中国人寿财险公司还着眼草原森林河流湖泊湿地农田等生态系统，坚持创新驱动，积极布局环境污染责 任险、生物多样性保护保险、气候保险等关键领域，特别是在碳汇能力巩固提升方面，实现了森林、草 原、海洋等生态系统碳汇保险全覆盖，并创新落地多个业内试点项目，例如湿地生物多样性保护保险、 林业生物资产票据保险等，试点森林保险+气象+科技服务模式。 在浙江安吉县开展的竹产业改造升级和碳汇能力提升项目中，中国人寿集团成员单位广发银行累计为项 目主体安吉县两山生态资源资产经营有限公司提供银团贷款授信额度2亿元，同时发挥中国人寿集团综 合金融优势，与集团旗下寿险公司、财险公司联动开展林业相关保险保障合作，为竹林、林农提供保险 保障服务，推动传统竹木产业向竹林碳汇、林下经济等新蓝海产业领域延伸。截至2025年6月末，广发 银行绿色信贷余额突破2100亿元，在全国落地50余个碳减排项目。 在山东威海，中国人寿财险公司创新落地海洋碳汇指数保险，聚焦因特定海洋环境变化造成的碳汇减 弱，有效化解海草床灾害风险，从以前的"靠海吃海"转变成现在的"养海富海"。 来源：环球网 【环球网财经综合报道】今年是"绿水青山就是金山银山"理念提出20周年。 ...

"农业生态转型过程中存在较大的环境污染风险，可能造成项目终止进而影响银行的信贷资产质 量。此次创新引入保险，增强了银行支持此类项目的信心和动力。"乐山农商银行负责人表示。 目前，亚庆农牧日处理鸡粪能力达90吨，年产高品质有机肥10950吨，从过去粪污处理成本40元/ 吨，华丽转身为有机肥生产收益260元/吨，实现增值380元/吨，成功实现从"污染源"到"资源化"的绿色 蝶变。 日前，四川省蛋鸡产业集群成功入选农业农村部2025年优势特色产业集群项目拟立项名单。乐山作 为省内蛋鸡存栏量最大的城市，正加速推进蛋鸡规模化养殖。为助力乐山蛋鸡产业集群绿色低碳高质量 发展，中国人民银行乐山市分行、乐山金融监管分局指导乐山农商银行，探索创新金融服务模式，成功 落地省内首笔"银行+保险"农业转型金融贷款380万元。 "我们厂差不多80万只蛋鸡的规模，如果没有粪污处理设施，日处理鸡粪成本约3600元。但银行对 我们粪污处理设施维修改造提供资金支持后，我们每年反而能额外获得粪污处理收益约280万元。"亚庆 农牧公司负责人高兴地表示。 《金融时报》记者了解到，自四川省农业转型金融标准试用工作开展以来，中国人民银行乐山市分 行积极 ...

Group 1 - As of the end of June, the banking sector in Sichuan reported total assets of 17.85 trillion yuan, liabilities of 17.26 trillion yuan, deposits of 13.9 trillion yuan, and loans of 12.71 trillion yuan, reflecting year-on-year growth of 9.34%, 9.35%, 10.21%, and 11.43% respectively [1] - The insurance sector in Sichuan achieved original insurance premium income of 184.14 billion yuan in the first half of the year, marking a year-on-year increase of 2.96% [1] Group 2 - Personal consumption loans in Sichuan grew by 6.09% year-on-year, with loans for cultural and tourism sectors increasing by over 19% [2] - Loans to the manufacturing sector increased by 9.46% year-on-year, with medium and long-term loans rising by 13.16%, which is 1.74 percentage points higher than the average growth rate of all loans [2] - Financial support for key agricultural areas saw significant increases, with inclusive agricultural loans, loans for key grain sectors, and loans for basic farmland construction growing by 6.35%, 29.38%, and 35.30% respectively [2] - The average annual interest rate for newly issued inclusive agricultural loans continued to decline, down by 45 basis points compared to 2024 [2] - Risk protection for the three major grain crops in Sichuan provided 20.77 billion yuan in coverage, with total compensation payments of 7.99 million yuan benefiting 368,500 households [2] Group 3 - The balance of technology loans in Sichuan increased by 40.18% year-on-year, with a total of 10 loans issued under the technology enterprise merger loan pilot program, amounting to 2.178 billion yuan [3] - Five major banks in Sichuan plan to establish 11 AIC equity investment funds, with an intended investment amount of 9.5 billion yuan, of which 3 funds totaling 3 billion yuan have already been established [3] - The balance of intellectual property pledge loans in Sichuan grew by 21.49% year-on-year [3]

Group 1 - As of March 2025, Sichuan's banking sector assets reached 17.61 trillion yuan, liabilities at 17.02 trillion yuan, deposits at 13.76 trillion yuan, and loans at 12.49 trillion yuan, with year-on-year growth rates of 8.29%, 8.37%, 9.34%, and 11.45% respectively [1] - The insurance sector in Sichuan achieved original insurance premium income of 109.93 billion yuan in the first quarter, ranking seventh nationwide [1] Group 2 - Sichuan's financial regulatory authority is guiding banking and insurance institutions to support local economic recovery by increasing financial resource allocation to key sectors and major projects [2] - The focus includes enhancing financing mechanisms for urban real estate, small and micro enterprises, and various financial product innovations [2] Group 3 - Personal consumer loan balances in Sichuan grew by 12.65% year-on-year as of March [3] - Manufacturing loans and high-tech industry loans increased by 8.67% and 19.5% respectively [3] - Agricultural loans in key areas saw significant growth, with rural financial services achieving 100% coverage in township banks and insurance [3] Group 4 - The city real estate financing coordination mechanism has been expanded, with 869 projects receiving credit of 282.18 billion yuan and loans of 259.51 billion yuan as of March [4] - Small and micro enterprise loans reached 4.56 trillion yuan, showing a year-on-year increase of 17.76%, surpassing the overall loan growth rate [4] Group 5 - Sichuan has been included in national pilot programs for intellectual property financial ecosystems and technology enterprise mergers and acquisitions [5] - As of March, intellectual property pledge loans increased by 4.48% year-on-year, with a cumulative amount growth of 30.97% [5]

Core Viewpoint - Green finance is reshaping the financial industry as a key driver for economic green transformation, with the company actively participating in this trend and contributing to the achievement of carbon neutrality goals [1] Group 1: Green Investment - The company plans to invest a total of 4.71 billion yuan in green financial projects in 2024, representing a 90% year-on-year increase [2] - The cumulative balance of investments in green financial debt projects reached 4.252 billion yuan, with an additional investment of 1.714 billion yuan in 2024 [2] Group 2: Clean Energy Focus - The company is targeting the clean energy sector, particularly in photovoltaic projects, and has established a 1.2 billion yuan renewable infrastructure fund in partnership with leading global energy firms [3] - The first commercial distributed photovoltaic project has a delivery scale exceeding 500 megawatts, covering 18 provinces and serving over 200 industrial clients [3] - A joint fund of 2 billion yuan has been set up to focus on rural household distributed photovoltaic investments, aiming for an annual power generation of 2.8 billion kilowatt-hours and a reduction of 2.2 million tons of CO2 emissions [3] Group 3: Green Insurance - The company has achieved a green insurance amount of 733.77 billion yuan in 2024, with a 225.7% year-on-year increase, and has served 8,564 enterprises [4] - In the clean energy sector, the company provided approximately 100 million yuan in risk protection for wind power manufacturing enterprises [4] - The company has developed insurance products for electric power trading centers, providing over 500 million yuan in risk protection for 77 electricity sales companies [4] Group 4: Green Transportation and Agriculture - The company has insured 147,000 new energy vehicles in 2024, a 79% increase year-on-year, with claims amounting to 39 million yuan [5] - New insurance products for high-standard farmland and pollution-free livestock farming have been launched to support green agriculture [5] - The company has provided approximately 70.1 billion yuan in risk protection through environmental pollution liability and safety production liability insurance [5] Group 5: Green Operations - The company integrates green development concepts into its operations, implementing energy-saving measures and promoting digital office practices to reduce resource consumption [6][7] - The company prioritizes the procurement of environmentally friendly products and encourages cost-saving suggestions from employees [7] - The company's efforts in green finance not only demonstrate its commitment to social responsibility but also provide valuable experience for the industry [7]

Core Viewpoint - The State Council emphasizes strict regulation of administrative inspections related to enterprises, promoting a more accommodating and prudent law enforcement approach to optimize the business environment [1][2]. Group 1: Specialization and Expertise - Focus on establishing guidance and support teams and expert databases, leveraging resources from environmental protection research institutions and universities to create collaborative platforms [1]. - Utilize professionals in environmental management and pollution control to address the issue of "who can help" and avoid information asymmetry [1]. Group 2: Precision in Support - Tailor assistance to meet the specific needs of enterprises, ensuring that the experts providing guidance have relevant backgrounds and experiences that align with the challenges faced by the businesses [2]. - Implement a "one enterprise, one policy" approach to provide personalized support [2]. Group 3: Innovation in Technology - Promote technological innovation through guidance and support actions, including the introduction of new policies, management concepts, and pollution control technologies [2]. - Encourage the adoption of health management services and environmental liability insurance to enhance risk prevention capabilities for enterprises [2]. Group 4: Practical Implementation - Assist enterprises in establishing self-inspection and self-correction mechanisms, creating a list of legal risk points based on industry characteristics and public administrative penalties [3]. - Develop a dynamic checklist for hidden risk inspections, ensuring comprehensive identification and rectification of issues [3].