(责任编辑：孟茜云) 处在青藏高原与黄土高原过渡地带的高山乡地如其名。岔巴村就坐落在海拔约2000米的高山顶上，老马 每次带儿子去山下的县医院治疗，都要在盘山路上骑一个小时摩托。而大病保险"一站式结算"的实行， 为老马省去了不少奔波。中国太保寿险甘肃分公司副总经理李康辉表示："针对临夏州医保理赔时效 长、理赔手续繁琐等问题，分公司自2017年承办当地城乡居民大病保险业务以来，着力完善当地大病保 险报销网点建设、打通'一站式'即时结报系统对接，理赔时效从3天至15天压缩至两三分钟。" 现在，像老马这样的参保人在定点医疗机构就医时，系统会自动完成基本医保与大病保险的同步结算， 患者只需支付个人承担部分，无须提交繁杂材料或多次跑腿，并且直接减轻了就医资金压力，真正实 现"数据多跑路，群众少跑腿"。 对于村民们来说，如今吃穿住都已不愁，最怕的还是一场大病拖垮全家。为防止"病根"变"穷根"，大病 保险对困难群众实施精准倾斜。在报销政策方面，国家规定大病保险起付标准原则上不高于统筹地区居 民上年度人均可支配收入的50%，支付比例不低于60%；居民医保叠加大病保险最高支付限额，原则上 达到当地居民人均可支配收入的6倍左右。 ...

Core Insights - The article highlights the significant improvements in the cross-province medical insurance settlement process in China, making it more convenient for patients to receive medical care outside their home provinces [1][2]. Group 1: Policy Impact - The number of people utilizing cross-province direct settlement for medical expenses has surged from 5.37 million in 2020 to 238 million by 2024, representing a 44-fold increase [2]. - The direct settlement rate for cross-province hospitalization expenses has exceeded 90%, indicating a high level of efficiency in the system [2]. - The scope of cross-province direct settlement has expanded from hospitalization to include outpatient services and ten specific chronic diseases, enhancing accessibility for patients [2]. Group 2: User Experience - Patients now experience a streamlined process where they can settle medical expenses directly through the "National Medical Insurance Service Platform" app, significantly reducing the burden of upfront payments and lengthy reimbursement processes [1]. - The implementation of these policies has made accessing medical care in different provinces as convenient as receiving care in one's home province, reflecting a positive shift in public sentiment towards healthcare accessibility [1][2].

（37）促进高质量充分就业。深入实施就业优先战略，健全就业促进机制，构建就业友好型发展方式。加强产业和就业协同，积极培育新职业新岗位，支持企业稳岗扩岗。完善人力资源供需匹配机制，健全终身职业技能培训制度，强化择业和用人观念引导，着力解决结构性就业矛盾。完善就业支持和公共服务体系，稳定和扩大高校毕业生、农民工、退役军人等重点群体就业，推动灵活就业、新就业形态健康发展。加大创业支持力度，增强创业带动就业效应。完善劳动标准体系和劳动关系协商协调机制，加强劳动者权益保障，营造公平有序就业环境。完善就业影响评估和监测预警，综合应对外部环境变化和新技术发展对就业的影响。（38）完善收入分配制度。坚持按劳分配为主体、多种分配方式并存，提高居民收入在国民收入分配中的比重，提高劳动报酬在初次分配中的比重。健全各类要素由市场评价贡献、按贡献决定报酬的初次分配机制，促进多劳者多得、技高者多得、创新者多得。完善劳动者工资决定、合理增长、支付保障机制，推行工资集体协商制度，健全最低工资标准调整机制，加强企业工资分配宏观指导。多渠道增加城乡居民财产性收入。加强税收、社会保障、转移支付等再分配调节。促进和规范公益慈善事业发展。规范收入分配 ...

Core Points - Hangzhou will implement a new medical insurance policy starting January 1, 2024, which relaxes the household registration restrictions for participating in basic medical insurance [1][2] Group 1: Policy Changes - The revised policy expands the coverage of basic medical insurance, allowing non-Hangzhou residents to participate based on their residence or employment location [2] - The eligibility criteria for non-Hangzhou registered preschool children have been relaxed from requiring one parent to have contributed to Hangzhou's employee insurance for three years to simply holding a local residence permit [2] - Similarly, the criteria for non-Hangzhou registered primary and secondary school students have been simplified to only requiring enrollment in a local school [2] Group 2: Financial Adjustments - The personal contribution to the medical insurance for residents will increase by approximately 10% in 2026, with the minimum annual increase set at 10 yuan and the maximum at 70 yuan [3] - The government will enhance its financial support, increasing the annual subsidy by an additional 150 yuan per person [3] Group 3: Insurance Benefits - The revised policy aims to reduce the financial burden on residents by establishing an incentive mechanism for those continuously insured and those with zero reimbursement under the resident medical insurance [5] - The scope of major illness insurance reimbursement will be expanded, and benefits for medical assistance recipients will be improved [5] - A dynamic adjustment mechanism for the funding standards linked to residents' disposable income will be established, with annual adjustments starting in 2027 [5]

Core Insights - The story illustrates the financial challenges faced by elderly parents in the context of rising healthcare costs and the importance of prudent financial planning for retirement [4][6][8] Financial Planning - It emphasizes the need for rational financial management, suggesting that retirement funds should be safeguarded through low-risk investments such as bank deposits, government bonds, and insurance [8] - The narrative highlights the significance of having adequate medical insurance to mitigate health-related expenses as individuals age [8] Family Dynamics - The emotional support from the daughter and son-in-law during a health crisis underscores the importance of family bonds and mutual support in times of need [4][6] - The story reflects on the potential regret of parents who may not adequately prepare for their retirement, contrasting those who prioritize financial security over lavish gifts for their children [6][8] Societal Context - It points out the broader societal issue of aging populations and the increasing concern among elderly individuals about becoming a burden to their children [6][8] - The narrative advocates for proactive measures in financial and health planning to ensure a dignified and secure old age [8][10]

Fiscal Revenue and Expenditure - In the first half of the year, the national general public budget revenue reached 11.56 trillion yuan, a year-on-year decrease of 0.3%, with the decline narrowing by 0.8 percentage points compared to the first quarter [1] - National general public budget expenditure was 14.13 trillion yuan, showing a year-on-year increase of 3.4% [1] - Overall, fiscal operations have remained stable, characterized by a gradual recovery in tax revenue, a decline in non-tax revenue growth, income growth in most regions, and increased fiscal spending in key areas [1] Employment and Social Security - The Ministry of Finance has allocated 667.4 billion yuan in employment support funds, emphasizing social security as a priority area for fiscal spending [2] - Policies include reducing unemployment and work injury insurance rates, increasing unemployment insurance subsidies, and expanding social insurance subsidies to stabilize jobs and support employment for college graduates [2] - The basic pension for retirees has been increased by 2%, and the minimum standard for urban and rural residents' basic pensions has been raised by 20 yuan [2] Healthcare and Public Health - The per capita fiscal subsidy standard for basic public health services has been increased by 5 yuan, reaching 99 yuan per person per year [3] - The per capita fiscal subsidy for urban and rural residents' medical insurance has been raised by 30 yuan, totaling 700 yuan per person per year [3] - A total of 552.2 billion yuan has been allocated for related subsidies this year to enhance medical assistance and reduce the financial burden on vulnerable groups [3] Consumer Spending Initiatives - The "old-for-new" consumption policy has been a key initiative to boost consumer spending, with 1.6 trillion yuan in sales for items like automobiles and home appliances [4] - Retail sales of household appliances and audio-visual equipment, cultural office supplies, communication equipment, and furniture have seen year-on-year growth rates of 30.7%, 25.4%, 24.1%, and 22.9% respectively [4] - The Ministry of Finance plans to accelerate the introduction of policies to stimulate consumer spending and improve the consumption environment [4][5]

Core Viewpoint - The "Pomegranate Seed" project in Aba Prefecture aims to address the needs of vulnerable groups and promote social welfare through various initiatives, including the "Loving Parents" program, which provides support to children from remote areas [1][2]. Group 1: Social Welfare Initiatives - Aba Prefecture plans to invest over 1.5 billion yuan in the next three years to enhance support for special vulnerable groups, including increasing the minimum living allowance for urban and rural residents by over 1,300 yuan per person [2]. - The "Loving Parents" initiative focuses on providing care for orphans, left-behind children, and children from single-parent families, ensuring they receive adequate attention and support [2][3]. Group 2: Employment and Training - The region has set a goal for at least one member of every family to be employed, with over 5,000 unemployed graduates finding stable jobs last year through targeted employment programs [4]. - A training program for unemployed college graduates has been launched, with 105 participants, and a job fair featuring over 200 positions from 57 companies [4]. Group 3: Support for Entrepreneurs - Aba Prefecture has introduced 21 measures to support returning entrepreneurs, offering additional subsidies and interest discounts on loans for first-time entrepreneurs [5]. Group 4: Healthcare Initiatives - The region is focusing on preventive healthcare by providing free health check-ups and establishing health records for every farmer and herdsman, aiming to reduce medical expenses for families [6][7]. - A new dialysis center has been established to support patients with chronic illnesses, and the government plans to increase medical insurance reimbursement rates [7].

Core Viewpoint - The annual National Two Sessions serve as an important window for understanding China's future development and reform directions, focusing on people's livelihoods and innovation-driven narratives [2]. Group 1: Social Welfare and Elderly Care - Recommendations include supporting banks to innovate "silver finance" services and launch safe financial products for the elderly [3]. - A proposal to double the basic pension for urban and rural residents over the next decade [4]. - Suggestions to increase paid leave for children caring for elderly parents, with flexible arrangements [6]. - Advocacy for universities to offer elderly care programs and establish a tiered system for home care talent [7]. Group 2: Family and Reproductive Health - Proposals to eliminate the divorce cooling-off period in the Civil Code [8]. - Recommendations for stricter enforcement of parental leave and the introduction of a "father's leave" system [9]. - Suggestions to extend maternity leave to no less than six months and paternity leave to at least 30 days [10]. - Calls for measures to protect women's reproductive health and address declining birth rates [14]. Group 3: Healthcare and Medical Insurance - Proposals to integrate commercial health insurance with public health insurance for better patient support [17]. - Recommendations to lower health insurance fees for urban and rural residents and to include early cancer screening in health insurance [18]. - Suggestions for establishing a special fund for rare disease medical assistance [18]. Group 4: Agricultural Development - Recommendations to lower the threshold for migrant workers to settle in cities and establish a housing security system [19]. - Proposals to enhance black soil protection and promote organic farming practices [20]. - Suggestions to improve the integration of rural industries and streamline land use regulations [21]. Group 5: AI and Technology - Proposals to establish "AI empowerment special funds" to subsidize small and medium enterprises for AI equipment purchases [25]. - Recommendations for legislation to regulate AI writing and address misinformation generated by AI [26][27]. - Suggestions to promote the deployment of high-speed optical networks to enhance AI competitiveness [28]. Group 6: Education and Employment - Recommendations to strengthen the prevention of sexual abuse education for minors and adjust the timing of high school entrance exams [30][32]. - Proposals to improve vocational education systems and promote a model of order-based training [39]. - Suggestions to include flexible employment in workers' compensation insurance and extend the age limit for participation [44]. Group 7: Consumer and Economic Policies - Recommendations to enhance support for minority cultural products in e-commerce [54]. - Proposals for unified conditions for trade-in programs across provinces and cities [55]. - Suggestions to issue various types of consumption vouchers to benefit low-income groups [57]. Group 8: Legislative Proposals - Recommendations to adjust the age of criminal responsibility and establish laws for juvenile punishment [58][59]. - Proposals for stricter regulations on academic integrity and the establishment of a blacklist for companies involved in harassment [63]. - Suggestions to enhance penalties for financial fraud and improve the legal framework for AI management [65][66].