转自：新华财经 当一缕阳光照耀在西南边陲的乌蒙大地，中信银行贵阳分行的金融活水正循着新时代西部大开发的战鼓 奔涌向前。这家扎根贵州的金融"国家队"成员，践行"金融为民"，将服务实体经济的初心浸润在黔山秀 水间。从科创企业的实验室到南明河畔的生态线，从苗寨村落的阡陌田垄到银发老人的智慧课堂，中信 银行贵阳分行正以科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章"为笔，在围 绕"四新"、主攻"四化"建设的画卷上，挥毫写下建设贵州美好未来的中信注脚。 科技金融：点燃创新发展新引擎 技术进步所产生的新产业、新业态将催生更多金融服务的新需求。中信银行贵阳分行始终坚持国家战略 发展导向，深入贯彻新发展理念，按照《中信银行做好金融"五篇大文章"的实施方案》，坚持把金融资 源投向经济社会发展重点领域和薄弱环节，有力推动地方新产业、新模式、新动能发展。 在贵阳高新区的科创走廊，代码与资本碰撞出璀璨火花。中信银行贵阳分行的综合融资服务成为科创企 业的成长"助推器"，截至2025年6月，18.84亿元科技金融贷款如星火落满大数据、新能源、高端装备制 造、生物科技等领域的72家企业，让核能装备的精密齿轮、生物医药的分子结 ...

Core Viewpoint - The article highlights the significant role of CITIC Bank's Jiaxing branch in supporting the high-quality development of the local private economy through enhanced financial services and innovative products. Group 1: Financial Support and Growth - The loan balance for private enterprises has exceeded 11.2 billion, with an increase of 1.18 billion compared to the beginning of the year, and the loan proportion has reached 25.4%, up by 0.64 percentage points [1] - CITIC Bank Jiaxing branch has established special leadership and working groups to enhance support for private enterprises, introducing various loan subsidy policies to stimulate growth [1] - The bank has implemented a "direct access" service mechanism to streamline approval processes, allowing quality enterprises to receive credit support more quickly [1] Group 2: Focus on Manufacturing and Specialized Enterprises - As of June 2025, the loan balance for private manufacturing enterprises reached 10.3 billion, increasing by 1.58 billion from the beginning of the year, with a loan proportion of 92.06% among private enterprises [2] - The bank has achieved deep coverage in the "specialized, refined, distinctive, and innovative" sector, with a service coverage rate exceeding 80% for local enterprises [2] - Innovative financing models such as equity pledges and accounts receivable pledges have been explored, with over 900 million in loans issued through these methods [2] Group 3: Innovative Products and Services - In 2024, CITIC Bank Jiaxing branch has disbursed 7 billion in funds to support the high-quality development of advanced manufacturing clusters [3] - The bank has successfully issued 150 million in technology innovation bonds to a leading fiberglass company, marking a breakthrough in non-listed private enterprise bond issuance [3] - Various online products such as "Xinyun" and "Small Business Instant Loan" have been introduced to provide flexible financing options for enterprises [3] Group 4: Future Commitment - The bank plans to continue its focus on the private economy, providing high-quality financial services to assist private enterprises in achieving sustainable and stable growth [4]

Core Viewpoint - The article emphasizes the acceleration of global technological innovation and the role of financial services in empowering this innovation to drive high-quality economic development [1] Group 1: Focus on Technological Financial Services - The Nanchang branch of CITIC Bank prioritizes technological finance, aligning with the central financial work conference's directives and establishing a special task force for technological finance [2] - The branch has developed a comprehensive technological financial service system, implementing a "1269" action plan tailored to the regional characteristics of Jiangxi province [2] - As of March 2025, the technological finance loan balance reached 16.478 billion yuan, an increase of 1.896 billion yuan from the end of 2024, reflecting a growth rate of 13% [2] Group 2: Addressing Challenges for Technology Enterprises - The Nanchang branch actively creates specialized services to address the challenges faced by technology enterprises, exemplified by its support for a copper-based new materials company during its IPO process [3] - The branch offers a comprehensive financial service plan tailored to the lifecycle of technology companies, enhancing liquidity for R&D, capacity expansion, and supply chain optimization [3] Group 3: Contribution to Regional Economic Development - CITIC Bank's Nanchang branch aims to build an integrated ecosystem for copper-based new materials, contributing to the development of a globally competitive technology industry cluster in Jiangxi [4] - The branch has implemented a full lifecycle service plan for technology enterprises, providing various financial products based on the different stages of enterprise development [5][6] - The bank has received an "excellent" rating in the 2024 Jiangxi Province technology credit quality assessment, highlighting its continuous innovation and commitment to national strategies [6]