北京商报讯（记者 李秀梅）1月6日，广东金融监管局消息，广东金融监管局、广东省委金融办等九部 门联合印发《关于支持我省保险业高质量发展助力广东在中国式现代化建设中走在前列的指导意见》 （以下简称《指导意见》）。 《指导意见》提出，支持保险机构结合县镇乡实际需求优化网点布局，推动农业保险高质量发展，鼓励 各地市因地制宜发展水产、畜禽、岭南水果、南药等地方优势特色农产品保险，持续优化森林遥感碳汇 指数保险、古树名木综合保险等保险产品。鼓励保险机构围绕"光伏+建筑"、文旅融合发展、农房风貌 提升、农产品深加工等领域创新保险产品和服务。继续实施中央财政和省级财政保费补贴资金"省对 省"结算，鼓励有条件的地市开展"市对市"结算。鼓励强化数据共享，推动加大水稻、生猪、地块等基 础信息，气象、农事管理、承保理赔等辅助信息的数据共享力度，推动农业保险精准投保理赔取得实质 性进展。 ...

日前，由汉中市林业局联合中国平安财产保险股份有限公司主办的"平安古树名木守护行动"在佛坪 县启动。汉中市首批545株古树名木有了"古树名木综合保险"。 "近年来，汉中市持续加强古树名木保护工作，目前已实现一树一档、一树一监护责任人。此次平 安财险参与古树名木保护，构建起'政策引导、市场运作、科技支撑、社会参与'的新型保护机制。后 期，我们将积极引导更多社会力量参与古树名木保护，让丰厚的历史自然遗产惠及更多群众。"汉中市 林业局局长范来福说。（记者：段承甫） 汉中市现存古树名木24325株，本次首批545株古树名木的综合保险涵盖自然灾害、意外事故、病虫 害等多重风险，依托动态价值评估模型，综合树龄、树种及生态价值等因素，单株最高风险保障达8万 元。同时，若因古树倾倒、折断等导致第三方人身或财产损失，平安财险也将依法承担赔付责任，切实 为古树名木系上了"安全带"。 启动仪式上，汉中市林业局与中国平安财产保险股份有限公司汉中中心支公司签署了《古树名木保 护战略合作框架协议》。平安财险向汉中市林业局捐赠首批总保额4764万元的古树名木保护救治保险和 第三方责任险，以及价值20万元的古树名木智慧监测设备。 ...

Core Viewpoint - The article emphasizes the importance of green finance, particularly green insurance, in supporting the transition to a sustainable economy and enhancing the quality of financial development in Guangzhou [4][5][6]. Summary by Sections Green Insurance Understanding - Green insurance has evolved from a narrow focus on climate-related products to a broader role in supporting sustainable development and the "dual carbon" goals set by the Chinese government [4][5]. Role of Financial Support - Financial support, particularly from the insurance sector, is crucial for the green transition, acting as a stabilizer and risk mitigator in the economy [5][6]. Development of Green Insurance - The China Banking and Insurance Regulatory Commission has defined green insurance, which includes products and services that provide risk protection and financial support for environmental protection and sustainable practices [5][6]. Directions for High-Quality Development - The insurance industry can promote high-quality green insurance development through: 1. Innovating green insurance products tailored to low-carbon transitions [7]. 2. Enhancing risk management services to mitigate environmental and climate risks [7]. 3. Building a robust green investment framework to support financing needs [7]. 4. Integrating green principles into daily operations and advocating for sustainable practices [7]. Specific Initiatives by Ping An Property & Casualty - Ping An Property & Casualty has committed to supporting green industries and low-carbon transitions, with a risk coverage amount exceeding 12 trillion yuan and claims exceeding 2.8 billion yuan in 2024 [8][9]. - The company has established a sustainable development research institute and a dedicated green finance department to enhance its capabilities in this area [8]. Technological Integration - The company has utilized technology to improve disaster risk management, including the development of the Eagle Eye System 3.0, which integrates AI and big data for disaster prediction and risk assessment [11][12]. Support for Ecological Agriculture - Ping An Property & Casualty has developed innovative insurance products for ecological agriculture, including forest carbon index insurance and comprehensive insurance for ancient trees [13][14]. Community Engagement and Environmental Initiatives - The company has engaged in community initiatives, such as funding tree planting and providing insurance for ancient trees, contributing to the ecological development of Guangdong [14][15].

Core Viewpoint - The discussion emphasizes the importance of green finance and insurance in supporting the transition to a sustainable economy, particularly in the context of Guangzhou's development goals [2][3][4]. Group 1: Green Insurance Development - The understanding of green insurance has evolved from focusing solely on climate-related products to encompassing a broader range of services that support sustainable development [2][3]. - Green insurance is defined as the insurance industry's economic activities that provide risk protection and financial support for environmental resource protection, green industry operations, and sustainable consumption [3]. - The insurance sector is seen as a crucial stabilizer in the economy, with green insurance playing a significant role in risk mitigation and funding for green initiatives [3][4]. Group 2: Strategic Directions for Green Insurance - The insurance industry can promote high-quality green insurance development through product innovation, risk management services, and enhancing green investment capabilities [4][5]. - There is a focus on integrating green low-carbon principles into daily operations and advocating for sustainable lifestyles across society [5]. Group 3: Company Initiatives - The company has committed to supporting green industries and low-carbon transitions, with a target to provide over 12 trillion yuan in green insurance risk coverage and over 2.8 billion yuan in claims by 2024 [6][7]. - The establishment of a sustainable development research institute and a dedicated green finance department highlights the company's strategic focus on green insurance [6][7]. - The company has developed innovative insurance products in various sectors, including AI liability insurance for autonomous vehicles and comprehensive solutions for charging stations [7][8]. Group 4: Technological Integration - The company utilizes advanced technologies such as AI, big data, and IoT to enhance disaster risk management and provide timely warnings for extreme weather events [10][11]. - The "Eagle Eye System 3.0" integrates multiple technologies to create a comprehensive risk assessment and early warning system, significantly improving disaster preparedness [11]. Group 5: Community and Environmental Engagement - The company actively participates in community initiatives, including funding for ecological agriculture and ancient tree protection, contributing to the broader goals of rural revitalization and environmental sustainability [12][13]. - The company has launched various programs to promote green practices among consumers, such as the "Green Travel Plan," which encourages low-carbon transportation options [9][12].