兴农产业贷
Search documents
兴化:“同心护航”赋能民营经济高质量发展
Xin Hua Ri Bao· 2025-12-03 21:37
Core Viewpoint - The Xinhua Municipal United Front Work Department has developed an innovative "Same Heart Escort" service model to address the full-cycle needs of private enterprises, enhancing the implementation of policies that benefit businesses and contributing to high-quality economic development in the city [1][2]. Group 1: Service Model and Mechanisms - The "Same Heart Escort" service model includes a closed-loop process of "direct appeal—joint consultation—result feedback—service evaluation" to effectively resolve enterprise development challenges [1]. - A "graded consultation and time-limited resolution" mechanism has been established, resulting in the coordination and resolution of 129 issues related to land use, labor, and financing through regular cross-departmental meetings [2]. - The introduction of a dual feedback and dynamic tracking mechanism ensures timely updates to enterprises on progress and informs departments about service effectiveness [2]. Group 2: Financial Support and Legal Assistance - Financial products such as "Xinglong Easy Loan" and "Xingnong Industry Loan" have been launched to meet the financing needs of young entrepreneurs, with over 17 financial institutions visiting more than 17,500 enterprises and total credit exceeding 10 billion [2]. - The establishment of a commercial dispute mediation studio has created a green channel for rights protection, enhancing enterprises' legal risk prevention capabilities [2]. Group 3: Evaluation and Improvement of Services - An innovative dual evaluation mechanism has been implemented, combining online and offline quantitative scoring to improve service quality based on enterprise feedback and inter-departmental evaluations [3]. - The average approval time for industrial projects has been reduced by over 60% through the comprehensive implementation of the "batch supply and construction integration" reform [3]. - The "First Service, Then Law Enforcement" model has been adopted, allowing for leniency in minor violations related to enterprises, reflecting a more supportive regulatory environment [3]. Group 4: Future Development and Talent Support - The Xinhua Municipal United Front Work Department aims to continue enhancing the "Same Heart Escort" brand by improving cross-departmental coordination and optimizing the rapid response mechanism for enterprise appeals [3]. - There is a focus on cultivating young entrepreneurs and strengthening the team of representatives from the private economy to support sustainable development [3].
千万信贷“撬动”蟹经济,兴化大闸蟹“爬”上云端
Xin Hua Ri Bao· 2025-11-21 07:07
Core Viewpoint - The article highlights the thriving sales season of Xinghua hairy crabs, showcasing the efficient and standardized production and distribution processes that contribute to the industry's growth and brand influence [1][2]. Group 1: Industry Overview - The production process of Xinghua hairy crabs involves self-cultivation and large-scale procurement, with an annual sales revenue reaching 50 million yuan, of which 30% comes from e-commerce channels [1]. - The use of live streaming for sales has proven effective, with a single event achieving sales exceeding 200,000 yuan, thereby expanding market reach and enhancing brand recognition [1]. Group 2: Financial Support - Xinghua Rural Commercial Bank's Anfeng branch provides significant financial support, offering a credit line of 10 million yuan under the "Xingnong Industry Loan" program, aimed at meeting the funding needs across the entire supply chain [2]. - The loan product is designed to alleviate financing difficulties for farmers and includes flexible collateral options, with interest rates as low as LPR minus 20 basis points [2]. Group 3: Impact on Local Economy - The financial backing from the bank not only supports the core industry but also benefits upstream and downstream stakeholders, including crab farmers, packaging companies, and logistics providers, creating a positive cycle of growth [2][3]. - The initiative aligns with the mission of rural commercial banks to support local特色产业, contributing to rural revitalization and increasing farmers' income [2].
握紧信用“金钥匙” 解锁乡村发展新动能
Jin Rong Shi Bao· 2025-10-22 02:10
Core Viewpoint - The news highlights the efforts of the People's Bank of China Jiangsu Branch in promoting rural credit systems to support agricultural development and rural revitalization, showcasing successful case studies of financial support for local agricultural cooperatives and farmers [1][2][3]. Group 1: Financial Support Initiatives - Jiangnan Rural Commercial Bank provided a loan of 1.2 million yuan to the Xin Nan Grape Cooperative, enabling improvements in greenhouse facilities and the introduction of new seedlings [1]. - The Jiangsu Branch of the People's Bank of China has implemented a rural credit system that includes a comprehensive credit evaluation mechanism, facilitating the issuance of various credit products such as "Crawfish Loans" and "Grain Loans" [3][4]. Group 2: Credit System Development - The Jiangsu Branch has led the development of a rural credit system through collaboration with government departments, focusing on credit user and village evaluations, resulting in a well-coordinated work structure across the province [2][5]. - By the end of September 2025, Jiangsu Province had awarded credit town status to 423 towns and credit village status to 8,562 villages, with credit evaluations covering over 12.5 million farmers [7]. Group 3: Technological Integration - The establishment of a rural economic entity information management system has allowed for the integration of various agricultural data, enhancing the efficiency of credit evaluations and loan approvals [3][4]. - The introduction of mobile platforms for credit services has improved access to financing for farmers, demonstrating the effective use of technology in rural financial services [4][6]. Group 4: Community Engagement and Education - The Jiangsu Branch has initiated various community engagement activities to promote credit awareness, including workshops and exhibitions, reaching over 21,700 individuals [6]. - The integration of credit evaluation into local governance has fostered a culture of trust and accountability among agricultural stakeholders [6].
深化信用体系建设 践行乡村振兴战略
Xin Hua Ri Bao· 2025-06-13 00:15
Core Viewpoint - The company emphasizes the importance of building a credit system to support rural revitalization and promote inclusive finance, focusing on enhancing financial services for the real economy [1]. Group 1: Credit System Construction - Since 2022, the company has developed targeted credit products like "Grain Farmer Loan" and "Crab Farmer Connection" to support food security and key rural industries [2]. - In 2024, the company plans to enhance the coverage and adaptability of rural inclusive finance by collaborating with local government agencies to build an industry credit system based on credit information from upstream and downstream enterprises [2]. Group 2: Innovation in Financial Products - The company has created over ten multi-dimensional credit scoring models for agricultural entities, facilitating precise credit assessments based on various operational and credit conditions [3]. - New financial products such as "Xingnong E-loan" and "Xingnong Industry Loan" have been introduced to address the needs of modern agricultural operators and ensure financial support for farmers [3]. Group 3: Policy Support for Agriculture - The company employs various monetary policy tools to increase and reduce the cost of inclusive loans for agriculture, addressing the uncertainties in the agricultural sector [4]. - Collaborative efforts with local governments and insurance companies have led to risk-sharing mechanisms that significantly lower financing costs for agricultural entities [4]. - The company is committed to long-term efforts in building a robust credit system to contribute to rural revitalization and agricultural modernization [4].