渭南市潼关县潼关肉夹馍以其"饼酥肉香、肥而不腻、瘦而不柴"特点和"热馍凉肉"工艺而美名远扬， 2011年被列入"陕西省非物质文化遗产保护名录"，成为"舌尖上的非遗"。近年来，中国人民银行陕西省 分行围绕"一县一业一品"开展"金融上链"行动，指导中国人民银行渭南市分行打造特色产业与普惠金融 深度融合新范式。截至目前，渭南市银行业金融机构向潼关肉夹馍产业累计投放贷款9400万元，为潼关 肉夹馍从"小店小吃"转变为富民强县"大产业"提供助力。 老字号肉夹馍惠及"大民生" 为了让这份传统风味实现从文化符号到产业标杆的跨越，潼关县政府从产业发展的核心需求出发，围绕 多个领域出台专项举措：在政策层面，注册潼关肉夹馍国家地理标志商标，推行原产地溯源二维码，提 升行业标准；在资金层面，为潼关籍创业者提供小额担保贴息贷款和创业补贴，支持金融机构开发"肉 馍贷"；在人才层面，成立潼关小吃创业孵化基地，聘请国内专家学者把脉赋能；在创新层面，研发出 肉夹馍速冻饼自动生产线，推动肉夹馍产业驶入快车道；在宣传推广层面，组织肉夹馍生产企业参加烹 饪大赛、世博会、消博会、丝博会等各类大型展会，使肉夹馍成为鲜亮的地域文化符号；在设施层面， 申 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Beihai Branch is enhancing its financial services for private enterprises, focusing on diversified financial needs and increasing credit support to stimulate regional economic development [1][2][3] Group 1: Financial Support and Growth - As of August 2025, the loan balance for private enterprises at ICBC Beihai Branch increased by over 280 million yuan, with a growth rate exceeding 20% [1] - The branch's inclusive loan balance rose by over 350 million yuan, achieving a remarkable growth rate of 42.8% [1] Group 2: Service Optimization and Digital Transformation - ICBC Beihai Branch is building a collaborative service network with a focus on "professional teams + grassroots outlets," ensuring comprehensive coverage of inclusive financial services across 16 outlets [1] - The bank is promoting digital transformation by developing an online product system that includes "Quick Business Loans + Digital Supply Chain + Specialty Scene Financing," targeting local enterprises with customized financial solutions [1] Group 3: Supporting Industry Upgrades and Cost Reduction - The branch is actively supporting key industry projects, such as integrated forestry and paper projects and ultra-white glass production lines for the solar industry, by providing project loans [2] - ICBC Beihai Branch has established a mechanism for regular assessment of enterprise financing needs, utilizing tools like "no repayment renewal loans" to alleviate temporary cash flow pressures for small and micro enterprises [2] Group 4: Enhanced Engagement and Customized Solutions - The bank is conducting a "thousand enterprises, ten thousand households" outreach initiative to understand the actual needs of private enterprises, leading to the development of customized financial service plans [3] - ICBC Beihai Branch is deepening collaboration with local government and industry organizations to extend financial services to various business clusters, addressing urgent issues faced by private enterprises [3]

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Wuzhou Branch has implemented measures to enhance credit expansion, focusing on the real economy, inclusive small and micro enterprises, and personal loan markets, resulting in an effective increase in loan issuance and optimization of credit structure [1] Group 1: Credit Expansion Measures - As of June 30, 2025, the bank's total loans increased by 367 million yuan compared to the beginning of the year [1] - The bank is focusing on key areas for credit investment, leveraging its corporate credit advantages to support economic development and industrial upgrades in the Wuzhou area [1] - The bank is actively participating in the construction of the Xijiang Economic Belt and the Guangdong-Hong Kong-Macao Greater Bay Area, expanding investments in projects such as highways and green energy [1] Group 2: Inclusive Finance Initiatives - The bank is accelerating the expansion of inclusive credit markets, targeting industrial clusters, professional markets, quality business circles, and core customers [1] - Initiatives include the development of specialized loan products such as "One County, One Feature" agricultural loans, planting loans, trading loans, and regional loans to support small and micro enterprises [1] - The bank is utilizing a financing coordination mechanism to assist small and micro enterprises with no-repayment renewal loans, effectively addressing the "renewal loan difficulty" issue [1] Group 3: Personal Loan Business Transformation - The bank is fully promoting a "retail + inclusive" credit strategy, focusing on personal operating and consumer credit business [1] - There is an emphasis on increasing the proportion of non-housing loans within personal loans by leveraging product advantages [1] - The bank is enhancing its personal loan business development by promoting products like "Business Quick Loan" and "Rong E Borrow," and focusing on scenario-based expansion [1]

Core Viewpoint - The core viewpoint emphasizes the importance of Party leadership in driving the high-quality development of the financial sector in Suqian, highlighting the integration of Party building with business operations to enhance overall effectiveness [1][5]. Group 1: Party Building and Leadership - The Suqian branch of Industrial and Commercial Bank of China (ICBC) prioritizes high-quality Party building as a foundation for high-quality development, focusing on theoretical learning and practical application of Party principles [2][3]. - The branch implements a dual-responsibility system for Party leadership, ensuring that Party building is integrated with business planning and evaluation [3][4]. - The branch conducts regular educational activities to reinforce discipline and ethical behavior among employees, utilizing various platforms for ongoing education and awareness [4][9]. Group 2: Financial Services and Economic Support - The ICBC Suqian branch actively supports local economic development by optimizing financial services and expanding financial supply, aligning with regional development goals [5][6]. - As of May 2025, the branch has issued 26 project loans totaling 2.325 billion yuan, with a 3.14% increase in project loans compared to the beginning of the year [6]. - The branch has established a marketing mechanism for major projects and has formed specialized teams to enhance project quality and efficiency [6]. Group 3: Focus on Innovation and Green Finance - The branch has strengthened its focus on specialized and innovative enterprises, with 72 specialized enterprises receiving loans totaling 929 million yuan, reflecting a growth of 3.23% in the number of accounts [7]. - The branch has prioritized green finance, with a green loan balance of 22.491 billion yuan as of May 2025, marking an increase of 3.498 billion yuan [7]. Group 4: Customer-Centric Initiatives - The ICBC Suqian branch has developed the "Xingnongtong" mobile app to support rural revitalization, providing various financial services and attracting over 7,164 new customers [9][10]. - The branch has launched the "Regional e-loan" product to enhance accessibility and efficiency in loan approvals, achieving a balance of 14.16 billion yuan in inclusive loans [10]. Group 5: Community Engagement and Social Responsibility - The branch has signed a strategic cooperation agreement with the Suqian Civil Affairs Bureau to enhance elderly care services, including financial support and community engagement initiatives [10][11]. - Regular volunteer activities are organized to provide services and financial education to the elderly, enhancing their overall well-being [11].

Group 1 - The core viewpoint of the articles emphasizes the proactive financial support provided by ICBC Wuxi Xinwu Branch to industrial parks, aiming to enhance local economic development through strategic partnerships and innovative financial products [1][2]. Group 2 - Since 2025, ICBC Wuxi Xinwu Branch has actively responded to higher-level strategic deployments, focusing on the "Park+" initiative to deepen engagement with park enterprises and increase financial support for industrial parks [1]. - The bank has established strategic cooperation with a park enterprise in Xinan Street, creating a "basic + characteristic" financial service system tailored to regional leading industries such as smart manufacturing and the Internet of Things [1]. - As of May 2025, the bank has collaborated with over 16 credit clients in the park, with a total of more than 280 million yuan in inclusive loans provided to support the development of park enterprises [1]. - The bank has innovated financial products to meet the diverse needs of park enterprises, launching products like "Inclusive Settlement Loan" and "Regional e-Loan" to offer differentiated and personalized financial services [1]. - A logistics company in the park received a 3 million yuan "Inclusive Settlement Loan" within about a week to ensure operational continuity, showcasing the bank's efficient service [1]. Group 3 - The bank has formed a "Park Financial Steward Team" consisting of corporate account managers and product experts, establishing a dual-track service mechanism that includes both online and offline support [2]. - Throughout the year, the bank organized multiple business matching events and specialized training sessions on digital finance and supply chain financing, benefiting over 100 enterprise management personnel [2]. - The bank focuses on key areas to assist in the transformation and upgrading of park industries, increasing credit support for private manufacturing, strategic emerging industries, and green low-carbon sectors [2]. - The bank has supported infrastructure development in the park through various financing solutions, providing solid financial backing for park growth [2]. - The bank has successfully issued a 10 million yuan "Specialized and Innovative Loan" to a provincial-level "specialized, refined, distinctive, and innovative" enterprise, demonstrating a positive effect within the park [2]. - Moving forward, ICBC Wuxi Xinwu Branch plans to continue deepening the "Park+" initiative, innovating financial products and services to enhance service quality and efficiency for park enterprises [2].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively promoting the integration of inclusive finance with the development of small and micro foreign trade enterprises, addressing financing difficulties and costs, and supporting these enterprises in facing international trade challenges [1][2]. Group 1: Financial Support Initiatives - As of March 2025, ICBC Yulin Branch has issued inclusive loans totaling over 120 million yuan to small and micro foreign trade enterprises, facilitating their international expansion [1]. - The bank has implemented a coordinated work mechanism to support financing for small micro enterprises, promptly addressing their financing needs by deploying marketing teams to visit industrial parks and markets [2]. - ICBC Yulin Branch has introduced innovative financial products such as "Cross-border Loan," "New Generation Business Quick Loan," and "Regional E-Loan" to meet the diverse financing needs of enterprises [2]. Group 2: Loan Renewal and Cost Reduction - The bank has effectively communicated loan renewal policies to small micro foreign trade enterprises, ensuring that businesses facing operational difficulties are not subject to loan withdrawals or reductions [3]. - ICBC Yulin Branch has provided maximum interest rate discounts for struggling small micro enterprises, thereby reducing their financing costs and ensuring continuous financial support [3]. - The bank strictly adheres to service fee regulations to prevent any disguised increase in financing costs, helping enterprises alleviate their financial burdens [3].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Liuzhou Branch is actively enhancing its inclusive finance services, focusing on small and micro enterprises, rural revitalization, and optimizing financial product offerings to improve accessibility and satisfaction levels in financial services [1][2][3] Group 1: Inclusive Finance Development - As of March 2025, the inclusive finance loan balance at ICBC Liuzhou Branch reached 6.736 billion yuan, an increase of 747 million yuan since the beginning of the year [1] - The branch has focused on the financing needs of small and micro enterprises, utilizing regional e-loan products to expand financing channels [1] - The branch has established a professional team to engage with local businesses, providing tailored financial products and services [1] Group 2: Support for Rural Revitalization - The branch has developed specialized financing plans for local characteristic industries, enhancing marketing services and creating a supportive ecosystem for small and micro enterprises [2] - As of March 2025, the agricultural loan balance reached 6.951 billion yuan, with a growth rate of 37%, and inclusive agricultural loans growing over 50% [2] - The focus is on key local industries such as eucalyptus, kumquat, pig farming, and river snail powder, with efforts to optimize financial service models [2] Group 3: Enhancing Operational Capabilities - ICBC Liuzhou Branch has implemented a three-tiered coordination mechanism to support small and micro enterprise financing, ensuring effective policy implementation [3] - The branch is conducting thorough research to develop a "one outlet, one positioning" strategy, enhancing the operational capabilities of its branches [3] - Training programs are in place to empower staff, ensuring they are equipped to meet the financing needs of clients effectively [3]