exchange rate and practical tips for currency exchange, emphasizing the importance of understanding exchange rate fluctuations for travelers, investors, and those engaged in international trade [1]. Currency Exchange Overview - The USD remains stable against the RMB, making it a reasonable time for those planning to study or invest in USD assets to consider gradual currency exchange to mitigate risks [4]. - The EUR has depreciated slightly against the RMB, suggesting a favorable exchange rate for purchasing European goods or studying in Schengen countries [6]. - The JPY has reached a low point, benefiting travelers to Japan by allowing more JPY for the same amount of RMB, thus reducing costs for shopping and dining [6]. - The HKD remains stable due to its peg to the USD, with minimal impact on mainland residents unless large transactions are involved [6]. - The GBP continues to be one of the highest currencies against the RMB, indicating higher costs for those planning to study or shop in the UK [7]. - The AUD and CAD are influenced by commodity prices, currently at moderate levels, warranting close monitoring for those with immigration or study plans [7]. Practical Currency Exchange Tips - It is advisable to compare real-time exchange rates from different banks before exchanging currency to find the best rates [8]. - Avoiding peak periods, such as holidays, can help prevent higher exchange rates due to increased demand [8]. - Implementing a strategy of gradual currency exchange can help average out costs and reduce exposure to exchange rate volatility [9]. - Utilizing credit cards with no foreign transaction fees can provide better rates compared to direct RMB credit card usage when spending abroad [9]. Summary - The article highlights the dynamic nature of exchange rates, with the current official rates showing varied trends across different currencies. It emphasizes the need for travelers, students, and investors to make informed financial decisions based on their specific needs and the latest exchange rate data [10].

Core Viewpoint - The People's Bank of China has announced the central exchange rates for the Renminbi against various currencies as of July 30, 2025, indicating a stable currency valuation in the foreign exchange market [1]. Exchange Rate Summary - The central exchange rate for 1 US dollar is set at 7.1441 Renminbi, while 1 Euro is at 8.2703 Renminbi [1]. - Other notable exchange rates include 100 Japanese Yen at 4.8238 Renminbi, 1 British Pound at 9.5602 Renminbi, and 1 Australian Dollar at 4.6638 Renminbi [1]. - The exchange rates for several other currencies are also provided, such as 1 Canadian Dollar at 5.1983 Renminbi and 1 Swiss Franc at 8.8869 Renminbi [1]. Exchange Rate Formation Mechanism - The central exchange rate for the Renminbi against the Hong Kong Dollar is determined based on the daily Renminbi to US Dollar exchange rate and the Hong Kong Dollar to US Dollar rate in the international market [2]. - For other currencies, the exchange rates are calculated by averaging the quotes from market makers after excluding the highest and lowest bids [2].

Core Points - The central bank's foreign exchange market has reported the RMB exchange rates for July 11, 2025, indicating a mixed performance against various currencies [1] Group 1: Exchange Rate Changes - The USD/RMB rate is reported at 7.1475, a decrease of 35 points, indicating an appreciation of the RMB [1] - The EUR/RMB rate is at 8.3697, down by 313 points, reflecting a stronger RMB against the Euro [1] - The HKD/RMB rate is at 0.91054, down by 4.2 points, showing a slight appreciation of the RMB against the Hong Kong Dollar [1] - The GBP/RMB rate is at 9.7142, down by 209 points, indicating a stronger RMB against the British Pound [1] - The AUD/RMB rate is at 4.7156, up by 335 points, suggesting a depreciation of the RMB against the Australian Dollar [1] - The CAD/RMB rate is at 5.2391, up by 63 points, indicating a weaker RMB against the Canadian Dollar [1] - The JPY/RMB rate is at 4.8981, down by 65 points, reflecting a stronger RMB against the Japanese Yen [1] - The RMB/RUB rate is at 10.8324, down by 550 points, indicating a stronger RMB against the Russian Ruble [1] - The NZD/RMB rate is at 4.3225, up by 227 points, suggesting a depreciation of the RMB against the New Zealand Dollar [1] - The RMB/MYR rate is at 0.59359, up by 8.9 points, indicating a weaker RMB against the Malaysian Ringgit [1] - The CHF/RMB rate is at 8.9859, down by 426 points, reflecting a stronger RMB against the Swiss Franc [1] - The SGD/RMB rate is at 5.5933, down by 21 points, indicating a stronger RMB against the Singapore Dollar [1]

Core Points - The central theme of the article is the fluctuation of the Renminbi (RMB) exchange rates against various currencies as of July 9, 2025, indicating a mixed trend with some currencies appreciating against the RMB while others depreciate [1] Exchange Rate Summary - USD/RMB is reported at 7.1541, showing an increase (RMB depreciation) of 7 points [1] - EUR/RMB is reported at 8.3966, showing a decrease of 144 points [1] - HKD/RMB is reported at 0.91136, showing an increase of 0.8 points [1] - GBP/RMB is reported at 9.7327, showing a decrease of 327 points [1] - AUD/RMB is reported at 4.6775, showing an increase of 138 points [1] - CAD/RMB is reported at 5.2418, showing a decrease of 44 points [1] - 100 JPY/RMB is reported at 4.8826, showing a decrease of 288 points [1] - RMB/RUB is reported at 10.9324, showing a decrease of 330 points [1] - NZD/RMB is reported at 4.2977, showing a decrease of 114 points [1] - RMB/MYR is reported at 0.5923, showing an increase of 6.7 points [1] - CHF/RMB is reported at 8.9968, showing an increase of 44 points [1] - SGD/RMB is reported at 5.5958, showing a decrease of 71 points [1]

2025年6月30日银行间外汇市场人民币汇率中间价 美元/人民币报7.1586，下调（人民币升值）41点； 欧元/人民币报8.4024，上调256点； 港元/人民币报0.91195，下调5.5点； 英镑/人民币报9.8300，下调45点； 澳元/人民币报4.6817，下调104点； 加元/人民币报5.2358，下调161点； 100日元/人民币报4.9594，上调12点； 人民币/俄罗斯卢布报10.9558，下调228点； 新西兰元/人民币报4.3475，上调30点； 人民币/林吉特报0.58996，上调0.1点； 瑞士法郎/人民币报8.9721，上调274点； 新加坡元/人民币报5.6179，下调22点。 ...

2025年6月27日银行间外汇市场人民币汇率中间价 美元/人民币报7.1627，上调（人民币贬值）7点； 欧元/人民币报8.3768，上调162点； 港元/人民币报0.9125，下调0.4点； 英镑/人民币报9.8345，上调388点； 澳元/人民币报4.6921，上调252点； 加元/人民币报5.2519，上调321点； 100日元/人民币报4.9582，上调194点； 人民币/俄罗斯卢布报10.9786，上调571点； 新西兰元/人民币报4.3445，上调135点； 人民币/林吉特报0.58995，下调12.1点； 瑞士法郎/人民币报8.9447，上调399点； 新加坡元/人民币报5.6201，上调146点。 ...

2025年6月25日银行间外汇市场人民币汇率中间价 美元/人民币报7.1668，上调（人民币贬值）12点； 欧元/人民币报8.3224，上调118点； 港元/人民币报0.91298，上调1.5点； 英镑/人民币报9.7545，上调527点； 澳元/人民币报4.6510，上调84点； 加元/人民币报5.2206，上调12点； 100日元/人民币报4.9481，上调344点； 人民币/俄罗斯卢布报10.9172，下调270点； 新西兰元/人民币报4.3073，上调135点； 人民币/林吉特报0.59162，下调59.9点； 瑞士法郎/人民币报8.9014，上调840点； 新加坡元/人民币报5.6009，上调132点。 ...

Core Points - The central bank's foreign exchange market has reported the RMB exchange rate against various currencies, indicating fluctuations in the value of the RMB [1] Group 1: Exchange Rate Changes - The USD/RMB rate is reported at 7.1656, showing a depreciation of 54 points, indicating an appreciation of the RMB [1] - The EUR/RMB rate is at 8.3106, reflecting an increase of 597 points [1] - The HKD/RMB rate is at 0.91283, down by 6.9 points [1] - The GBP/RMB rate is at 9.7018, up by 585 points [1] - The AUD/RMB rate is at 4.6426, increasing by 150 points [1] - The CAD/RMB rate is at 5.2194, down by 56 points [1] - The JPY/RMB rate is at 4.9137, up by 24 points [1] - The RMB/RUB rate is at 10.9442, increasing by 151 points [1] - The NZD/RMB rate is at 4.2938, up by 111 points [1] - The RMB/MYR rate is at 0.59761, increasing by 47.6 points [1] - The CHF/RMB rate is at 8.8174, up by 392 points [1] - The SGD/RMB rate is at 5.5877, increasing by 150 points [1]

2025年6月16日银行间外汇市场人民币汇率中间价 美元/人民币报7.1789，上调（人民币贬值）17点； 欧元/人民币报8.2870，下调213点； 港元/人民币报0.91457，上调1.3点； 英镑/人民币报9.7364，下调255点； 澳元/人民币报4.6629，下调151点； 加元/人民币报5.2885，上调170点； 100日元/人民币报4.9732，下调296点； 人民币/俄罗斯卢布报11.1341，下调99点； 新西兰元/人民币报4.3243，下调198点； 人民币/林吉特报0.59122，上调25.2点； 瑞士法郎/人民币报8.8502，下调58点； 新加坡元/人民币报5.6008，下调82点。 ...

2025年6月4日银行间外汇市场人民币汇率中间价 美元/人民币报7.1886，上调（人民币贬值）17点； 欧元/人民币报8.1853，下调316点； 港元/人民币报0.91635，上调1.8点； 英镑/人民币报9.7324，上调74点； 澳元/人民币报4.6513，下调79点； 加元/人民币报5.2461，上调142点； 100日元/人民币报4.9977，下调375点； 人民币/俄罗斯卢布报10.9896，下调267点； 新西兰元/人民币报4.3203，下调139点； 人民币/林吉特报0.59019，下调16点； 瑞士法郎/人民币报8.7392，下调497点； 新加坡元/人民币报5.5788，下调72点。 ...