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民生银行南京分行以“五服四贷”破解科创企业融资难题
Sou Hu Cai Jing· 2025-11-27 10:51
新五日报 10 江苏银行业金融为民服务实 江苏中行 精准施策,以千亿信贷提动"硬科技"未来 金融精准滴灌 厚植江苏科创"森林" 86.85 Onl gc 83-1111 深耕科技金融,全周期赋能科创企业成长 民生银行南京分行 作为"五篇大文章"之首,做好科技金融大文章,既是金融支持科技强省建设的内在要求,又是金融机构 战略转型的迫切需要。今年民生银行总行正式制发《关于加强全行科技金融业务发展的指导意见》,民 生银行南京分行积极贯彻落实,全力激活"新质密码",逐渐探索出科技金融的全新发展范式。 以"五服四贷"破解科创企业融资难题 苏州银行:科技金融新引擎,驱动科创企业高质量发展 金融 南京银行 实干笃行,书写科技金融高质量发展新篇 北京银行南京分行 江苏银行 扎根江亦沃工,服务创新发展 科技金融双擎驱动,精准赋能企业创新 立足江苏这片科技创新沃土,科技金融如何"热启动"?民生银行南京分行的答案是,以"从0到1"的金融 创新来推动"从0到1"的科技创新,以一批"首单首创"的带动效应,以"走在前""打头阵"的金融担当,积 极助力江苏因地制宜发展新质生产力。 最后,针对科技企业在不同发展阶段、不同场景下的差异化金融产 ...
民生银行闫新国:以“五纵一横”体系赋能科技金融
Core Viewpoint - The journey towards high-level technological self-reliance and strength is significant and requires collective effort, as emphasized by Yan Xinguo, Chief Manager of the Corporate Business Department/Technology Finance Department of Minsheng Bank [1] Group 1: Policy and Strategic Goals - The 20th National Congress report mentions "technology" 10 times and "innovation" 8 times, highlighting the goal of significantly improving the level of technological self-reliance during the 14th Five-Year Plan period [1] - The 14th Five-Year Plan suggests implementing a new type of national system and taking extraordinary measures to achieve breakthroughs in key areas such as integrated circuits, industrial mother machines, high-end instruments, basic software, advanced materials, and biomanufacturing [1] Group 2: Minsheng Bank's Technology Finance Strategy - Minsheng Bank has developed a "Five Vertical and One Horizontal" exclusive service system to address the financial service pain points of technology enterprises, recognizing the unique characteristics of "light asset, high growth" in these companies [2][4] - The "Horizontal" component is the "Firefly Platform," which integrates enterprise evaluation, research support, product services, and investment matching to provide real-time digital portraits of nearly one million technology enterprises [2] Group 3: Service Offerings and Ecosystem Development - The "Five Vertical" system offers services across five dimensions: full cycle, full scene, full ecology, full chain, and full system, providing comprehensive support for enterprises at different growth stages [4] - Minsheng Bank provides various financial products tailored to different stages of enterprise development, including talent loans for startups, R&D loans for growth-stage companies, and merger loans for mature enterprises [4] - The bank has created a service matrix called "Minsheng Easy Creation," offering a one-stop service that combines commercial banking and investment banking, as well as debt and equity financing [4] Group 4: Industry Focus and Support - Minsheng Bank focuses on seven key areas, including advanced materials and new energy, launching the "Minsheng E-Chain" series of products to support the industrial and supply chains [4] - The bank utilizes supply chain transaction data and logistics information for risk assessment, helping small and medium-sized technology enterprises convert data assets into financial assets [4] Group 5: Commitment to Social Responsibility - Minsheng Bank aims to contribute to high-level technological self-reliance and strength by collaborating with various sectors, emphasizing the importance of resilience and vitality in the technology finance service system [5]
2025年服贸会金融服务专题将于9月10日开幕 92家机构线下参展
Zheng Quan Ri Bao Wang· 2025-08-15 12:49
Group 1 - The 2025 China International Service Trade Fair Financial Services Special will be held from September 10 to September 14 in Beijing, focusing on the theme "Digital Intelligence Drives Open Win-Win" [1] - The financial services section will feature 92 participating companies, including 68 from the Fortune Global 500, with a 45.7% internationalization rate [1] - The exhibition area will cover 11,000 square meters, divided into two main thematic exhibition areas: "Open Integration" and "Intelligent Sharing" [2] Group 2 - The "Open Integration" area will showcase achievements in building a strong financial nation and expanding financial services to the real economy [2] - The "Intelligent Sharing" area will focus on deep cooperation between financial institutions and leading technology companies, highlighting innovative applications of technology in finance [2] - The exhibition will incorporate AI technology to enhance interactive experiences, creating an immersive platform for financial innovation [2] Group 3 - A digital RMB experience area of nearly 1,000 square meters will be created, featuring a collaborative display matrix from various banks to showcase "Digital RMB+" innovations [3] - The event aims to foster collaboration among domestic and international financial institutions, reflecting the exploration and breakthroughs in China's financial industry under digital and intelligent development trends [3]
“五全”赋能科技金融 战略驱动发展引擎 访中国民生银行党委委员、副行长石杰
Jin Rong Shi Bao· 2025-04-09 02:55
Core Viewpoint - The article emphasizes the role of financial support in advancing technological innovation and how China Minsheng Bank is aligning its services with national strategies to foster a "technology-industry-finance" cycle [1][2]. Group 1: Financial Support and Strategy - China Minsheng Bank has a loan balance for technology enterprises exceeding 420 billion yuan, with specialized loans for "specialized, refined, distinctive, and innovative" enterprises reaching 120 billion yuan [1]. - The bank has established a three-year development plan for its technology finance business, focusing on a systematic operational mechanism, intelligent platform tools, specialized product models, and comprehensive service strategies [2]. - The bank's service architecture includes a dedicated support system with a technology finance committee and specialized branches to enhance service delivery [2][3]. Group 2: Support for Innovation and Growth - Minsheng Bank is actively supporting sectors like autonomous driving and smart wearables, aiming to cultivate high-growth consumer markets and invest early in hard technology [3]. - The bank has developed a "Firefly Platform" that integrates various data sources to provide real-time digital profiles of technology enterprises, enhancing service precision [4]. - The bank tailors its services to different stages of technology enterprises, offering products like "Talent Loans" for startups and "Easy Creation Loans" for growth-stage companies [5]. Group 3: Ecosystem and Collaboration - Minsheng Bank is building a "production-finance investment ecosystem" by collaborating with enterprises, investment funds, and government agencies to enhance service offerings [6]. - The bank has over 300 partners in its ecosystem and plans to conduct nearly 100 joint roadshows in 2024 to provide comprehensive services to technology clients [6]. - The bank aims to deepen its technology finance layout in key regions such as Beijing-Tianjin-Hebei, the Yangtze River Delta, and the Guangdong-Hong Kong-Macao Greater Bay Area [6].