环境污染责任险

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贷款余额同比增长11.45% 四川银行业持续支持经济回升向好
Zhong Guo Chan Ye Jing Ji Xin Xi Wang· 2025-05-10 22:48
5月6日,记者从四川金融监管局获悉,截至2025年3月末,四川银行业资产17.61万亿元、负债17.02万亿 元、存款余额13.76万亿元、贷款余额12.49万亿元,同比分别增长8.29%、8.37%、9.34%、11.45%。1— 3月,四川保险业实现原保险保费收入1099.28亿元,保费规模位列全国第7位。 服务保障重点领域发展金融助力全方位扩内需 "两项机制"加力、多项试点加速落地见效 加快推进城市房地产融资协调机制扩围增效,将符合条件的存量住房开发贷款项目分批纳入"白名单", 支持房地产市场止跌回稳,助力构建房地产发展新模式。截至3月末,辖内银行业金融机构为869个"白 名单"项目授信2821.81亿元,发放贷款2595.06亿元。此外,推动支持小微企业融资协调工作机制走深走 实,分型分类梳理小微企业、个体工商户、民营企业名单,提高摸排走访效率,强化融资需求对接与跟 踪服务。 截至3月末,四川各级工作专班依托协调机制累计走访经营主体185.01万户,辖内银行业金融机构向"推 荐清单"内经营主体授信8841.2亿元,新发放贷款6976.5亿元。同时,小微企业融资持续呈现"量增、价 降、面扩、质提"特征, ...
“碳”路者 大家保险绿色金融的生态答卷
Xin Hua Wang· 2025-04-30 04:57
Core Viewpoint - Green finance is reshaping the financial industry as a key driver for economic green transformation, with the company actively participating in this trend and contributing to the achievement of carbon neutrality goals [1] Group 1: Green Investment - The company plans to invest a total of 4.71 billion yuan in green financial projects in 2024, representing a 90% year-on-year increase [2] - The cumulative balance of investments in green financial debt projects reached 4.252 billion yuan, with an additional investment of 1.714 billion yuan in 2024 [2] Group 2: Clean Energy Focus - The company is targeting the clean energy sector, particularly in photovoltaic projects, and has established a 1.2 billion yuan renewable infrastructure fund in partnership with leading global energy firms [3] - The first commercial distributed photovoltaic project has a delivery scale exceeding 500 megawatts, covering 18 provinces and serving over 200 industrial clients [3] - A joint fund of 2 billion yuan has been set up to focus on rural household distributed photovoltaic investments, aiming for an annual power generation of 2.8 billion kilowatt-hours and a reduction of 2.2 million tons of CO2 emissions [3] Group 3: Green Insurance - The company has achieved a green insurance amount of 733.77 billion yuan in 2024, with a 225.7% year-on-year increase, and has served 8,564 enterprises [4] - In the clean energy sector, the company provided approximately 100 million yuan in risk protection for wind power manufacturing enterprises [4] - The company has developed insurance products for electric power trading centers, providing over 500 million yuan in risk protection for 77 electricity sales companies [4] Group 4: Green Transportation and Agriculture - The company has insured 147,000 new energy vehicles in 2024, a 79% increase year-on-year, with claims amounting to 39 million yuan [5] - New insurance products for high-standard farmland and pollution-free livestock farming have been launched to support green agriculture [5] - The company has provided approximately 70.1 billion yuan in risk protection through environmental pollution liability and safety production liability insurance [5] Group 5: Green Operations - The company integrates green development concepts into its operations, implementing energy-saving measures and promoting digital office practices to reduce resource consumption [6][7] - The company prioritizes the procurement of environmentally friendly products and encourages cost-saving suggestions from employees [7] - The company's efforts in green finance not only demonstrate its commitment to social responsibility but also provide valuable experience for the industry [7]
规范涉企行政检查,以“专精特新实”让帮扶更有效
Zhong Guo Huan Jing Bao· 2025-04-29 03:07
国务院办公厅印发了关于严格规范涉企行政检查的意见,强调包容审慎执法,进一步优化营商环境,各 地也相继出台强化指导帮扶惠企举措。笔者建议在"专精特新实"上下功夫,做到"找真专家、查真隐 患、做真服务、促真整改、得真实效",确保达到预期目标。 在"新"字上下功夫,推动工艺技术革新。通过指导帮扶行动,宣传新政策法规,传授新管理理念,推广 新工艺技术,如大规模设备更新、超长期国债、税费减免等政策,以及同类行业新的管理模式、新的污 染治理工艺等。引入企业健康管理服务理念,发挥保险托底作用,推广环境污染责任险、安全责任险等 险种,帮助企业提升风险防范能力。创新"保险+服务"模式,保险公司为投保企业免费提供专家指导服 务,让风险控制关口前移,帮助企业找准隐患问题并及时消除,企业降低违法风险、事故风险,保险公 司降低赔付风险,形成政府、企业、保险公司、社会多赢格局。 在"实"字上下功夫,帮助企业建立完善自查自纠机制。帮助企业建立企业主体责任违法风险清单,根据 行业特点、行政处罚公开信息,帮助企业查摆违法风险点,划出红线、底线,强化提示、警示服务,提 高企业主体责任意识。建立隐患排查对照检查清单,根据企业环境影响评价和排污许可 ...