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工商银行宿迁分行党建领航铸根魂 服务发展谱新篇
Jiang Nan Shi Bao· 2025-07-01 04:03
Core Viewpoint - The core viewpoint emphasizes the importance of Party leadership in driving the high-quality development of the financial sector in Suqian, highlighting the integration of Party building with business operations to enhance overall effectiveness [1][5]. Group 1: Party Building and Leadership - The Suqian branch of Industrial and Commercial Bank of China (ICBC) prioritizes high-quality Party building as a foundation for high-quality development, focusing on theoretical learning and practical application of Party principles [2][3]. - The branch implements a dual-responsibility system for Party leadership, ensuring that Party building is integrated with business planning and evaluation [3][4]. - The branch conducts regular educational activities to reinforce discipline and ethical behavior among employees, utilizing various platforms for ongoing education and awareness [4][9]. Group 2: Financial Services and Economic Support - The ICBC Suqian branch actively supports local economic development by optimizing financial services and expanding financial supply, aligning with regional development goals [5][6]. - As of May 2025, the branch has issued 26 project loans totaling 2.325 billion yuan, with a 3.14% increase in project loans compared to the beginning of the year [6]. - The branch has established a marketing mechanism for major projects and has formed specialized teams to enhance project quality and efficiency [6]. Group 3: Focus on Innovation and Green Finance - The branch has strengthened its focus on specialized and innovative enterprises, with 72 specialized enterprises receiving loans totaling 929 million yuan, reflecting a growth of 3.23% in the number of accounts [7]. - The branch has prioritized green finance, with a green loan balance of 22.491 billion yuan as of May 2025, marking an increase of 3.498 billion yuan [7]. Group 4: Customer-Centric Initiatives - The ICBC Suqian branch has developed the "Xingnongtong" mobile app to support rural revitalization, providing various financial services and attracting over 7,164 new customers [9][10]. - The branch has launched the "Regional e-loan" product to enhance accessibility and efficiency in loan approvals, achieving a balance of 14.16 billion yuan in inclusive loans [10]. Group 5: Community Engagement and Social Responsibility - The branch has signed a strategic cooperation agreement with the Suqian Civil Affairs Bureau to enhance elderly care services, including financial support and community engagement initiatives [10][11]. - Regular volunteer activities are organized to provide services and financial education to the elderly, enhancing their overall well-being [11].
工行玉林分行细化金融服务 助力小微外贸企业扬帆“出海”
Zhong Guo Jin Rong Xin Xi Wang· 2025-04-29 07:30
Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively promoting the integration of inclusive finance with the development of small and micro foreign trade enterprises, addressing financing difficulties and costs, and supporting these enterprises in facing international trade challenges [1][2]. Group 1: Financial Support Initiatives - As of March 2025, ICBC Yulin Branch has issued inclusive loans totaling over 120 million yuan to small and micro foreign trade enterprises, facilitating their international expansion [1]. - The bank has implemented a coordinated work mechanism to support financing for small micro enterprises, promptly addressing their financing needs by deploying marketing teams to visit industrial parks and markets [2]. - ICBC Yulin Branch has introduced innovative financial products such as "Cross-border Loan," "New Generation Business Quick Loan," and "Regional E-Loan" to meet the diverse financing needs of enterprises [2]. Group 2: Loan Renewal and Cost Reduction - The bank has effectively communicated loan renewal policies to small micro foreign trade enterprises, ensuring that businesses facing operational difficulties are not subject to loan withdrawals or reductions [3]. - ICBC Yulin Branch has provided maximum interest rate discounts for struggling small micro enterprises, thereby reducing their financing costs and ensuring continuous financial support [3]. - The bank strictly adheres to service fee regulations to prevent any disguised increase in financing costs, helping enterprises alleviate their financial burdens [3].