Workflow
对公结构性存款
icon
Search documents
上市公司控存款、增理财,机构预测千亿资金将搬家
Di Yi Cai Jing· 2025-09-21 09:21
Core Viewpoint - The trend of "deposit migration" among residents is increasing, with a notable decline in bank deposit products and a slight rise in wealth management and stock investments [1][5] Group 1: Deposit Trends - Resident deposits have decreased for two consecutive months, with an addition of 110 billion yuan in August, down 60 billion yuan year-on-year [1] - Non-bank deposits increased by 1.18 trillion yuan in August, showing significant growth compared to the same period last year [1] - The proportion of deposit products among listed companies has declined, with a shift towards wealth management and stock investments [2][3] Group 2: Wealth Management and Investment Shifts - Listed companies have announced a total of 373.4 billion yuan in wealth management investments over the past year, with a notable increase in the proportion of wealth management products [2] - The amount allocated to wealth management products reached approximately 589.94 million yuan, accounting for 28% of total investment, compared to 15.16% in the previous period [3] - Some companies are extending their investment targets to the primary market, indicating a diversification in investment strategies [4] Group 3: Market Conditions and Institutional Response - The continuous decline in corporate deposit rates and the recovery of the equity market are driving companies to reduce deposit sizes and increase wealth management and stock investments [5][6] - Recent adjustments in deposit rates have seen significant reductions, with major banks lowering rates across various terms [6] - The average annualized yield for bank wealth management products is now higher than that of deposit products, prompting a shift in investment strategies among companies [7][8] Group 4: Future Outlook - Companies are expected to continue reallocating funds from deposits to wealth management, with estimates suggesting a potential migration of several hundred billion yuan in the coming year [8] - The interest in overseas wealth management products is also growing, indicating a broader diversification in asset allocation strategies [8]
威星智能: 关于使用闲置自有资金进行委托理财到期赎回的公告
Zheng Quan Zhi Xing· 2025-09-04 08:16
Core Viewpoint - Zhejiang Weixing Intelligent Instrument Co., Ltd. has approved the use of idle self-owned funds for entrusted wealth management, with a single investment limit of up to RMB 100 million, which can be rolled over within one year from the date of approval by the shareholders' meeting [1]. Group 1: Wealth Management Activities - The company signed an agreement with Ningbo Bank to purchase structured deposit products using RMB 50 million of idle self-owned funds, with an annualized yield ranging from 1.00% to 2.30% [1]. - The principal of RMB 50 million from the structured deposit product was redeemed on September 4, 2025, along with the investment returns [2]. - The company has utilized a total of RMB 30 million in cash management products that are still outstanding, ensuring that all investments remain within the authorized limits set by the shareholders' meeting [4]. Group 2: Financial Performance - The company has successfully recovered the principal and returns from all matured wealth management products as of the date of the announcement [4]. - The company has engaged in various wealth management products with different banks, including structured deposits with varying annualized yields, demonstrating a diversified approach to cash management [2][3].
中再资环:1亿闲置募资理财到期,收回本金及15.42万收益
Xin Lang Cai Jing· 2025-08-15 07:43
Group 1 - The company announced the temporary use of 100 million yuan of idle raised funds to purchase structured deposits from China Everbright Bank [1] - On August 15, the company recovered the principal amount of 100 million yuan along with an investment return of 154,200 yuan, which has been returned to the special account for raised funds [1]
中再资环: 中再资环关于使用暂时闲置募集资金进行现金管理到期赎回的公告
Zheng Quan Zhi Xing· 2025-08-12 08:08
Core Viewpoint - The company has successfully redeemed 100 million yuan of temporarily idle raised funds used for cash management, generating a financial return of 291,700 yuan, which has been returned to the designated fundraising account [1][4]. Group 1: Cash Management Redemption Details - The company utilized 100 million yuan of temporarily idle raised funds to purchase structured deposits from China Everbright Bank, Beijing Taiping Road Branch, on June 11, 2025 [1][2]. - The principal amount of 100 million yuan and the financial return of 291,700 yuan were redeemed on August 11, 2025, meeting the expected return [1][4]. Group 2: Approval Process - The decision to use part of the idle raised funds for cash management was approved by the company's 27th meeting of the 8th Board of Directors and the 12th meeting of the 8th Supervisory Board [1][4]. Group 3: Financial Management Overview - As of the announcement date, the company has cumulatively used temporarily idle raised funds for cash management amounting to 118 million yuan, with a total return of 365,620 yuan [2][4]. - The total cash management limit is 340 million yuan, with 240 million yuan remaining unused [4].
上海沪工:关于使用闲置募集资金进行现金管理到期赎回的公告
Zheng Quan Ri Bao· 2025-08-07 07:14
证券日报网讯 8月6日晚间,上海沪工发布公告称,公司于2025年5月购买了浦发银行的对公结构性存 款。截至本公告披露日,公司已赎回上述产品,收回本金人民币9,000万元,并获得利息收益人民币 49.50万元。上述现金管理产品本金和利息收益均已归还至募集资金账户。 (文章来源:证券日报) ...
绝味食品: 关于使用闲置募集资金进行现金管理到期赎回的公告
Zheng Quan Zhi Xing· 2025-07-30 16:13
证券代码:603517 证券简称:绝味食品 公告编号:2025- 绝味食品股份有限公司 关于使用闲置募集资金进行现金管理到期赎回的 公告 本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述 或者重大遗漏,并对其内容的真实性、准确性和完整性承担法律责任。 绝味食品股份有限公司(以下简称"公司")于 2025 年 4 月 9 日召开第六 届董事会第二次会议和第五届监事会第二十三次会议,2025 年 5 月 9 日召开公 司 2024 年度股东会,审议通过了《关于使用部分暂时闲置募集资金进行现金管 理的议案》,同意公司全资子公司合计使用最高额度不超过人民币 7 亿元(含 7 亿元)的暂时闲置募集资金进行现金管理,用于购买安全性高、流动性好的结构 化存款或稳健型短期理财产品,投资期限为自公司 2024 年度股东会审议通过之 日起 12 个月,在上述额度及期限内,可滚动使用。公司监事会和保荐机构对该 议案发表了同意意见。具体内容详见公司于 2025 年 4 月 10 日披露的《绝味食品 关于使用部分暂时闲置募集资金进行现金管理的公告》(公告编号:2025-030)。 司长沙华丰分行签署了《对公结构性存款 ...
上海沪工焊接集团股份有限公司 关于使用闲置募集资金进行现金管理部分到期赎回的公告
本公司董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容 的真实性、准确性和完整性依法承担法律责任。 上海沪工焊接集团股份有限公司(以下简称"公司") 于2024年4月25日召开第四届董事会第三十次会议 和第四届监事会第十八次会议,会议审议通过了《关于使用闲置募集资金进行现金管理额度的议案》, 同意公司及下属公司使用单日最高余额不超过2亿元人民币的闲置募集资金进行现金管理。本议案已经 公司2023年年度股东大会审议通过。具体内容详见公司于2024年4月27日披露于上海证券交易所网站 (www.sse.com.cn)的《关于使用闲置募集资金进行现金管理额度的公告》(公告编号:2024-018)。 一、本次使用闲置募集资金进行现金管理到期赎回情况 证券代码:603131 证券简称:上海沪工 公告编号:2025-028 债券代码:113593 债券简称:沪工转债 上海沪工焊接集团股份有限公司 关于使用闲置募集资金进行现金管理部分到期赎回的公告 二、公司使用闲置募集资金进行现金管理总体情况 截至本公告披露日,公司使用闲置募集资金进行现金管理的余额为人民币14,500万元。公司使用闲置 ...
绝味食品股份有限公司关于使用闲置募集资金进行现金管理到期赎回的公告
Group 1 - The company approved the use of idle raised funds for cash management, with a maximum amount of RMB 300 million for structured deposits or short-term financial products [1] - The approval was given during the board meeting on April 29, 2024, and the shareholders' meeting on May 21, 2024, with a usage period of 12 months [1] - Independent directors, the supervisory board, and the sponsor institution expressed agreement with the proposal [1] Group 2 - On March 13, 2025, the company redeemed structured deposits with a principal of RMB 70 million, earning a profit of RMB 113,800 [2] - The announcement includes details of the company's recent twelve-month investment activities using self-owned or raised funds for financial management [2]