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建行湖北荆门掇刀支行:助力小微科企融资 “贷”动新未来
Zhong Guo Jin Rong Xin Xi Wang· 2025-07-31 06:37
Group 1 - The loan provided by China Construction Bank (CCB) was timely and helped Hubei Aitu Technology Co., Ltd. address its funding shortage, leading to expected increases in revenue and profit for the year [1] - Hubei Aitu Technology Co., Ltd. is a technology-based small and medium-sized enterprise with over 10 years of development history, primarily engaged in the production and sales of electronic components [1] - The company faced a funding gap due to significant capital expenditure on a new factory, despite steady growth through increased R&D investment and improved product processes [1] Group 2 - CCB's Jingmen branch successfully issued a "Factory Quick Loan" of 5 million yuan to the company within a week, providing strong financial support for its continued development [1] - This was the first "Factory Quick Loan" issued by CCB's Jingmen branch, which plans to focus on technology innovation, manufacturing, and green finance in the future [2] - As of June 30, 2025, the balance of technology financial loans at CCB's Jingmen branch reached 5.97 billion yuan, an increase of 1.75 billion yuan since the beginning of the year, effectively supporting the development of regional technology enterprises [2]
以金融创新托举佛山制造新质生产力
Guang Zhou Ri Bao· 2025-05-14 19:20
Core Viewpoint - The manufacturing industry is crucial for national development and technological innovation, with the government of Foshan prioritizing the construction of a modern industrial system and supporting the transformation of traditional industries through financial innovation [1][2]. Group 1: Financial Support for Manufacturing - As of March 2025, the total loans for manufacturing from the Bank of China in Foshan reached 29.82 billion yuan, an increase of 11.65 billion yuan year-on-year, representing a growth rate of 64% [3][4]. - The "Intelligent Manufacturing Light" service brand was created to address financing challenges for technological upgrades, offering specialized products like "Technological Upgrade Loans" and "Digital Transformation Loans" [2][3]. - The bank has developed a comprehensive product matrix to support the entire lifecycle of enterprises, including loans for equipment updates and innovative financing solutions for technology companies [3][4]. Group 2: Industrial Park Development - The establishment of "Ten Innovative Leading Characteristic Manufacturing Parks" is a key strategy for Foshan's manufacturing transformation, focusing on emerging industries like new energy storage and power systems [4][6]. - The Bank of China has provided significant financial support for the development of these parks, with over 12.5 billion yuan in credit support for 27 park development projects [6][7]. - The bank's "Yuejian Tong" service offers long-term loans of up to 20 years to cover the funding needs of new, expanded, and renovated industrial parks [5][6]. Group 3: Supporting Enterprises Going Global - The Bank of China in Foshan is facilitating the international expansion of local manufacturing enterprises by providing diverse financing solutions and leveraging the strategic position of the Guangdong-Hong Kong-Macao Greater Bay Area [7][9]. - The bank has successfully implemented cross-border financing solutions, including short-term export credit insurance and supply chain financing, to enhance the cash flow of enterprises venturing abroad [7][9]. - The introduction of the "Customs-Bank Fast Remittance" service streamlines the cross-border settlement process for enterprises, improving their operational efficiency [9][10].