这片规划面积1.96平方公里的产业高地，核心区内布局了10个专业园区、100万平方米产业载体，目前已集聚AI企业381家，从业人员超5万人。按照"十五 五"规划，这里将进一步汇聚1000家AI上下游企业、10万AI人才，实现核心产业产值突破1000亿元、关联产业产值突破3000亿元，最终建成长三角人工智能 产业集散中心。 作者|深水财经社 何离 2025年是人工智能全面爆发的一年，从DEEPEEK掀起的AI大模型浪潮，到具身机器人实现规模化场景应用，这场科技革命正推动人工智能从实验室走向产 业一线与日常生活。 在这个发声根本性变革的重要时点，第十六届长三角财经名记嘉年华于11月28日圆满收官。本届活动以"进化"为核心主题，邀集了长三角区域30余家头部财 经媒体人，共同探讨如何与时代同频共振。同步启动的"发现南京·走进雨花"深度调研活动，更是带领媒体人走进"2025世界智能制造大会"现场，领略全球 具身机器人、工业机器人、智能工厂的最新发展成果，还探访了中国（南京）软件谷的"AI・镜界——南京人工智能生态街区"，亲身感受南京人工智能产业 的蓬勃态势。 南京的科技"强磁场" 本次嘉年华与调研活动，让媒体大咖们透过 ...

Core Viewpoint - The bank emphasizes high-quality development and strategic execution, focusing on customer-centric operations, risk control, and digital transformation to enhance overall business performance [15][16][17]. Company Overview - The bank's total assets reached 77,689.21 billion RMB, a decrease of 460.48 billion RMB or 0.59% from the previous year [16]. - The total liabilities amounted to 70,666.09 billion RMB, down by 917.92 billion RMB or 1.28% [16]. - The bank's net profit attributable to shareholders was 213.80 billion RMB, a decrease of 10.94 billion RMB or 4.87% year-on-year [17]. Financial Performance - Operating income increased to 723.84 billion RMB, up by 52.57 billion RMB or 7.83% year-on-year [17]. - Net interest income was 492.03 billion RMB, reflecting a year-on-year increase of 6.21 billion RMB or 1.28% [17]. - Non-interest income reached 231.81 billion RMB, a rise of 46.36 billion RMB or 25.00% compared to the previous year [17]. Risk Management - The bank's non-performing loan (NPL) ratio stood at 1.48%, slightly up by 0.01 percentage points from the previous year [18]. - The provision coverage ratio improved to 145.06%, an increase of 3.12 percentage points year-on-year [18]. Business Review - The bank served 12.19 million technology enterprises, with 2.80 million being specialized and innovative clients [20]. - Green finance initiatives included issuing 100 billion RMB in green bonds, with a green loan balance of 3,264.85 billion RMB, up by 286.81 billion RMB or 9.63% [22]. - Inclusive finance efforts resulted in a balance of 6,667.51 billion RMB in loans to small and micro enterprises, with 48.29 million clients served [24]. Retail Banking - Retail customer assets totaled 31,539.76 billion RMB, an increase of 2,077.29 billion RMB or 7.05% [36]. - The number of retail customers reached 139.52 million, growing by 3.89% year-on-year [37]. - Retail loans amounted to 17,232.78 billion RMB, a decrease of 274.83 billion RMB or 1.57% [36]. Digital Transformation - The bank launched 152 key features on its digital platform, enhancing service capabilities and customer experience [27][28]. - Online retail platform users reached 124.49 million, a growth of 3.18% from the previous year [28]. International Business - The Hong Kong branch's total assets grew to 236.93 billion HKD, an increase of 11.83% year-on-year [52]. - The branch's net income was 1.648 billion HKD, reflecting a year-on-year growth of 22.62% [52].

Core Viewpoint - The article emphasizes the role of financial support in advancing technological innovation and how China Minsheng Bank is aligning its services with national strategies to foster a "technology-industry-finance" cycle [1][2]. Group 1: Financial Support and Strategy - China Minsheng Bank has a loan balance for technology enterprises exceeding 420 billion yuan, with specialized loans for "specialized, refined, distinctive, and innovative" enterprises reaching 120 billion yuan [1]. - The bank has established a three-year development plan for its technology finance business, focusing on a systematic operational mechanism, intelligent platform tools, specialized product models, and comprehensive service strategies [2]. - The bank's service architecture includes a dedicated support system with a technology finance committee and specialized branches to enhance service delivery [2][3]. Group 2: Support for Innovation and Growth - Minsheng Bank is actively supporting sectors like autonomous driving and smart wearables, aiming to cultivate high-growth consumer markets and invest early in hard technology [3]. - The bank has developed a "Firefly Platform" that integrates various data sources to provide real-time digital profiles of technology enterprises, enhancing service precision [4]. - The bank tailors its services to different stages of technology enterprises, offering products like "Talent Loans" for startups and "Easy Creation Loans" for growth-stage companies [5]. Group 3: Ecosystem and Collaboration - Minsheng Bank is building a "production-finance investment ecosystem" by collaborating with enterprises, investment funds, and government agencies to enhance service offerings [6]. - The bank has over 300 partners in its ecosystem and plans to conduct nearly 100 joint roadshows in 2024 to provide comprehensive services to technology clients [6]. - The bank aims to deepen its technology finance layout in key regions such as Beijing-Tianjin-Hebei, the Yangtze River Delta, and the Guangdong-Hong Kong-Macao Greater Bay Area [6].