数据为证。招商银行深圳分行2025年1月至6月小微企业创业担保贷发放额保持全市第一；深圳地区普惠 型小微企业贷款规模及户数均位居本地股份制银行首位。 打破传统科技金融信贷桎梏，让"知产"变"资产" 招商银行深圳分行高度重视知识产权这一"无形资产"的"有形价值"，打破传统信贷桎梏，积极探索"知 产"变"资产"的有效模式。 深圳JJSH科技公司成立于2019年，旗下潮流设计师品牌曾获多个国际设计大奖，公司成立第三年即在 招商银行深圳分行首获500万授信。伴随订单规模增长，一年后为其增额至1500万元。2024年，公司营 收破4亿大关，招商银行深圳分行利用科创贷对企业发展潜力的精准评估和政府知识产权质押贴息政 策，为客户增额至3000万元。 从边陲小镇崛起为全球创新之都，站在深圳经济特区成立45周年的重要节点，金融业的支撑作用不可或 缺。 秉承招商血脉、海辽精神、蛇口基因，招商银行深圳分行从成立以来主动从落实国家重大战略、服务改 革开放的高度，干在实处、走在前列，坚定不移地服务深圳经济社会发展大局，诠释了"以客户为中 心，为客户创造价值"的金融担当。深耕特区三十余载，风华正茂再出发。现在，让我们通过招商银行 深圳分 ...

Core Viewpoint - The introduction of an automatic enrollment mechanism for enterprise annuities in Xiong'an New Area marks a significant step in social security system innovation, with China Pacific Insurance's Changjiang Pension becoming one of the first selected service institutions for this initiative [1][2]. Group 1 - Xiong'an New Area has launched an automatic enrollment mechanism for enterprise annuities, which allows employers and employees to establish enterprise annuities while participating in basic pension insurance [1]. - The automatic enrollment mechanism is designed to address the challenges of expanding enterprise annuities, featuring flexibility in scope, elasticity in contributions, simplified procedures, and refined services [1]. - Changjiang Pension has engaged in extensive discussions with Xiong'an government departments regarding innovative models and implementation paths for expanding enterprise annuities [1]. Group 2 - Under the guidance of the Xiong'an Public Service Bureau, Changjiang Pension has actively communicated with local enterprises to understand their pain points and provide customized service solutions for better participation in the enterprise annuity plan [2]. - The collaboration aims to meet diverse market demands and ensure the long-term stability of the system, with Changjiang Pension leveraging its expertise to assist in the design, product selection, and establishment of the payment mechanism for the annuity plan [2].

Group 1 - The establishment of the Shandong Enterprise Annuity Development Alliance aims to enhance the quality of enterprise annuities and promote collaboration among government, enterprises, and financial institutions [1] - Starting from January 1, 2025, the scope of talent annuities in Shandong will expand from seven pilot cities to the entire province, covering high-tech industries and startups, thus optimizing the talent ecosystem and enhancing employee pension security [1] - Shandong Bank actively supports the policy by integrating industry resources through mechanisms like the "Annuity Alliance" to improve annuity services [1] Group 2 - Shandong Bank has developed a comprehensive approach to pension finance, covering enterprise annuities, personal pensions, and pension service finance, serving nearly 1,000 enterprises and 245,000 individuals in the province [2] - As one of the first commercial banks approved to offer personal pension services, Shandong Bank has provided personal pension account services to over 769,000 individuals by the end of March [2] - The bank has launched the "Zhongyin Silver Age" pension service brand, offering comprehensive solutions for clients throughout their retirement lifecycle [2] Group 3 - Shandong Bank focuses on supporting the province's strategy for high-level talent in key industries such as artificial intelligence and renewable energy by introducing a "Talent Exclusive Annuity Plan" [3] - The bank aims to enhance the long-term compensation attractiveness for high-level talents through a combination of enterprise contribution incentives and personal tax benefits [3] - Moving forward, Shandong Bank will strengthen cooperation with the Shandong Human Resources and Social Security Department and other alliance members to optimize the enterprise annuity service system and innovate pension products [3]