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赋能城市更新升级,书写民生幸福答卷——山东中行以金融助力城市建设高质量发展
Qi Lu Wan Bao· 2025-07-24 10:01
项目对审批速度要求较高。淄博中行上下协同联动,深入走访调研,综合分析评估,深度参与并牵头组 建银团,凭借高效的审批机制和专业优质的服务,率先完成贷款批复,最终以6.35亿元的授信额度,成 为项目份额占比最高的牵头行。截至6月末,银团已累计投放1.32亿元,为项目按计划推进提供了强有 力的金融支撑。淄博中行紧密关注项目进展,严格按照工程进度和用款需求提供持续、稳定的信贷支 持,牢牢托住民生工程建设的金融底,助力淄博建设宜业宜居的现代化城市。 从老旧厂区到宜居新城,从脏乱市场到品质空间,山东中行注入的金融动能,正让人民城市理念在齐鲁 大地落地生根,为民生幸福写下生动注脚。 完善城市功能,惠及民生福祉 威海市文登区西部城区地下管网改建项目是文登区"3-5年基础设施提升计划"的核心工程,是当地重要 民生工程与发展引擎。项目总投资超6.67亿元,将铺设供水、雨水、污水等多类管网,全面升级区域基 础设施。 中央城市工作会议明确,推进城市更新是当前和今后一个时期城市工作的重要抓手。城市建设要以人民 为中心,着力解决城市病,提升城市的功能与品质,而城市更新背后离不开金融的助力与支持。中国银 行山东省分行(以下简称"山东中行" ...
★多部门联手推进城市更新行动
Core Viewpoint - The Chinese government is set to implement a special budget for urban renewal projects, with a focus on enhancing infrastructure and public services, particularly in old residential areas and communities [1][2][3] Group 1: Urban Renewal Investment Plans - A special central budget for urban renewal will be established by June 2023, aimed at supporting public infrastructure and services [2] - The plan includes expanding support for projects related to the transformation of dilapidated housing and old neighborhoods [1][2] Group 2: Financing Mechanisms - The government will enhance the use of local government special bonds to finance urban renewal projects, encouraging participation from private enterprises and social capital [2][3] - A new loan management approach for urban renewal projects will be developed to clarify loan conditions and standards [3] Group 3: Community Improvement Initiatives - The government emphasizes the importance of renovating old residential areas and constructing complete communities, focusing on safety and living conditions [3][4] - From 2019 to 2024, 280,000 old residential areas have been renovated, benefiting 48 million households and improving various infrastructure [4] Group 4: Planning and Coordination - The Ministry of Natural Resources will guide the development of urban renewal plans, ensuring alignment with overall strategic planning and land use policies [4] - Efforts will be made to promote successful experiences from pilot cities in land redevelopment to enhance urban renewal policies [4]
金融监管总局透露:正在制定这项专门的贷款新规→
Jin Rong Shi Bao· 2025-05-20 12:48
Core Viewpoint - The recent issuance of the "Opinions on Continuously Promoting Urban Renewal Actions" by the Central Committee of the Communist Party of China and the State Council outlines the guiding ideology, work principles, and main objectives for urban renewal, emphasizing the need for financial support to realize these goals [1] Group 1: Key Tasks and Financial Support - The urban renewal action includes eight key tasks such as enhancing the renovation and utilization of existing buildings and promoting the renovation of old urban residential areas [1] - Financial regulatory authorities are developing specific loan management measures for urban renewal projects to clarify loan conditions and standards, thereby improving the timeliness and effectiveness of financial services [1][2] Group 2: New Loan Management Measures - The new loan management measures focus on four main aspects: 1. Coordinated advancement, requiring financial institutions to align with city governments' urban renewal plans [2] 2. Implementation of a project list management system, where city governments pre-select projects and financial institutions conduct independent evaluations [2] 3. Adherence to market-oriented and legal principles, allowing financial institutions to set loan terms based on project characteristics [2] 4. Ensuring risk control by assessing project returns and risks before granting credit [2] Group 3: Financial Institutions' Role - Financial regulatory authorities have been guiding financial institutions to actively participate in urban renewal, including supporting village renovations and infrastructure projects [3] - Institutions are encouraged to utilize various financial instruments such as debt, equity, and property investments to support urban renewal initiatives [3] Group 4: Future Directions - Financial regulatory authorities will continue to implement the "Opinions" by helping financial institutions understand the logic of urban renewal and develop tailored financial products and services [4] - There is a focus on creating a performance evaluation system and ensuring effective collaboration between financial resources and public funds [4]