北京商报讯（记者 刘四红）2026年1月9日，北京商报记者从中国人民银行深圳市分行、国家外汇管理 局深圳市分局处获悉，2025年末，深圳市存款余额超14万亿元，贷款余额近10万亿元，存贷款规模稳居 全国城市第三。科技、绿色、普惠小微、数字经济产业贷款余额分别为2.26万亿元、1.40万亿元、1.97 万亿元、1.35万亿元，贷款增速均高于各项贷款增速。新发放服务消费与养老领域贷款占广东省比重超 六成。 ...

转自：贵州日报 本报讯（记者 申川）1月6日，记者从人民银行贵州省分行获悉，2025年11月末，贵州省本外币各项贷 款余额50122.6亿元，同比增长3.1%。其中，人民币各项贷款余额50105.9亿元，同比增长3.1%。从投向 看，实际投向制造业中长期贷款余额2002.3亿元，同比增长4.8%；普惠小微贷款余额5251.4亿元，同比 增长8.6%。 11月份人民币贷款分部门看，住户贷款当月增加11亿元，其中，短期贷款减少34亿元，中长期贷款增加 45亿元；企（事）业单位贷款当月增加106.8亿元，其中，短期贷款增加46.8亿元，中长期贷款增加59.3 亿元，票据融资增加3.2亿元。 2025年11月末，本外币各项存款余额39013亿元，同比增长0.7%；人民币各项存款余额38919.9亿元，同 比增长0.6%。11月份人民币财政性存款余额1492.3亿元，当月减少331.1亿元；住户存款余额21420.8亿 元，当月增加54.3亿元；非银行业金融机构存款余额2501.4亿元，当月减少79.5亿元；非金融企业存款 余额7968.4亿元，当月增加196.2亿元。 ...

12月12日，11月末，本外币贷款余额274.84万亿元，同比增长6.3%。月末人民币贷款余额271万亿元，同比增长6.4%。前十一个月人民币贷款增加15.36万亿 元。分部门看，住户贷款增加5333亿元，其中，短期贷款减少7328亿元，中长期贷款增加1.27万亿元；企（事）业单位贷款增加14.4万亿元，其中，短期贷 款增加4.44万亿元，中长期贷款增加8.49万亿元，票据融资增加1.31万亿元；非银行业金融机构贷款减少332亿元。11月末，外币贷款余额5429亿美元，同比 下降1.6%。前十一个月外币贷款增加8亿美元。 ...

Core Insights - The financial institutions in Hunan Province reported a total deposit balance of 8.89 trillion yuan (889.18 billion yuan) by the end of September, reflecting a year-on-year growth of 7.8% [1] - New deposits from January to September amounted to 656.7 billion yuan, which is an increase of 177.7 billion yuan compared to the previous year [1] - The loan balance reached 7.87 trillion yuan (786.58 billion yuan) by the end of September, with a year-on-year growth of 5.7% [1] Deposit Structure - All categories of deposits showed an increase, with personal deposits rising by 485.5 billion yuan, an increase of 47.2 billion yuan year-on-year [1] - Non-financial enterprise deposits increased by 40.5 billion yuan, up by 35.2 billion yuan year-on-year [1] - Fiscal deposits grew by 48.3 billion yuan, which is an increase of 19.5 billion yuan year-on-year [1] Loan Growth - The overall loan growth remained stable, with new loans totaling 428.1 billion yuan in the first three quarters [1] - Loans to enterprises showed a significant increase, with a year-on-year growth of 7.9%, surpassing the overall loan growth rate by 2.2 percentage points [1] - Short-term loans increased by 179.5 billion yuan, while medium to long-term loans rose by 191.6 billion yuan [1] Social Financing - The social financing scale maintained a high level, with an increase of 626.2 billion yuan from January to August [1] - Indirect financing contributed 353.4 billion yuan, while government bond financing added 251.8 billion yuan [1] Credit Structure Optimization - The growth rate of loans to the manufacturing sector continued to outpace overall loan growth, with a year-on-year increase of 8.9% [2] - Corporate credit loans also showed strong growth, with a year-on-year increase of 12.4%, exceeding the overall loan growth rate by 6.7 percentage points [2]

Core Insights - As of the end of Q3 2025, the balance of RMB loans from financial institutions reached 270.39 trillion yuan, reflecting a year-on-year growth of 6.6% with an increase of 14.75 trillion yuan in the first three quarters [1] Loan Categories - The balance of RMB real estate loans stood at 52.83 trillion yuan by the end of Q3 2025, showing a slight year-on-year decline of 0.1%, but the growth rate improved by 0.1 percentage points compared to the end of the previous year, with a reduction of 840 million yuan in the first three quarters [1] - Real estate development loans amounted to 13.61 trillion yuan at the end of Q3 2025, down 1.3% year-on-year, although there was an increase of 925 million yuan in the first three quarters [1] - The balance of personal housing loans was 37.44 trillion yuan, reflecting a year-on-year decrease of 0.3%, yet the growth rate was 1 percentage point higher than at the end of the previous year, with a reduction of 2.411 billion yuan in the first three quarters [1]

Group 1: Loan Data - As of the end of September, the total balance of domestic and foreign currency loans in Shanghai reached 12.89 trillion yuan, a year-on-year increase of 7.1%, remaining stable compared to the previous month [1] - The balance of RMB loans was 12.3 trillion yuan, with a year-on-year growth of 7%, a decrease of 0.3 percentage points from the previous month [1] - The balance of foreign currency loans was 84 billion USD, showing a year-on-year increase of 8.3%, which is an increase of 4.8 percentage points compared to the previous month [1] Group 2: Loan Breakdown - In the first three quarters, RMB loans increased by 601.3 billion yuan, which is 302 billion yuan less than the same period last year [1] - Household loans increased by 260.7 billion yuan, with short-term loans rising by 4.9 billion yuan and medium to long-term loans increasing by 255.8 billion yuan [1] - Corporate loans increased by 273.1 billion yuan, with short-term loans rising by 151 billion yuan and medium to long-term loans increasing by 190.6 billion yuan [1] Group 3: Deposit Data - As of the end of September, the total balance of domestic and foreign currency deposits in Shanghai was 23.84 trillion yuan, a year-on-year increase of 8.4%, with a decrease of 0.2 percentage points from the previous month [2] - The balance of RMB deposits was 22.54 trillion yuan, with a year-on-year growth of 8.2%, a decrease of 0.5 percentage points from the previous month [2] - The balance of foreign currency deposits was 182.3 billion USD, showing a year-on-year increase of 11%, which is an increase of 4 percentage points compared to the previous month [2] Group 4: Personal and Corporate Deposits - In the first three quarters, personal RMB deposits saw an increase in time deposits and large-denomination certificates of deposit by 288.8 billion yuan and 48.7 billion yuan, respectively, with both showing a year-on-year decrease [3] - Non-financial enterprises' RMB deposits increased in notice deposits, large-denomination certificates of deposit, and structured deposits by 143.7 billion yuan, 131.2 billion yuan, and 78.5 billion yuan, respectively, with significant year-on-year increases [3] - Time deposits and margin deposits for non-financial enterprises increased by 38.1 billion yuan and 13.6 billion yuan, respectively, but both showed year-on-year decreases [3]

Core Viewpoint - The People's Bank of China reported that as of the end of September, the total social financing stock exceeded 430 trillion yuan, indicating a substantial financial scale that meets the financing needs of the real economy, aligning with the shift from high-speed to high-quality economic development [1] Financial Metrics - As of September, M2 balance surpassed 330 trillion yuan, while the balance of RMB deposits exceeded 320 trillion yuan and loan balance exceeded 270 trillion yuan [1] - The average weighted interest rate for newly issued corporate loans and personal housing loans in September was approximately 3.1%, which is about 40 and 25 basis points lower than the same period last year, respectively [1] Economic Context - Current macroeconomic conditions are characterized by insufficient demand, low inflation, and low interest rates, with private sectors being more sensitive to interest rates [1] - The financial impact on the real economy will primarily occur through interest rate pathways, emphasizing the importance of understanding interest rate implications and the coordination between different market rates [1]

Core Insights - As of July 2025, the total RMB loan balance in Chongqing reached 62,556.6 billion yuan, marking an 8.1% year-on-year growth, which is 1.3 percentage points higher than the same period last year [1] Loan Growth by Sector - The balance of loans to enterprises and institutions in Chongqing was 39,511.7 billion yuan, with a year-on-year increase of 12.3%, which is 3.2 percentage points higher than last year [1] - Short-term loans and bill financing reached 9,354 billion yuan, growing by 18.4% year-on-year, a significant increase of 22.4 percentage points compared to the previous year [1] - Medium and long-term loans amounted to 27,527 billion yuan, with a year-on-year growth of 10.3% [1] Loan Utilization - Fixed asset loans totaled 19,608.1 billion yuan, reflecting a year-on-year increase of 9.1% [1] - Operating loans reached 11,789.7 billion yuan, with a year-on-year growth of 12.6% [1] Industry-Specific Loan Growth - Industrial medium and long-term loans stood at 4,362.7 billion yuan, growing by 17% year-on-year [2] - Service industry medium and long-term loans were 7,041.6 billion yuan, with a year-on-year increase of 15.5% [2] - Infrastructure medium and long-term loans reached 14,150.3 billion yuan, reflecting a 9.9% year-on-year growth [2] Inclusive Finance - The balance of inclusive micro-loans was 6,292.8 billion yuan, with a year-on-year growth of 8.4% [2] - Agricultural production and operation loans totaled 1,100.4 billion yuan, growing by 1.7% year-on-year [2] - Student loans reached 68.7 billion yuan, marking a significant year-on-year increase of 27.1% [2] Support for Technology Enterprises - Technology loans in Chongqing amounted to 7,888.1 billion yuan, reflecting a year-on-year growth of 9.8% [3] - Loans related to technology industries reached 6,292.9 billion yuan, with a year-on-year increase of 9.4% [3]

Group 1: Loan Data - As of the end of July, the total balance of loans in Shanghai reached 12.79 trillion yuan, with a year-on-year growth of 7.8%, a decrease of 0.6 percentage points from the previous month [1] - The balance of RMB loans was 12.21 trillion yuan, growing by 8.1% year-on-year, also down by 0.6 percentage points from the previous month [1] - Foreign currency loans amounted to 80.1 billion USD, with a year-on-year increase of 1.6%, a decline of 0.5 percentage points from the previous month [1] - In July, RMB loans decreased by 44.8 billion yuan, with a year-on-year reduction of 69 billion yuan [1] - Corporate loans decreased by 748 billion yuan, with short-term loans down by 34 billion yuan and medium to long-term loans down by 40.6 billion yuan [1] Group 2: Deposit Data - By the end of July, the total balance of deposits in Shanghai was 23.07 trillion yuan, with a year-on-year growth of 7.4%, a decrease of 0.1 percentage points from the previous month [2] - The balance of RMB deposits was 21.81 trillion yuan, growing by 7.3% year-on-year, an increase of 0.1 percentage points from the previous month [2] - Foreign currency deposits totaled 176.5 billion USD, with a year-on-year increase of 8.3%, a decline of 4.6 percentage points from the previous month [2] - In July, RMB deposits increased by 216.7 billion yuan, with a year-on-year increase of 42.8 billion yuan [2] - Household deposits decreased by 70.9 billion yuan, with a year-on-year reduction of 50.1 billion yuan [2] Group 3: Non-Financial Enterprises' Deposits - Large-denomination certificates of deposit, margin deposits, and structured deposits for non-financial enterprises increased by 38.2 billion yuan, 26.2 billion yuan, and 6.5 billion yuan respectively, with year-on-year increases of 22.5 billion yuan, 29.5 billion yuan, and 0.7 billion yuan [3] - Time deposits increased by 20.6 billion yuan, with a year-on-year decrease of 53.3 billion yuan [3] - Demand deposits and agreement deposits decreased by 105.1 billion yuan and 51.4 billion yuan respectively, with year-on-year decreases of 4.3 billion yuan and 32.5 billion yuan [3]

Core Insights - The People's Bank of China reported that as of the end of May, the total balance of domestic and foreign currency loans reached 270.2 trillion yuan, reflecting a year-on-year growth of 6.7% [1] - The balance of RMB loans at the end of May was 266.32 trillion yuan, with a year-on-year increase of 7.1% [1] Summary by Category - **Loan Balances** - Total domestic and foreign currency loan balance is 270.2 trillion yuan [1] - RMB loan balance stands at 266.32 trillion yuan [1] - **Year-on-Year Growth** - Domestic and foreign currency loans grew by 6.7% compared to the previous year [1] - RMB loans increased by 7.1% year-on-year [1]