Core Viewpoint - The article highlights the thriving sales season of Xinghua hairy crabs, showcasing the efficient and standardized production and distribution processes that contribute to the industry's growth and brand influence [1][2]. Group 1: Industry Overview - The production process of Xinghua hairy crabs involves self-cultivation and large-scale procurement, with an annual sales revenue reaching 50 million yuan, of which 30% comes from e-commerce channels [1]. - The use of live streaming for sales has proven effective, with a single event achieving sales exceeding 200,000 yuan, thereby expanding market reach and enhancing brand recognition [1]. Group 2: Financial Support - Xinghua Rural Commercial Bank's Anfeng branch provides significant financial support, offering a credit line of 10 million yuan under the "Xingnong Industry Loan" program, aimed at meeting the funding needs across the entire supply chain [2]. - The loan product is designed to alleviate financing difficulties for farmers and includes flexible collateral options, with interest rates as low as LPR minus 20 basis points [2]. Group 3: Impact on Local Economy - The financial backing from the bank not only supports the core industry but also benefits upstream and downstream stakeholders, including crab farmers, packaging companies, and logistics providers, creating a positive cycle of growth [2][3]. - The initiative aligns with the mission of rural commercial banks to support local特色产业, contributing to rural revitalization and increasing farmers' income [2].

Core Viewpoint - The news highlights the efforts of the People's Bank of China Jiangsu Branch in promoting rural credit systems to support agricultural development and rural revitalization, showcasing successful case studies of financial support for local agricultural cooperatives and farmers [1][2][3]. Group 1: Financial Support Initiatives - Jiangnan Rural Commercial Bank provided a loan of 1.2 million yuan to the Xin Nan Grape Cooperative, enabling improvements in greenhouse facilities and the introduction of new seedlings [1]. - The Jiangsu Branch of the People's Bank of China has implemented a rural credit system that includes a comprehensive credit evaluation mechanism, facilitating the issuance of various credit products such as "Crawfish Loans" and "Grain Loans" [3][4]. Group 2: Credit System Development - The Jiangsu Branch has led the development of a rural credit system through collaboration with government departments, focusing on credit user and village evaluations, resulting in a well-coordinated work structure across the province [2][5]. - By the end of September 2025, Jiangsu Province had awarded credit town status to 423 towns and credit village status to 8,562 villages, with credit evaluations covering over 12.5 million farmers [7]. Group 3: Technological Integration - The establishment of a rural economic entity information management system has allowed for the integration of various agricultural data, enhancing the efficiency of credit evaluations and loan approvals [3][4]. - The introduction of mobile platforms for credit services has improved access to financing for farmers, demonstrating the effective use of technology in rural financial services [4][6]. Group 4: Community Engagement and Education - The Jiangsu Branch has initiated various community engagement activities to promote credit awareness, including workshops and exhibitions, reaching over 21,700 individuals [6]. - The integration of credit evaluation into local governance has fostered a culture of trust and accountability among agricultural stakeholders [6].

Core Viewpoint - The company emphasizes the importance of building a credit system to support rural revitalization and promote inclusive finance, focusing on enhancing financial services for the real economy [1]. Group 1: Credit System Construction - Since 2022, the company has developed targeted credit products like "Grain Farmer Loan" and "Crab Farmer Connection" to support food security and key rural industries [2]. - In 2024, the company plans to enhance the coverage and adaptability of rural inclusive finance by collaborating with local government agencies to build an industry credit system based on credit information from upstream and downstream enterprises [2]. Group 2: Innovation in Financial Products - The company has created over ten multi-dimensional credit scoring models for agricultural entities, facilitating precise credit assessments based on various operational and credit conditions [3]. - New financial products such as "Xingnong E-loan" and "Xingnong Industry Loan" have been introduced to address the needs of modern agricultural operators and ensure financial support for farmers [3]. Group 3: Policy Support for Agriculture - The company employs various monetary policy tools to increase and reduce the cost of inclusive loans for agriculture, addressing the uncertainties in the agricultural sector [4]. - Collaborative efforts with local governments and insurance companies have led to risk-sharing mechanisms that significantly lower financing costs for agricultural entities [4]. - The company is committed to long-term efforts in building a robust credit system to contribute to rural revitalization and agricultural modernization [4].