政策性农业保险

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从首张保单到为全域提供风险保障
Jin Rong Shi Bao· 2025-09-02 04:54
Core Viewpoint - The establishment and growth of China People's Insurance Company (CPIC) in Tibet over the past 30 years have significantly contributed to the development of the local insurance industry and provided essential support for the region's economic and social progress [1][2]. Group 1: Historical Development - CPIC's Tibet branch was established in 1987 with an initial investment of 3 million yuan and 14 employees, marking the beginning of insurance services in the region [1]. - From issuing the first cargo transportation insurance policy in Tibet to now offering over 100 insurance products across various sectors, CPIC has expanded its network to 89 branches and 686 service stations by the end of 2024 [2]. Group 2: Social Responsibility and Community Engagement - CPIC has actively engaged in community service, sending 8 teams annually to rural areas since 2011, with a total investment of nearly 100 million yuan [3]. - The company has introduced innovative insurance products, such as the "poverty alleviation income insurance," benefiting 75,000 individuals at risk of falling back into poverty [4]. Group 3: Economic Contributions - CPIC has provided risk coverage of 188 billion yuan for 284 key construction projects, including the Sichuan-Tibet Railway and clean energy development [5]. - The company has also supported the agricultural sector with 564 billion yuan in risk coverage, directly compensating 1.36 billion yuan to 694,000 farming households [6]. Group 4: Disaster Response and Emergency Support - Following the 6.8 magnitude earthquake in Dingri County in January 2025, CPIC quickly mobilized resources, providing 230,000 yuan worth of emergency supplies and insurance coverage of 190 million yuan for disaster recovery efforts [7]. - The company has demonstrated a rapid response capability, completing insurance claims for the earthquake within 10 days, totaling 173 million yuan in payouts [6].
北京开辟农业保险赔付绿色通道
Yang Shi Xin Wen Ke Hu Duan· 2025-07-28 05:11
Group 1 - The Beijing Municipal Agricultural and Rural Bureau has initiated emergency response procedures due to the impact of rainfall on agricultural production [3][4] - Agricultural experts have been dispatched to guide recovery efforts in areas such as Miyun, with a focus on timely distribution of disaster relief seeds and drainage work [3][4] - A green channel for agricultural insurance claims has been established, allowing for expedited processing and compensation within 24 hours of reporting [3][4] Group 2 - The city has prepared 112,500 kilograms of disaster relief seeds and over 50,000 pieces of animal epidemic prevention materials, along with 1,266 sets of drainage equipment [3][4] - Farmers are advised to monitor weather alerts closely and take necessary precautions against potential geological disasters and flooding [3][4] - Policy-based agricultural insurance providers have activated emergency response mechanisms, simplifying the claims process for quick compensation [4]
人保财险内蒙古分公司已支付暴雨灾害涉农理赔款超百万
Zhong Guo Jin Rong Xin Xi Wang· 2025-07-21 12:06
为解决受灾农户燃眉之急,最大限度减少灾害损失对群众生产生活的影响,截至7月16日,针对巴彦淖 尔市受灾相对严重的麒麟西瓜种植户,先行支付灾害预赔款100万。同时,包头部分政策性农业保险赔 款也已精准支付到受灾农户手中,其他案件也在抓紧推进赔付过程中。 人保财险内蒙古分公司快速落实多项应急服务举措,第一时间组织人员赶赴受灾现场,并积极参与灾害 救援;开通重大自然灾害理赔绿色通道。简化本次灾害理赔流程,开通客户服务绿色通道,确保报案专 线全天畅通;提供在线报案服务,为客户畅通中国人保App、微信公众号、拇指理赔小程序等在线报案 渠道;同时,减免相关单证材料,为客户提供快速理赔服务。全面提供"7*24小时"保险理赔咨询服务。 建立与客户信息沟通机制,安排专人对接,保证客户理赔咨询服务渠道畅通,积极做好客户服务响应。 积极排查承保情况,多渠道获取灾害情况、损失情况,主动与地方政府协调配合,全力协助做好人员救 治和慰问工作。立即做好预付、赔付准备,快速推进理赔服务处理进度。 转自:新华财经 人保财险内蒙古分公司表示,将持续密切关注灾情进展,调配充足资源,全力以赴做好后续查勘定损和 赔款支付工作,确保应赔尽赔、快赔早赔, ...
国任保险山东分公司党委开展“党建引领聚合力,携手共进促发展”共建活动
Qi Lu Wan Bao· 2025-07-03 12:56
Group 1 - The core viewpoint of the articles emphasizes the integration of party building and business development to promote rural revitalization through a collaborative initiative between Guoren Insurance Shandong Branch and the Nanjiao Town Party Committee [1][2] - The event focused on the deep integration of "party building and business," exploring high-quality development driven by effective party leadership [1] - The initiative included a field study of Han Jia Wo Village, recognized as a "National Civilized Village and Town," showcasing innovative practices in rural governance empowered by distinctive party building [1] Group 2 - Guoren Insurance Shandong Branch plans to leverage its industry advantages to enhance its "Protecting Life, Guoren Responsibility" party building brand, focusing on risk protection needs in rural specialty industries [2] - The collaboration aims to establish a long-term cooperative mechanism characterized by resource sharing, complementary advantages, and mutual development [2] - Future efforts will focus on transforming organizational vitality into development momentum, effectively converting political and organizational advantages into practical benefits for local economies and rural revitalization [2]
北京4月极端大风农业定损金额最终超千万元,已全部赔付完毕
Xin Jing Bao· 2025-05-28 11:28
Core Viewpoint - Beijing has revised its policy agricultural insurance terms for 2025, enhancing coverage, optimizing rates, and strengthening supervision to support the agricultural insurance sector in the city [1][7]. Group 1: Insurance Coverage - The revised terms introduce a total of 48 insurance types, including 30 for crop production (grains, vegetables, fruits), 13 for livestock (dairy cows, sows, aquaculture, poultry, beekeeping), and 4 for agricultural property (greenhouses, fruit trees, machinery) [2][4]. - The insurance covers risks such as hail, strong winds, heavy rain, severe drought, animal diseases, and accidents [2]. Group 2: Financial Impact - From 2007 to 2024, the total premium income from policy agricultural insurance in Beijing reached 9.34 billion yuan, with total insurance coverage amounting to 210.41 billion yuan [2]. - The number of insured entities reached 2.399 million, with total compensation payments of 7.72 billion yuan benefiting 1.842 million households, resulting in a simple compensation rate of 82.7% [2]. Group 3: New Insurance Options - The revision includes new insurance options for staple crops like wheat, corn, rice, and soybeans, allowing farmers to choose between traditional crop insurance, full cost insurance, and income insurance [3]. - For example, the new corn full cost insurance offers a coverage of 950 yuan per mu, doubling the previous coverage of 550 yuan for traditional corn planting insurance [3]. Group 4: Claims Process Improvements - The revised terms clarify claims requirements, enhancing the accuracy of certain weather index insurances and establishing a 24-hour response time for claims [5]. - The threshold for compensation for vegetable frost damage has been adjusted from a 50% loss requirement to a calculation based on actual losses [5]. Group 5: Accessibility and Support - All 13 agricultural districts in Beijing will benefit from standardized and unified insurance policies, allowing farmers to choose from basic, full cost, or income insurance based on their needs [6]. - The city has selected six insurance companies to provide policy agricultural insurance, emphasizing rapid response and claims processing in the event of disasters [6].