当秋日的晨光刚刚洒向沂蒙大地，临沂沂河新区就以一组亮眼数据叩响了外贸企业发展的新节拍。1-6月，沂河新区实现进出口259.98亿元，同比增长 11%，总量稳居全市第一。 这片面积仅占临沂市1.5%的土地，为何成为临沂市外贸的"压舱石"？ "以平台生态聚合资源，以制度创新激活存量，以服务引领撬动全局的生动实践，揭示了新区外贸增长的一条关键路径。"临沂综合保税区服务中心外贸发 展办公室主任周金岩说。 阿里速卖通助力出海 在速卖通跨境电商产业园，一场线下招商培训活动吸引200家企业参与。 "这里是北方第一个、全国第六个速卖通官方产业园。"阿里巴巴全球速卖通(临沂)跨境电商产业园项目负责人崔凤雷说。 速卖通是阿里巴巴旗下唯一面向全球市场打造的在线交易平台，是中国最大的跨境出口B2C平台之一。2024年12月31日落户新区，实现开园运营。 新区重点推动速卖通北方首个跨境电商产业园高效运营，积极对接京东运营中心、韩国Gmarket、东南亚Shopee等主流平台，大力发展"跨境电商＋产业 带"模式，带动临沂市板材、五金、机械等13条标志性产业链上的企业"触网"全球；三年内将打造10家以上标杆出海品牌企业、孵化20家以上产业 ...

转自：新华财经 今年以来，工行梧州分行认真落实金融支持民营企业政策，结合当地产业发展，强化统筹谋划、拓面提 质和优化服务措施，加大对民营企业的信贷支持力度，提升民营金融服务质效。截至2025年7月末，该 行民营企业贷款余额较年初增加2.5亿元。 统筹谋划，加大信贷支持。该行围绕服务金融"五篇大文章"，在健全优化机制，落实信贷政策和锚定支 持方向上持续发力，发挥服务五篇大文章领导小组和专班作用，建立民营企业目标清单，加大对高新技 术企业、专精特新企业、战略性新兴产业、先进制造业企业等重点客群走访，促进实质性贷款投放。 拓面提质，扩大服务覆盖。该行搭建金融支持民营企业发展银企对接服务模式，开展"入园惠企""千企 万户大走访"等活动，与相关政府部门、行业协会联合开展招商引资项目对接，加强重点民营企业、金 融产品服务等信息互通共享，跟进当地重点专精特新企业、优质龙头企业、特色产业企业，实施专项融 资支持，通过供应链金融模式服务核心企业上下游中小微企业，扩大民营企业金融支持覆盖面。 多措并举，提升服务能力。该行深入挖掘民营企业金融需求，组建专属服务团队，提供"一户一策"综合 服务，帮助企业分析经营形势、优化财务结构、降 ...

Core Viewpoint - The banking sector in Tai'an is actively promoting high-quality economic development through various financial services and initiatives, particularly focusing on inclusive finance and support for small and micro enterprises, foreign trade, consumption, and rural revitalization [1][14][25]. Group 1: Inclusive Finance and Support for Small Enterprises - As of June 2025, the outstanding loans for inclusive small and micro enterprises in Tai'an reached 101.46 billion yuan, a growth of 13.13% compared to the beginning of the year, exceeding the overall loan growth rate by 6.84 percentage points [1]. - The Tai'an Financial Regulatory Bureau has implemented targeted financial services for small and micro enterprises, including the "Anlan" brand initiative, focusing on key areas such as foreign trade, consumption, technology, private enterprises, and rural revitalization [1][25]. - A total of 165,824 loans amounting to 166.61 billion yuan have been issued to private enterprises, reflecting a growth of 7.47% since the beginning of the year [25]. Group 2: Support for Foreign Trade Enterprises - The Tai'an Financial Regulatory Bureau has launched a special action to support foreign trade enterprises, resulting in loans of 5.959 billion yuan issued to 479 foreign trade enterprises, with an average loan interest rate of 3.94%, which is 0.18 percentage points lower than the average rate for small and micro enterprises [2][6]. - The cross-border loan product introduced by the Industrial and Commercial Bank of China has facilitated quick financing for foreign trade enterprises, exemplified by a loan of 1.9 million yuan approved within three days for a company facing collateral shortages [6][10]. Group 3: Consumption and Rural Revitalization - As of June 2025, the balance of consumption loans (excluding credit card business) in the region reached 22.185 billion yuan, marking a 4% increase since the beginning of the year [14]. - The Tai'an banking sector has provided 3.5 million yuan in loans to 24 households in Yushan Village to support the development of rural tourism, enhancing the quality and service of local homestays [17][33]. - The Tai'an banking industry has issued 1.951 trillion yuan in agricultural loans, with inclusive agricultural loans reaching 497.9 billion yuan, reflecting a growth of 4.14% since the beginning of the year [33]. Group 4: Innovation and Technology Support - By June 2025, banks in the region have provided financing services to 3,096 technology enterprises, with a total loan balance of 66.041 billion yuan, including 35.741 billion yuan to 2,006 "specialized, refined, and innovative" small and medium enterprises [18][20]. - The Industrial and Commercial Bank of China has issued a 10 million yuan "Science and Technology Innovation Loan" to a leading automotive parts supplier to support its technological upgrades [20][23]. Group 5: Major Projects and Financial Collaboration - A consortium led by Qingdao Bank has approved a credit limit of 980 million yuan for a major energy investment project, with 89.09 million yuan already disbursed [24]. - The Tai'an banking sector has tailored financial solutions for various enterprises, including a 30 million yuan loan to support the construction of a food oil processing project [28].

转自：新华财经 工行北海分行坚决贯彻工行总行"服务高水平对外开放"要求，深入落实"春融行动2025"专项部署，全面 推广"工银e贸"外贸新业态服务体系，持续提升外贸金融服务质效。截至2025年7月末，该行累计投放贸 易融资折合人民币超4亿元，精准赋能区域外贸高质量发展，助力外贸企业扬帆出海、行稳致远。 聚焦需求，数字赋能破解融资瓶颈。针对轻资产进出口企业融资难题，工行北海分行以"跨境贷"等数字 普惠产品为抓手，提供高效便捷的融资服务。如，基于RCEP原产地证书及报关数据，为北海某服饰公 司3个工作日内发放70万元贷款，助力其拓展日本市场；通过电子单证替代纸质材料，为北海某生物科 技公司全线上办理300万元融资，实现72小时放款，及时保障其生产原料的进口采购。 强化风控，合规护航高质量发展。工行北海分行严守风险底线，以合规经营护航高质量发展。该行聚焦 存续期管理，建立健全贸易背景真实性动态核验、回款进度动态跟踪、行业风险前瞻预判三项机制。针 对大宗商品价格波动特点，预先制定包括动态追加担保、调整授信额度等在内的风险缓释预案，有效保 障贸易融资资产质量稳定，为服务高水平对外开放筑牢金融防线。（孙洁文 戴好） 编辑 ...

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Hezhou Branch is actively supporting the development of small and micro enterprises through targeted financial services, achieving significant growth in inclusive loans and enhancing the vitality of the real economy [1][5]. Group 1: Financial Support and Growth Metrics - As of May 2025, ICBC Hezhou Branch's inclusive loan balance reached nearly 1.4 billion yuan, with an increase of 141 million yuan, representing a growth rate of 11.32% [1]. - The branch has served 840 inclusive loan clients, with 76 new clients added [1]. - The inclusive loan balance for the calcium carbonate industry exceeded 530 million yuan, with an annual increase of 100 million yuan, reflecting a year-on-year growth of 41% [3]. Group 2: Tailored Financial Solutions - A specialized financial service team identified funding gaps for a local calcium carbonate manufacturer and arranged a customized financing solution, approving a credit loan of 10 million yuan within just 7 working days [2]. - The loan was structured to reduce financial costs by nearly 200,000 yuan through a rate reduction of 150 basis points below the benchmark [2]. - The bank also facilitated a seamless transition for the company by offering a "no repayment renewal loan" at the time of the loan's maturity, aligning with the company's production line launch [2]. Group 3: Policy Implementation and Strategic Support - ICBC Hezhou Branch has processed 767 loan renewals for small and micro enterprises over the past three years, totaling 1.1 billion yuan [5]. - The branch has actively implemented national policies to support small enterprises, issuing 597 "Guihui Loans" amounting to 1.3 billion yuan since the policy's inception [5]. - The bank's inclusive, agricultural, and private enterprise loans increased by 141 million yuan, 30 million yuan, and 96 million yuan respectively, with growth rates of 11.32%, 7.87%, and 1.55%, all exceeding the average loan growth rate [6].

Core Viewpoint - The Tianjin Free Trade Zone (FTZ) has achieved significant financial reform and innovation, enhancing cross-border trade and investment facilitation, which has positively impacted foreign trade enterprises [2][3][10]. Group 1: Financial Innovation and Cross-Border Trade - The Tianjin FTZ has introduced a new international factoring business model that allows companies to quickly receive payments for exports, exemplified by Huatu Auto's successful transaction with Azerbaijan [1][3]. - As of the end of 2024, the FTZ has seen the establishment of nearly 87,000 business entities, a threefold increase since its inception, and has facilitated cross-border transactions totaling $427.6 billion [1][4]. - The People's Bank of China has implemented 40 policy measures to promote cross-border trade and investment liberalization, which have been effective and replicated nationwide [4][5]. Group 2: Support for Small and Medium Enterprises - Small and medium-sized foreign trade enterprises are increasingly becoming vital players in international markets, but they face challenges such as long payment cycles and potential credit risks from overseas buyers [6][7]. - Financial institutions are encouraged to enhance support for these enterprises through short-term loans, trade financing, and customized cross-border payment services [7][8]. - Huatu Auto has benefited from financial support, receiving credit lines that have allowed for business growth, reflecting the importance of tailored financial solutions for SMEs [7][8]. Group 3: Government and Financial Institution Collaboration - Recent initiatives by the People's Bank of China and local government bodies aim to strengthen support for foreign trade enterprises, including policy advocacy and direct engagement with businesses [10][11]. - The Tianjin Customs has implemented measures to streamline export processes for automobiles, enhancing operational efficiency for exporters [10]. - The establishment of overseas warehouses for automotive exports is being supported to facilitate the international expansion of related services and products [10].

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively promoting the integration of inclusive finance with the development of small and micro foreign trade enterprises, addressing financing difficulties and costs, and supporting these enterprises in facing international trade challenges [1][2]. Group 1: Financial Support Initiatives - As of March 2025, ICBC Yulin Branch has issued inclusive loans totaling over 120 million yuan to small and micro foreign trade enterprises, facilitating their international expansion [1]. - The bank has implemented a coordinated work mechanism to support financing for small micro enterprises, promptly addressing their financing needs by deploying marketing teams to visit industrial parks and markets [2]. - ICBC Yulin Branch has introduced innovative financial products such as "Cross-border Loan," "New Generation Business Quick Loan," and "Regional E-Loan" to meet the diverse financing needs of enterprises [2]. Group 2: Loan Renewal and Cost Reduction - The bank has effectively communicated loan renewal policies to small micro foreign trade enterprises, ensuring that businesses facing operational difficulties are not subject to loan withdrawals or reductions [3]. - ICBC Yulin Branch has provided maximum interest rate discounts for struggling small micro enterprises, thereby reducing their financing costs and ensuring continuous financial support [3]. - The bank strictly adheres to service fee regulations to prevent any disguised increase in financing costs, helping enterprises alleviate their financial burdens [3].