Core Viewpoint - The National Financial Supervisory Administration has issued measures to enhance the integration of banking and insurance industries across the Taiwan Strait, supporting the development of a demonstration zone for cross-strait integration in Fujian [1][2]. Group 1: Promotion of Cross-Strait Banking and Insurance Integration - The measures include 16 policy initiatives aimed at enhancing the banking and insurance sectors' support for Fujian's role as a front-line area for Taiwan [1]. - Support is provided for Taiwanese insurance institutions to establish branches in Fujian and for Taiwanese banks and insurance companies to increase their capital [1][2]. Group 2: Improvement of Financial Services for Taiwanese Residents - Fujian's banking and insurance institutions are encouraged to optimize financial services for Taiwanese residents and enterprises, focusing on resource allocation to areas with significant Taiwanese economic activities [2]. - Financial support will prioritize major projects listed under cross-strait integration, particularly in sectors like electronics, machinery, and agriculture [2]. Group 3: Enhancement of Financial Service Experience for Taiwanese Residents - Banks in Fujian are encouraged to customize credit card services for Taiwanese residents and improve the efficiency of small credit card services [2]. - Taiwanese residents with housing qualifications will be able to access mortgage loans under the same conditions as local residents, addressing their housing needs [2]. Group 4: Strengthening Financial Regulation and Risk Management - The measures emphasize the importance of risk monitoring and prevention in financial services for Taiwanese residents and enterprises [3]. - Financial institutions are urged to conduct thorough risk assessments and maintain ongoing risk monitoring to ensure compliance and safety [3].

Core Viewpoint - The National Financial Regulatory Administration has issued measures to enhance the banking and insurance sectors' support for the integration and development of cross-strait relations, particularly focusing on Fujian Province as a demonstration area for this integration [1][1]. Group 1: Policy Measures - Sixteen policy measures have been proposed to support the construction of the cross-strait integration development demonstration zone and promote economic and trade integration between Fujian and Taiwan [1][1]. - Support is provided for qualified Taiwanese banks to establish legal entities and branches in Fujian, as well as to invest in local banks and trust companies [1][1]. - Fujian's insurance institutions are encouraged to develop innovative insurance products that cover responsibilities across the strait [1][1]. Group 2: Financial Support and Services - Fujian banks are urged to enhance support for the integration of industrial and supply chains between Fujian and Taiwan, prioritizing funding for major projects included in the integration development list [1][1]. - The initiative supports cooperation in key industries such as electronic information, machinery, and petrochemicals, while also facilitating the development of Taiwanese agriculture and fisheries in Fujian [1][1]. - Fujian banks will provide equal mortgage loan services to eligible Taiwanese residents for purchasing self-occupied properties, adhering to real estate regulation policies [1][1]. Group 3: Service Enhancement - There is a push for Fujian banks to promote convenient service methods, particularly addressing the financial service needs of residents in Kinmen and Matsu, aiding in the creation of a "same-city living circle" between Fuzhou and Matsu, as well as Xiamen and Kinmen [1][1].

Core Viewpoint - The National Financial Regulatory Administration has issued measures to support the financial integration between the mainland and Taiwan, particularly focusing on the development of financial services in Fujian province [1] Group 1: Financial Cooperation - The measures aim to promote the integration of banking and insurance sectors between the two regions [1] - Taiwanese banks that meet certain criteria will be supported to establish legal entities and branches in Fujian [1] - Taiwanese financial institutions are encouraged to invest in Fujian's banking and trust companies [1] Group 2: Resource Allocation and Innovation - Fujian banks are supported to reasonably allocate resources in collaboration with Taiwan, focusing on agency clearing, interbank business, and syndicate loan cooperation [1] - There is an emphasis on exploring more areas for financial exchange and cooperation between Fujian and Taiwan [1] - Fujian's insurance institutions are encouraged to develop innovative insurance products that cover liabilities across both regions [1]