Core Viewpoint - The People's Bank of China in Xingan League is actively promoting financial technology to enhance financial services in rural areas, particularly supporting agriculture and livestock development, thereby contributing to rural revitalization [1][2]. Group 1: Financial Technology Implementation - The Xingan League's banks are building an online service matrix and improving offline service networks to increase accessibility for farmers, allowing them to enjoy efficient financial services without leaving their villages [2]. - The Industrial and Commercial Bank of China (ICBC) in Xingan League has promoted the "Xingnongtong" app, which integrates village management, agricultural product information, and financial services, with 22,945 new users and approximately 6,000 personal clients served by August 2025 [2]. - The Postal Savings Bank of China has established a fully online credit system, reducing approval times to under 10 minutes and increasing efficiency by over 90% [2]. Group 2: Credit Innovation and Support - The People's Bank of China in Xingan League is advancing the "Financial Technology Empowering Rural Revitalization Demonstration Project," guiding financial institutions to innovate credit products tailored to local agricultural and livestock industries using advanced technologies [3]. - Agricultural Bank of China has launched several online credit products, including "Grain Storage Loan" with a total of 60.55 million yuan and "Huinong e-loan" with 16.246 billion yuan, benefiting over 60,000 farmers [3]. - The Bank of China in Ulanhot has established a high-standard farmland construction supervision platform, providing over 30 million yuan in loans for key projects [4]. Group 3: Risk Management and Service Efficiency - The People's Bank of China in Xingan League is guiding financial institutions to optimize risk control systems and expand service scenarios through technology, enhancing service efficiency [4]. - The Postal Savings Bank has implemented remote video loan inspections, improving inspection efficiency by over 50%, and utilized satellite remote sensing for accurate pre-loan investigations, increasing accuracy by over 30% [4]. - Various banks are exploring new paths for integrating financial services with rural life, such as the "Weican Tong" system in schools benefiting over 10,000 students [4]. Group 4: Agricultural Support and Consumer Activation - By August 2025, the total online loan products for agriculture in Xingan League exceeded 20 billion yuan, serving over 100,000 farmers and new agricultural operators [5]. - The Inner Mongolia Bank collaborated with Meituan to launch the "Food Enjoyment Plan," activating rural consumption with 1,890 orders redeemed [5]. - Financial technology initiatives have made rural financial services in Xingan League more efficient and accessible, enhancing the overall service experience for farmers [5].

Group 1 - The core viewpoint of the articles emphasizes the commitment of the Industrial and Commercial Bank of China (ICBC) Yulin Branch to promote inclusive finance, particularly focusing on supporting private small and micro enterprises and rural revitalization, thereby injecting strong financial momentum into regional economic development [1][2][3] Group 2 - The bank has implemented a targeted approach to ensure that loans for inclusive small and micro enterprises and agricultural sectors are prioritized, with a reported increase of nearly 600 million yuan in inclusive small and micro enterprise loans and nearly 700 million yuan in agricultural loans by June 2025 [1] - The bank has established 12 rural inclusive financial service points under the "Xingnongtong" brand, successfully attracting over 30,000 customers through its app, which extends financial services to rural areas [2] - Innovative financial products such as "Chain Transaction e-loan" and "Standard Warehouse Receipt Loan" have been developed to address the financing needs of different customer segments, with over 70 million yuan disbursed under the "Standard Warehouse Receipt Loan" project by June 2025 [3]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Beihai Branch is actively enhancing payment services to create a safe, efficient, and inclusive financial ecosystem, focusing on financial education, community service, and technological empowerment since 2025 [1][2]. Group 1: Financial Education and Security - ICBC Beihai Branch has established a comprehensive financial education network, combining online and offline methods to promote financial knowledge directly to the public [1]. - The branch has set up regular education points in various locations, including communities and rural areas, to disseminate practical knowledge on deposit insurance, fraud prevention, and counterfeit currency identification [1]. - A themed publicity event was organized in collaboration with law enforcement on May 15, 2025, reaching over 2,000 individuals to enhance public awareness of fraud prevention [1]. Group 2: Community Service and Accessibility - The branch has formed mobile service teams to bring banking services directly to communities, particularly targeting new citizens, the elderly, and rural residents [2]. - In May 2025, the bank conducted 18 on-site service events, facilitating nearly 2,000 transactions, including debit card openings and pension account setups, while addressing community concerns [2]. - This "zero-distance" service model has received positive feedback from the public, highlighting the convenience of banking services being brought closer to home [2]. Group 3: Digital Service Integration - ICBC Beihai Branch is promoting the "Happiness Life Version" of its mobile banking app, which includes features tailored for elderly users, such as smart customer service and voice assistance [2]. - The bank is also recommending quick payment services like "payment codes" to small businesses, expanding the reach of its convenience measures [2]. - Future plans include further innovation in payment services, focusing on public needs and regional development to enhance the quality and efficiency of payment services [2].

转自：新华财经 工行玉林分行大力拓展普惠金融业务，不断提升普惠金融产品体验和服务效能，有效满足普惠客户的多 样化融资需求，积极培育小微企业金融市场，帮助小微企业解决融资难问题，助力小微企业成长。截至 2025年4月末，该行普惠贷款发放近18亿元。 加强政银企对接交流。2025年4月，工行玉林分行与玉林市委统战部深化战略合作暨"工商联 工商行"服 务品牌2.0发布会召开，以此为契机，搭建金融支持政策宣导、"政银企"对接交流、金融服务宣传"三大 平台"，该行在会上对普惠金融新产品及融资政策进行宣传推介，表示将在资源倾斜、精准服务、金融 创新等方面持续加大对民营企业的支持力度。该行营销团队现场为各参会企业人员进行政策解答，并进 行融资交流互动，现场反响热烈。 金融服务下沉乡村。该行致力于推进乡村金融服务机制化和常态化，充分发挥营销资源对业务发展的推 动作用，在福绵、茂林、容县、北流、陆川、博白等村镇区域布设12家"兴农通"农村普惠金融服务点， 以"外拓营销＋村委合伙人共建"为推动模式，利用"兴农通"产品具有的民生服务、普惠服务、政务服务 和代理服务等特色功能，为农户提供便捷的小额贷款融资服务，进一步加快工行普惠金融 ...