公众责任险

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合规经营小课堂 ▏企业发生的保险费支出哪些可以税前扣除?
蓝色柳林财税室· 2025-07-28 01:31
Group 1 - The article discusses various types of insurance that companies can deduct from their taxable income, focusing on employee-related insurance and specific industry regulations [3][4][5][6][8]. - Companies can deduct basic social insurance contributions such as pension, medical, unemployment, work injury, maternity insurance, and housing provident fund for employees [3]. - Supplementary pension and medical insurance contributions are deductible up to 5% of the total employee wages [4]. - Special occupational safety insurance and business travel accident insurance for employees on official trips are also deductible [5][6]. Group 2 - Companies can deduct property insurance premiums and liability insurance premiums, such as employer liability and public liability insurance, from their taxable income [8]. - For banking institutions, the deposit insurance premiums calculated at a rate not exceeding 0.0016 are deductible [8]. - The article provides guidance on how to report deductible insurance premiums in tax forms [8].
平安保球员“腿” 京东保球迷“票”,苏超引爆保险“花活”
Hua Xia Shi Bao· 2025-07-11 10:19
Core Viewpoint - The "Su Super" league in Jiangsu Province has become a significant platform for insurance companies to enhance brand visibility and engage with younger demographics through sports marketing strategies [1][4][8] Group 1: Market Dynamics - Major insurance companies such as China Ping An, Xinhua Insurance, and China Life Insurance are actively participating in the "Su Super" league, leveraging the event to reshape their brand image and explore new market opportunities [1][4] - The league's popularity has created a competitive environment among financial institutions, aiming to capture the attention of a young and engaged audience [4][8] Group 2: Product Innovations - Insurance firms are developing tailored insurance products for the league, including comprehensive liability insurance and specialized coverage for athletes and spectators [2][3] - China Ping An introduced the "Golden Leg" insurance, providing over 44.6 million yuan in coverage for players, highlighting the trend of creating specific products for sports-related risks [2][3] Group 3: Challenges in Sports Insurance - The sports insurance market in China is still in its infancy, facing challenges such as insufficient risk assessment data and a lack of innovative products [6][8] - Experts emphasize the need for better data collection and risk evaluation models to enhance product offerings and market penetration [6][7] Group 4: Strategic Recommendations - Industry experts suggest that insurance companies should collaborate with sports organizations to create customized insurance solutions and improve service delivery [7][8] - There is a call for the establishment of a dynamic database for sports-related injuries and the development of a comprehensive risk assessment framework [7][8]
从6到21!“苏超”赞助商扩容
Jin Rong Shi Bao· 2025-06-24 09:10
Group 1 - The "Su Chao" football league in Jiangsu Province has gained significant popularity, with total online views exceeding 1 billion, attracting 21 sponsors from an initial 6, including well-known brands like Yili, JD.com, and Xiaomi [1] - Insurance companies are increasingly engaging with the "Su Chao" league, with China Ping An and Xinhua Insurance becoming official partners for the Nantong division, providing insurance products tailored for players and fans [2][3] - The insurance sector is leveraging the high visibility of sports events to enhance brand image and connect with younger demographics, while also addressing unique risks associated with sports events [4] Group 2 - The Chinese government has issued policies to support financial institutions' involvement in the sports industry, encouraging the development of diverse financial products and services tailored to sports events [4] - The participation of insurance companies in the "Su Chao" league is expected to create long-term value growth, as they can better understand the specific risks and insurance needs within the sports industry [4] - Local insurance provider Zijin Insurance has customized various insurance plans for the "Su Chao" league, ensuring comprehensive coverage for event organization, spectators, and staff [3][5]
“苏超”爆火,险企忙抢热度!保险如何成为体育产业的“护身符”
Bei Jing Shang Bao· 2025-06-22 12:44
Core Insights - The "Su Super" league in Jiangsu has gained significant popularity, with Nanjing team currently leading the league after a 4-0 victory over Changzhou team [1][3] - Various companies, including insurance firms, are capitalizing on the rising popularity of the league by seeking sponsorships and partnerships [1][3] Insurance Industry Involvement - Major insurance companies like China Ping An and Zijin Property Insurance have entered the "Su Super" league, providing comprehensive insurance coverage for players and spectators [3][4] - China Ping An has announced its role as the official partner for the Nantong division, offering a "Golden Leg" insurance policy for players, with a total coverage value exceeding 44.6 million yuan [3][4] - Zijin Property Insurance has tailored specific insurance products for the league, including event liability insurance and spectator accident insurance, ensuring comprehensive risk coverage [3][4] Market Potential and Challenges - The insurance sector sees the high traffic from sports events as an opportunity to reach younger and middle-aged consumers, enhancing brand recognition and market presence [4][5] - Despite the growth potential, domestic insurance companies face challenges in experience and product development compared to established international firms [5][6] Policy Support and Future Directions - Recent policies have recognized the importance of sports insurance, with the implementation of the Sports Law in January 2023 mandating insurance for athletes and events [6][7] - The government encourages insurance companies to innovate and develop more tailored insurance products for the sports industry, aiming to enhance risk management and coverage [6][7] Recommendations for Insurance Companies - Insurance firms are advised to integrate technology into sports insurance development and strengthen partnerships with sports organizations to enhance brand visibility [7] - There is a need to improve public awareness and acceptance of sports insurance, promoting a market-oriented approach to risk management in the sports sector [7]
“苏超”爆火背后的金融战:银行保险巨头争抢体育营销新赛道
Nan Fang Du Shi Bao· 2025-06-18 14:08
Core Insights - The "Su Super" league has gained immense popularity, attracting significant attention from financial institutions looking to capitalize on the emerging sports marketing opportunities [2][10] - Jiangsu Bank and Zijin Insurance have successfully leveraged the league for brand exposure and innovative financial services, while China Ping An has also expressed interest in providing comprehensive insurance solutions for participants and fans [1][4][10] Group 1: Event Overview - "Su Super" is a provincial-level football league in Jiangsu, featuring teams from 13 cities and a total of 516 participants, including professional players and amateurs [2] - The league has achieved over 1 billion views on social media, with live broadcasts reaching peak online audiences [2] Group 2: Financial Institutions' Involvement - Financial institutions are engaging in "borrowed interest" marketing strategies, integrating their products and services into the context of the popular "Su Super" league [5] - The Chinese government has supported financial institutions' involvement in the sports industry through policies aimed at enhancing financial products and services for sports development [6] Group 3: Benefits to Financial Institutions - The entry of financial institutions into the sports sector provides new opportunities for brand promotion and business expansion, particularly among young and middle-aged consumers [7] - Financial support from these institutions can drive the development of sports infrastructure, event operations, and overall marketization of the sports industry [8] Group 4: Challenges and Considerations - Experts caution that the influx of financial institutions into sports marketing must be managed carefully to avoid issues such as over-commercialization and service delivery challenges [9] - Sustainable engagement with the sports sector requires a focus on long-term value and risk management to ensure mutual benefits for both financial institutions and the sports industry [10][11]
“苏超”战火再燃!“金融+体育”有啥魔力
Jin Rong Shi Bao· 2025-06-16 10:41
Group 1 - The Jiangsu Provincial Urban Football League, referred to as "Su Super," has gained significant popularity, with a recent match attracting 26,018 spectators [1] - The match between Nanjing and Huai'an ended in a 1:1 draw, and the current top three teams are Nantong, Yancheng, and Nanjing [1][2] - The league has seen over 17 million online viewers across six matches, indicating a strong public interest [2] Group 2 - Zijin Insurance, the official insurance provider for "Su Super," has experienced unexpected traffic due to the league's popularity, highlighting the synergy between insurance and sports [4] - The insurance company has tailored specific coverage plans for the league, including event liability insurance and accident insurance for staff and spectators, ensuring the safety and smooth operation of the events [4][5] - The integration of insurance into sports is seen as a necessary trend, providing financial support and risk management, which are crucial for the sustainable development of the sports industry [4][5] Group 3 - The insurance sector is exploring various pathways to support sports development, including precise risk coverage and capital infusion, which align well with the cyclical nature of the sports industry [5] - Insurance can create a positive cycle in the sports ecosystem by linking resources across the industry, enhancing investment and consumer engagement [5] - There is potential for cross-industry integration, such as combining sports insurance with healthcare services to offer comprehensive support for athletes [6] Group 4 - Major insurance companies in China, such as China Life and China Ping An, have been actively involved in providing insurance for significant sports events, showcasing the industry's commitment to sports [7] - Examples include tailored insurance products for the Beijing Winter Olympics and long-term sponsorships in basketball and women's football, demonstrating the industry's role in promoting sports culture and supporting athletes [7]
中国太保专业护航西博会,提供全周期风险管理服务
Xin Hua Cai Jing· 2025-05-26 07:06
Group 1 - The 20th China Western International Expo (West Expo) commenced in Chengdu, with China Pacific Insurance (CPIC) providing comprehensive insurance services, including public liability insurance and safety production liability insurance for exhibitors [1] - CPIC has invested over 80 billion yuan in Sichuan province, actively participating in major provincial projects and launching a specialized insurance product for Alzheimer's disease [1] - A dedicated risk service team was established by CPIC in Sichuan to ensure safety during the West Expo, integrating with the event's safety management system and providing risk services throughout the event's lifecycle [1] Group 2 - The theme of this year's West Expo is "Deepening Reform to Increase Momentum, Expanding Opening Up to Promote Development," featuring innovative exhibition areas focused on cutting-edge technologies like artificial intelligence and low-altitude economy [2] - CPIC has developed a specialized technology insurance service system, with insurance coverage exceeding 110 trillion yuan and technology investments surpassing 100 billion yuan, supporting various industries [2] - Interactive experience projects at CPIC's exhibition area attracted significant audience engagement, including smart travel experiences and VR simulations of safety incidents [2]