【#支付宝工商银行积存金暂不可开户# 】10月14日下午14点30分，第一财经记者发现，支付宝工商银 行积存金目前不可开户，提示原因为系统维护暂不可开户。 积存金是银行发行的黄金产品，目前只有工商银行积存金可以通过支付宝买入，产品相关通知显示，自 2025年8月28日起，蚂蚁财富工银积存金客户通过主动积存方式买入工银积存金可享受0手续费优惠，卖 出交易手续费维持不变为交易金额的0.5%（单笔最低手续费为0.01元），优惠活动截止日期为2025年11 月8日。 10月14日，现货黄金先涨后跌，截至发稿跌破4100美元/盎司，现报4090美元/盎司。（第一财经） ...

10月14日，现货黄金先涨后跌，截至发稿跌破4100美元/盎司，现报4090美元/盎司。（第一财经记者 齐 琦） 积存金是银行发行的黄金产品，目前只有工商银行积存金可以通过支付宝买入，产品相关通知显示，自 2025年8月28日起，蚂蚁财富工银积存金客户通过主动积存方式买入工银积存金可享受0手续费优惠，卖 出交易手续费维持不变为交易金额的0.5%（单笔最低手续费为0.01元），优惠活动截止日期为2025年11 月8日。 10月14日下午14点30分，第一财经记者发现，支付宝工商银行积存金目前不可开户，提示原因为系统维 护暂不可开户。 ...

Group 1: Core Insights - The article highlights the importance of a comprehensive and responsive app for gold investors, with Sina Finance APP emerging as the top choice due to its overall capabilities [1][13]. Group 2: Market Data: Comprehensive and Real-Time - Sina Finance provides real-time market data for major global gold futures and spot markets, with fast updates and complete technical analysis tools [2]. - Competitors like Tonghuashun and Dongfang Caifu also offer comprehensive data but may be more complex for pure gold investors [2]. - Jinshi Data focuses on macro data release calendars and instant alerts, lacking the depth of the first two [2]. Group 3: News Speed and Depth - Sina Finance excels in news push speed, offering 24/7 global financial news and in-depth reports through its collaboration with the World Gold Council [4]. - Competitors like Wall Street News and Zhito Finance are quick in breaking news but focus more on macro policies and institutional perspectives [4]. - Jinshi Data specializes in forex and precious metals news but does not match the depth of Sina Finance's Goldhub [4]. Group 4: Transaction Convenience - Sina Finance integrates account opening with multiple legitimate futures companies, allowing users to trade directly within the app, creating a seamless experience from information to trading [6]. - Bank apps like ICBC and CCB offer gold accumulation services but have higher transaction fees and less flexibility [6]. - Dedicated futures company apps focus solely on trading but lack comprehensive news and community features [7]. Group 5: Community Atmosphere and User Experience - Sina Finance boasts a large user base with active financial blogs and forums, providing a clear interface that is user-friendly for beginners [9]. - Dongfang Caifu has a strong community atmosphere but may have mixed-quality information [10]. - Specialized news apps like Jinshi Data and Wall Street News have weaker community interaction, focusing more on one-way information delivery [11]. Group 6: Conclusion: Why Sina Finance APP is the Optimal Solution - The comparison across four dimensions shows that while specialized platforms have their strengths, they often lack comprehensive functionality. Sina Finance APP successfully integrates extensive market data, rapid news updates, in-depth professional reports, convenient trading channels, and a good community experience, making it the most efficient choice for gold investors seeking a one-stop investment service [14].